▼ 0.50% · 3.625%
HK$4,154
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,283
−HK$131/mo
Today · 4.125%
HK$4,414
baseline
▲ 0.50% · 4.625%
HK$4,683
+HK$269/mo
Deposit HK$911K · loan HK$911K · min. income ≈ HK$8,828/mo (50% DSR)
Upfront cash ≈ HK$911K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,621
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,745
−HK$125/mo
Today · 4.125%
HK$4,870
baseline
▲ 0.50% · 4.625%
HK$5,127
+HK$257/mo
Deposit HK$911K · loan HK$911K · min. income ≈ HK$9,740/mo (50% DSR)
Upfront cash ≈ HK$911K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,569
−HK$286/mo
▼ 0.25% · 3.875%
HK$4,711
−HK$144/mo
Today · 4.125%
HK$4,855
baseline
▲ 0.50% · 4.625%
HK$5,151
+HK$296/mo
Deposit HK$820K · loan HK$1.00M · min. income ≈ HK$9,710/mo (50% DSR)
Upfront cash ≈ HK$820K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,083
−HK$275/mo
▼ 0.25% · 3.875%
HK$5,219
−HK$139/mo
Today · 4.125%
HK$5,358
baseline
▲ 0.50% · 4.625%
HK$5,640
+HK$282/mo
Deposit HK$820K · loan HK$1.00M · min. income ≈ HK$10,716/mo (50% DSR)
Upfront cash ≈ HK$820K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,984
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,139
−HK$158/mo
Today · 4.125%
HK$5,297
baseline
▲ 0.50% · 4.625%
HK$5,619
+HK$322/mo
Deposit HK$729K · loan HK$1.09M · min. income ≈ HK$10,594/mo (50% DSR)
Upfront cash ≈ HK$729K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,545
−HK$300/mo
▼ 0.25% · 3.875%
HK$5,694
−HK$151/mo
Today · 4.125%
HK$5,845
baseline
▲ 0.50% · 4.625%
HK$6,153
+HK$308/mo
Deposit HK$729K · loan HK$1.09M · min. income ≈ HK$11,690/mo (50% DSR)
Upfront cash ≈ HK$729K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,400
−HK$338/mo
▼ 0.25% · 3.875%
HK$5,568
−HK$170/mo
Today · 4.125%
HK$5,738
baseline
▲ 0.50% · 4.625%
HK$6,087
+HK$349/mo
Deposit HK$638K · loan HK$1.18M · min. income ≈ HK$11,476/mo (50% DSR)
Upfront cash ≈ HK$638K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,007
−HK$325/mo
▼ 0.25% · 3.875%
HK$6,168
−HK$164/mo
Today · 4.125%
HK$6,332
baseline
▲ 0.50% · 4.625%
HK$6,665
+HK$333/mo
Deposit HK$638K · loan HK$1.18M · min. income ≈ HK$12,664/mo (50% DSR)
Upfront cash ≈ HK$638K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,815
−HK$365/mo
▼ 0.25% · 3.875%
HK$5,996
−HK$184/mo
Today · 4.125%
HK$6,180
baseline
▲ 0.50% · 4.625%
HK$6,556
+HK$376/mo
Deposit HK$546K · loan HK$1.28M · min. income ≈ HK$12,360/mo (50% DSR)
Upfront cash ≈ HK$547K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,469
−HK$350/mo
▼ 0.25% · 3.875%
HK$6,643
−HK$176/mo
Today · 4.125%
HK$6,819
baseline
▲ 0.50% · 4.625%
HK$7,178
+HK$359/mo
Deposit HK$546K · loan HK$1.28M · min. income ≈ HK$13,638/mo (50% DSR)
Upfront cash ≈ HK$547K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,230
−HK$391/mo
▼ 0.25% · 3.875%
HK$6,424
−HK$197/mo
Today · 4.125%
HK$6,621
baseline
▲ 0.50% · 4.625%
HK$7,024
+HK$403/mo
Deposit HK$455K · loan HK$1.37M · min. income ≈ HK$13,242/mo (50% DSR)
Upfront cash ≈ HK$455K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,931
−HK$375/mo
▼ 0.25% · 3.875%
HK$7,117
−HK$189/mo
Today · 4.125%
HK$7,306
baseline
▲ 0.50% · 4.625%
HK$7,691
+HK$385/mo
Deposit HK$455K · loan HK$1.37M · min. income ≈ HK$14,612/mo (50% DSR)
Upfront cash ≈ HK$455K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,646
−HK$417/mo
▼ 0.25% · 3.875%
HK$6,852
−HK$211/mo
Today · 4.125%
HK$7,063
baseline
▲ 0.50% · 4.625%
HK$7,492
+HK$429/mo
Deposit HK$364K · loan HK$1.46M · min. income ≈ HK$14,126/mo (50% DSR)
Upfront cash ≈ HK$364K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,393
−HK$400/mo
▼ 0.25% · 3.875%
HK$7,592
−HK$201/mo
Today · 4.125%
HK$7,793
baseline
▲ 0.50% · 4.625%
HK$8,204
+HK$411/mo
Deposit HK$364K · loan HK$1.46M · min. income ≈ HK$15,586/mo (50% DSR)
Upfront cash ≈ HK$364K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,061
−HK$443/mo
▼ 0.25% · 3.875%
HK$7,281
−HK$223/mo
Today · 4.125%
HK$7,504
baseline
▲ 0.50% · 4.625%
HK$7,961
+HK$457/mo
Deposit HK$273K · loan HK$1.55M · min. income ≈ HK$15,008/mo (50% DSR)
Upfront cash ≈ HK$273K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,855
−HK$425/mo
▼ 0.25% · 3.875%
HK$8,066
−HK$214/mo
Today · 4.125%
HK$8,280
baseline
▲ 0.50% · 4.625%
HK$8,716
+HK$436/mo
Deposit HK$273K · loan HK$1.55M · min. income ≈ HK$16,560/mo (50% DSR)
Upfront cash ≈ HK$273K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,476
−HK$469/mo
▼ 0.25% · 3.875%
HK$7,709
−HK$236/mo
Today · 4.125%
HK$7,945
baseline
▲ 0.50% · 4.625%
HK$8,429
+HK$484/mo
Deposit HK$182K · loan HK$1.64M · min. income ≈ HK$15,890/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,318
−HK$449/mo
▼ 0.25% · 3.875%
HK$8,541
−HK$226/mo
Today · 4.125%
HK$8,767
baseline
▲ 0.50% · 4.625%
HK$9,229
+HK$462/mo
Deposit HK$182K · loan HK$1.64M · min. income ≈ HK$17,534/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).