▼ 0.50% · 3.625%
HK$3,990
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,114
−HK$126/mo
Today · 4.125%
HK$4,240
baseline
▲ 0.50% · 4.625%
HK$4,498
+HK$258/mo
Deposit HK$875K · loan HK$875K · min. income ≈ HK$8,480/mo (50% DSR)
Upfront cash ≈ HK$875K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,439
−HK$239/mo
▼ 0.25% · 3.875%
HK$4,558
−HK$120/mo
Today · 4.125%
HK$4,678
baseline
▲ 0.50% · 4.625%
HK$4,925
+HK$247/mo
Deposit HK$875K · loan HK$875K · min. income ≈ HK$9,356/mo (50% DSR)
Upfront cash ≈ HK$875K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,389
−HK$275/mo
▼ 0.25% · 3.875%
HK$4,525
−HK$139/mo
Today · 4.125%
HK$4,664
baseline
▲ 0.50% · 4.625%
HK$4,948
+HK$284/mo
Deposit HK$787K · loan HK$962K · min. income ≈ HK$9,328/mo (50% DSR)
Upfront cash ≈ HK$787K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,883
−HK$263/mo
▼ 0.25% · 3.875%
HK$5,013
−HK$133/mo
Today · 4.125%
HK$5,146
baseline
▲ 0.50% · 4.625%
HK$5,418
+HK$272/mo
Deposit HK$787K · loan HK$962K · min. income ≈ HK$10,292/mo (50% DSR)
Upfront cash ≈ HK$787K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,788
−HK$300/mo
▼ 0.25% · 3.875%
HK$4,937
−HK$151/mo
Today · 4.125%
HK$5,088
baseline
▲ 0.50% · 4.625%
HK$5,398
+HK$310/mo
Deposit HK$700K · loan HK$1.05M · min. income ≈ HK$10,176/mo (50% DSR)
Upfront cash ≈ HK$700K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,326
−HK$288/mo
▼ 0.25% · 3.875%
HK$5,469
−HK$145/mo
Today · 4.125%
HK$5,614
baseline
▲ 0.50% · 4.625%
HK$5,910
+HK$296/mo
Deposit HK$700K · loan HK$1.05M · min. income ≈ HK$11,228/mo (50% DSR)
Upfront cash ≈ HK$700K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,187
−HK$325/mo
▼ 0.25% · 3.875%
HK$5,348
−HK$164/mo
Today · 4.125%
HK$5,512
baseline
▲ 0.50% · 4.625%
HK$5,847
+HK$335/mo
Deposit HK$612K · loan HK$1.14M · min. income ≈ HK$11,024/mo (50% DSR)
Upfront cash ≈ HK$613K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,770
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,925
−HK$157/mo
Today · 4.125%
HK$6,082
baseline
▲ 0.50% · 4.625%
HK$6,403
+HK$321/mo
Deposit HK$612K · loan HK$1.14M · min. income ≈ HK$12,164/mo (50% DSR)
Upfront cash ≈ HK$613K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,586
−HK$350/mo
▼ 0.25% · 3.875%
HK$5,760
−HK$176/mo
Today · 4.125%
HK$5,936
baseline
▲ 0.50% · 4.625%
HK$6,297
+HK$361/mo
Deposit HK$525K · loan HK$1.22M · min. income ≈ HK$11,872/mo (50% DSR)
Upfront cash ≈ HK$525K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,214
−HK$336/mo
▼ 0.25% · 3.875%
HK$6,381
−HK$169/mo
Today · 4.125%
HK$6,550
baseline
▲ 0.50% · 4.625%
HK$6,895
+HK$345/mo
Deposit HK$525K · loan HK$1.22M · min. income ≈ HK$13,100/mo (50% DSR)
Upfront cash ≈ HK$525K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,985
−HK$375/mo
▼ 0.25% · 3.875%
HK$6,171
−HK$189/mo
Today · 4.125%
HK$6,360
baseline
▲ 0.50% · 4.625%
HK$6,747
+HK$387/mo
Deposit HK$437K · loan HK$1.31M · min. income ≈ HK$12,720/mo (50% DSR)
Upfront cash ≈ HK$438K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,658
−HK$360/mo
▼ 0.25% · 3.875%
HK$6,837
−HK$181/mo
Today · 4.125%
HK$7,018
baseline
▲ 0.50% · 4.625%
HK$7,388
+HK$370/mo
Deposit HK$437K · loan HK$1.31M · min. income ≈ HK$14,036/mo (50% DSR)
Upfront cash ≈ HK$438K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,384
−HK$400/mo
▼ 0.25% · 3.875%
HK$6,582
−HK$202/mo
Today · 4.125%
HK$6,784
baseline
▲ 0.50% · 4.625%
HK$7,197
+HK$413/mo
Deposit HK$350K · loan HK$1.40M · min. income ≈ HK$13,568/mo (50% DSR)
Upfront cash ≈ HK$350K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,102
−HK$384/mo
▼ 0.25% · 3.875%
HK$7,292
−HK$194/mo
Today · 4.125%
HK$7,486
baseline
▲ 0.50% · 4.625%
HK$7,880
+HK$394/mo
Deposit HK$350K · loan HK$1.40M · min. income ≈ HK$14,972/mo (50% DSR)
Upfront cash ≈ HK$350K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,783
−HK$425/mo
▼ 0.25% · 3.875%
HK$6,994
−HK$214/mo
Today · 4.125%
HK$7,208
baseline
▲ 0.50% · 4.625%
HK$7,647
+HK$439/mo
Deposit HK$262K · loan HK$1.49M · min. income ≈ HK$14,416/mo (50% DSR)
Upfront cash ≈ HK$263K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,546
−HK$407/mo
▼ 0.25% · 3.875%
HK$7,748
−HK$205/mo
Today · 4.125%
HK$7,953
baseline
▲ 0.50% · 4.625%
HK$8,373
+HK$420/mo
Deposit HK$262K · loan HK$1.49M · min. income ≈ HK$15,906/mo (50% DSR)
Upfront cash ≈ HK$263K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,182
−HK$450/mo
▼ 0.25% · 3.875%
HK$7,405
−HK$227/mo
Today · 4.125%
HK$7,632
baseline
▲ 0.50% · 4.625%
HK$8,096
+HK$464/mo
Deposit HK$175K · loan HK$1.57M · min. income ≈ HK$15,264/mo (50% DSR)
Upfront cash ≈ HK$175K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,990
−HK$431/mo
▼ 0.25% · 3.875%
HK$8,204
−HK$217/mo
Today · 4.125%
HK$8,421
baseline
▲ 0.50% · 4.625%
HK$8,865
+HK$444/mo
Deposit HK$175K · loan HK$1.57M · min. income ≈ HK$16,842/mo (50% DSR)
Upfront cash ≈ HK$175K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).