▼ 0.50% · 3.625%
HK$3,669
−HK$230/mo
▼ 0.25% · 3.875%
HK$3,783
−HK$116/mo
Today · 4.125%
HK$3,899
baseline
▲ 0.50% · 4.625%
HK$4,137
+HK$238/mo
Deposit HK$805K · loan HK$805K · min. income ≈ HK$7,798/mo (50% DSR)
Upfront cash ≈ HK$805K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,082
−HK$221/mo
▼ 0.25% · 3.875%
HK$4,191
−HK$112/mo
Today · 4.125%
HK$4,303
baseline
▲ 0.50% · 4.625%
HK$4,529
+HK$226/mo
Deposit HK$805K · loan HK$805K · min. income ≈ HK$8,606/mo (50% DSR)
Upfront cash ≈ HK$805K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,036
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,162
−HK$127/mo
Today · 4.125%
HK$4,289
baseline
▲ 0.50% · 4.625%
HK$4,550
+HK$261/mo
Deposit HK$724K · loan HK$885K · min. income ≈ HK$8,578/mo (50% DSR)
Upfront cash ≈ HK$724K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,490
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,611
−HK$122/mo
Today · 4.125%
HK$4,733
baseline
▲ 0.50% · 4.625%
HK$4,982
+HK$249/mo
Deposit HK$724K · loan HK$885K · min. income ≈ HK$9,466/mo (50% DSR)
Upfront cash ≈ HK$724K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,403
−HK$276/mo
▼ 0.25% · 3.875%
HK$4,540
−HK$139/mo
Today · 4.125%
HK$4,679
baseline
▲ 0.50% · 4.625%
HK$4,964
+HK$285/mo
Deposit HK$644K · loan HK$965K · min. income ≈ HK$9,358/mo (50% DSR)
Upfront cash ≈ HK$644K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,898
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,030
−HK$133/mo
Today · 4.125%
HK$5,163
baseline
▲ 0.50% · 4.625%
HK$5,435
+HK$272/mo
Deposit HK$644K · loan HK$965K · min. income ≈ HK$10,326/mo (50% DSR)
Upfront cash ≈ HK$644K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,770
−HK$299/mo
▼ 0.25% · 3.875%
HK$4,918
−HK$151/mo
Today · 4.125%
HK$5,069
baseline
▲ 0.50% · 4.625%
HK$5,378
+HK$309/mo
Deposit HK$563K · loan HK$1.05M · min. income ≈ HK$10,138/mo (50% DSR)
Upfront cash ≈ HK$563K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,307
−HK$286/mo
▼ 0.25% · 3.875%
HK$5,449
−HK$144/mo
Today · 4.125%
HK$5,593
baseline
▲ 0.50% · 4.625%
HK$5,888
+HK$295/mo
Deposit HK$563K · loan HK$1.05M · min. income ≈ HK$11,186/mo (50% DSR)
Upfront cash ≈ HK$563K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,137
−HK$322/mo
▼ 0.25% · 3.875%
HK$5,297
−HK$162/mo
Today · 4.125%
HK$5,459
baseline
▲ 0.50% · 4.625%
HK$5,791
+HK$332/mo
Deposit HK$483K · loan HK$1.13M · min. income ≈ HK$10,918/mo (50% DSR)
Upfront cash ≈ HK$483K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,715
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,868
−HK$156/mo
Today · 4.125%
HK$6,024
baseline
▲ 0.50% · 4.625%
HK$6,341
+HK$317/mo
Deposit HK$483K · loan HK$1.13M · min. income ≈ HK$12,048/mo (50% DSR)
Upfront cash ≈ HK$483K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,504
−HK$345/mo
▼ 0.25% · 3.875%
HK$5,675
−HK$174/mo
Today · 4.125%
HK$5,849
baseline
▲ 0.50% · 4.625%
HK$6,205
+HK$356/mo
Deposit HK$402K · loan HK$1.21M · min. income ≈ HK$11,698/mo (50% DSR)
Upfront cash ≈ HK$402K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,123
−HK$331/mo
▼ 0.25% · 3.875%
HK$6,287
−HK$167/mo
Today · 4.125%
HK$6,454
baseline
▲ 0.50% · 4.625%
HK$6,794
+HK$340/mo
Deposit HK$402K · loan HK$1.21M · min. income ≈ HK$12,908/mo (50% DSR)
Upfront cash ≈ HK$402K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,871
−HK$368/mo
▼ 0.25% · 3.875%
HK$6,053
−HK$186/mo
Today · 4.125%
HK$6,239
baseline
▲ 0.50% · 4.625%
HK$6,619
+HK$380/mo
Deposit HK$322K · loan HK$1.29M · min. income ≈ HK$12,478/mo (50% DSR)
Upfront cash ≈ HK$322K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,531
−HK$353/mo
▼ 0.25% · 3.875%
HK$6,706
−HK$178/mo
Today · 4.125%
HK$6,884
baseline
▲ 0.50% · 4.625%
HK$7,247
+HK$363/mo
Deposit HK$322K · loan HK$1.29M · min. income ≈ HK$13,768/mo (50% DSR)
Upfront cash ≈ HK$322K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,238
−HK$391/mo
▼ 0.25% · 3.875%
HK$6,432
−HK$197/mo
Today · 4.125%
HK$6,629
baseline
▲ 0.50% · 4.625%
HK$7,032
+HK$403/mo
Deposit HK$241K · loan HK$1.37M · min. income ≈ HK$13,258/mo (50% DSR)
Upfront cash ≈ HK$241K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,939
−HK$375/mo
▼ 0.25% · 3.875%
HK$7,125
−HK$189/mo
Today · 4.125%
HK$7,314
baseline
▲ 0.50% · 4.625%
HK$7,700
+HK$386/mo
Deposit HK$241K · loan HK$1.37M · min. income ≈ HK$14,628/mo (50% DSR)
Upfront cash ≈ HK$241K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,605
−HK$414/mo
▼ 0.25% · 3.875%
HK$6,810
−HK$209/mo
Today · 4.125%
HK$7,019
baseline
▲ 0.50% · 4.625%
HK$7,446
+HK$427/mo
Deposit HK$161K · loan HK$1.45M · min. income ≈ HK$14,038/mo (50% DSR)
Upfront cash ≈ HK$161K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,348
−HK$397/mo
▼ 0.25% · 3.875%
HK$7,545
−HK$200/mo
Today · 4.125%
HK$7,745
baseline
▲ 0.50% · 4.625%
HK$8,153
+HK$408/mo
Deposit HK$161K · loan HK$1.45M · min. income ≈ HK$15,490/mo (50% DSR)
Upfront cash ≈ HK$161K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).