▼ 0.50% · 3.625%
HK$3,716
−HK$233/mo
▼ 0.25% · 3.875%
HK$3,831
−HK$118/mo
Today · 4.125%
HK$3,949
baseline
▲ 0.50% · 4.625%
HK$4,189
+HK$240/mo
Deposit HK$815K · loan HK$815K · min. income ≈ HK$7,898/mo (50% DSR)
Upfront cash ≈ HK$815K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,134
−HK$223/mo
▼ 0.25% · 3.875%
HK$4,245
−HK$112/mo
Today · 4.125%
HK$4,357
baseline
▲ 0.50% · 4.625%
HK$4,587
+HK$230/mo
Deposit HK$815K · loan HK$815K · min. income ≈ HK$8,714/mo (50% DSR)
Upfront cash ≈ HK$815K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,087
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,215
−HK$129/mo
Today · 4.125%
HK$4,344
baseline
▲ 0.50% · 4.625%
HK$4,608
+HK$264/mo
Deposit HK$733K · loan HK$896K · min. income ≈ HK$8,688/mo (50% DSR)
Upfront cash ≈ HK$733K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,547
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,669
−HK$124/mo
Today · 4.125%
HK$4,793
baseline
▲ 0.50% · 4.625%
HK$5,045
+HK$252/mo
Deposit HK$733K · loan HK$896K · min. income ≈ HK$9,586/mo (50% DSR)
Upfront cash ≈ HK$733K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,459
−HK$280/mo
▼ 0.25% · 3.875%
HK$4,598
−HK$141/mo
Today · 4.125%
HK$4,739
baseline
▲ 0.50% · 4.625%
HK$5,027
+HK$288/mo
Deposit HK$652K · loan HK$978K · min. income ≈ HK$9,478/mo (50% DSR)
Upfront cash ≈ HK$652K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,961
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,094
−HK$135/mo
Today · 4.125%
HK$5,229
baseline
▲ 0.50% · 4.625%
HK$5,504
+HK$275/mo
Deposit HK$652K · loan HK$978K · min. income ≈ HK$10,458/mo (50% DSR)
Upfront cash ≈ HK$652K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,831
−HK$302/mo
▼ 0.25% · 3.875%
HK$4,981
−HK$152/mo
Today · 4.125%
HK$5,133
baseline
▲ 0.50% · 4.625%
HK$5,446
+HK$313/mo
Deposit HK$570K · loan HK$1.06M · min. income ≈ HK$10,266/mo (50% DSR)
Upfront cash ≈ HK$570K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,374
−HK$290/mo
▼ 0.25% · 3.875%
HK$5,518
−HK$146/mo
Today · 4.125%
HK$5,664
baseline
▲ 0.50% · 4.625%
HK$5,963
+HK$299/mo
Deposit HK$570K · loan HK$1.06M · min. income ≈ HK$11,328/mo (50% DSR)
Upfront cash ≈ HK$570K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,202
−HK$326/mo
▼ 0.25% · 3.875%
HK$5,364
−HK$164/mo
Today · 4.125%
HK$5,528
baseline
▲ 0.50% · 4.625%
HK$5,865
+HK$337/mo
Deposit HK$489K · loan HK$1.14M · min. income ≈ HK$11,056/mo (50% DSR)
Upfront cash ≈ HK$489K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,787
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,943
−HK$157/mo
Today · 4.125%
HK$6,100
baseline
▲ 0.50% · 4.625%
HK$6,421
+HK$321/mo
Deposit HK$489K · loan HK$1.14M · min. income ≈ HK$12,200/mo (50% DSR)
Upfront cash ≈ HK$489K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,574
−HK$349/mo
▼ 0.25% · 3.875%
HK$5,747
−HK$176/mo
Today · 4.125%
HK$5,923
baseline
▲ 0.50% · 4.625%
HK$6,284
+HK$361/mo
Deposit HK$407K · loan HK$1.22M · min. income ≈ HK$11,846/mo (50% DSR)
Upfront cash ≈ HK$407K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,201
−HK$335/mo
▼ 0.25% · 3.875%
HK$6,367
−HK$169/mo
Today · 4.125%
HK$6,536
baseline
▲ 0.50% · 4.625%
HK$6,880
+HK$344/mo
Deposit HK$407K · loan HK$1.22M · min. income ≈ HK$13,072/mo (50% DSR)
Upfront cash ≈ HK$407K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,945
−HK$373/mo
▼ 0.25% · 3.875%
HK$6,130
−HK$188/mo
Today · 4.125%
HK$6,318
baseline
▲ 0.50% · 4.625%
HK$6,703
+HK$385/mo
Deposit HK$326K · loan HK$1.30M · min. income ≈ HK$12,636/mo (50% DSR)
Upfront cash ≈ HK$326K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,614
−HK$357/mo
▼ 0.25% · 3.875%
HK$6,791
−HK$180/mo
Today · 4.125%
HK$6,971
baseline
▲ 0.50% · 4.625%
HK$7,339
+HK$368/mo
Deposit HK$326K · loan HK$1.30M · min. income ≈ HK$13,942/mo (50% DSR)
Upfront cash ≈ HK$326K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,317
−HK$396/mo
▼ 0.25% · 3.875%
HK$6,513
−HK$200/mo
Today · 4.125%
HK$6,713
baseline
▲ 0.50% · 4.625%
HK$7,121
+HK$408/mo
Deposit HK$244K · loan HK$1.39M · min. income ≈ HK$13,426/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,027
−HK$380/mo
▼ 0.25% · 3.875%
HK$7,216
−HK$191/mo
Today · 4.125%
HK$7,407
baseline
▲ 0.50% · 4.625%
HK$7,798
+HK$391/mo
Deposit HK$244K · loan HK$1.39M · min. income ≈ HK$14,814/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,688
−HK$420/mo
▼ 0.25% · 3.875%
HK$6,896
−HK$212/mo
Today · 4.125%
HK$7,108
baseline
▲ 0.50% · 4.625%
HK$7,540
+HK$432/mo
Deposit HK$163K · loan HK$1.47M · min. income ≈ HK$14,216/mo (50% DSR)
Upfront cash ≈ HK$163K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,441
−HK$402/mo
▼ 0.25% · 3.875%
HK$7,640
−HK$203/mo
Today · 4.125%
HK$7,843
baseline
▲ 0.50% · 4.625%
HK$8,256
+HK$413/mo
Deposit HK$163K · loan HK$1.47M · min. income ≈ HK$15,686/mo (50% DSR)
Upfront cash ≈ HK$163K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).