▼ 0.50% · 3.625%
HK$3,982
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,106
−HK$126/mo
Today · 4.125%
HK$4,232
baseline
▲ 0.50% · 4.625%
HK$4,489
+HK$257/mo
Deposit HK$873K · loan HK$873K · min. income ≈ HK$8,464/mo (50% DSR)
Upfront cash ≈ HK$873K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,430
−HK$240/mo
▼ 0.25% · 3.875%
HK$4,549
−HK$121/mo
Today · 4.125%
HK$4,670
baseline
▲ 0.50% · 4.625%
HK$4,916
+HK$246/mo
Deposit HK$873K · loan HK$873K · min. income ≈ HK$9,340/mo (50% DSR)
Upfront cash ≈ HK$873K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,380
−HK$275/mo
▼ 0.25% · 3.875%
HK$4,517
−HK$138/mo
Today · 4.125%
HK$4,655
baseline
▲ 0.50% · 4.625%
HK$4,938
+HK$283/mo
Deposit HK$786K · loan HK$961K · min. income ≈ HK$9,310/mo (50% DSR)
Upfront cash ≈ HK$786K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,873
−HK$263/mo
▼ 0.25% · 3.875%
HK$5,004
−HK$132/mo
Today · 4.125%
HK$5,136
baseline
▲ 0.50% · 4.625%
HK$5,407
+HK$271/mo
Deposit HK$786K · loan HK$961K · min. income ≈ HK$10,272/mo (50% DSR)
Upfront cash ≈ HK$786K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,779
−HK$299/mo
▼ 0.25% · 3.875%
HK$4,927
−HK$151/mo
Today · 4.125%
HK$5,078
baseline
▲ 0.50% · 4.625%
HK$5,387
+HK$309/mo
Deposit HK$699K · loan HK$1.05M · min. income ≈ HK$10,156/mo (50% DSR)
Upfront cash ≈ HK$699K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,316
−HK$287/mo
▼ 0.25% · 3.875%
HK$5,459
−HK$144/mo
Today · 4.125%
HK$5,603
baseline
▲ 0.50% · 4.625%
HK$5,899
+HK$296/mo
Deposit HK$699K · loan HK$1.05M · min. income ≈ HK$11,206/mo (50% DSR)
Upfront cash ≈ HK$699K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,177
−HK$324/mo
▼ 0.25% · 3.875%
HK$5,338
−HK$163/mo
Today · 4.125%
HK$5,501
baseline
▲ 0.50% · 4.625%
HK$5,836
+HK$335/mo
Deposit HK$611K · loan HK$1.14M · min. income ≈ HK$11,002/mo (50% DSR)
Upfront cash ≈ HK$611K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,759
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,914
−HK$156/mo
Today · 4.125%
HK$6,070
baseline
▲ 0.50% · 4.625%
HK$6,390
+HK$320/mo
Deposit HK$611K · loan HK$1.14M · min. income ≈ HK$12,140/mo (50% DSR)
Upfront cash ≈ HK$611K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,575
−HK$350/mo
▼ 0.25% · 3.875%
HK$5,748
−HK$177/mo
Today · 4.125%
HK$5,925
baseline
▲ 0.50% · 4.625%
HK$6,285
+HK$360/mo
Deposit HK$524K · loan HK$1.22M · min. income ≈ HK$11,850/mo (50% DSR)
Upfront cash ≈ HK$524K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,202
−HK$335/mo
▼ 0.25% · 3.875%
HK$6,369
−HK$168/mo
Today · 4.125%
HK$6,537
baseline
▲ 0.50% · 4.625%
HK$6,882
+HK$345/mo
Deposit HK$524K · loan HK$1.22M · min. income ≈ HK$13,074/mo (50% DSR)
Upfront cash ≈ HK$524K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,973
−HK$375/mo
▼ 0.25% · 3.875%
HK$6,159
−HK$189/mo
Today · 4.125%
HK$6,348
baseline
▲ 0.50% · 4.625%
HK$6,734
+HK$386/mo
Deposit HK$437K · loan HK$1.31M · min. income ≈ HK$12,696/mo (50% DSR)
Upfront cash ≈ HK$437K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,645
−HK$359/mo
▼ 0.25% · 3.875%
HK$6,823
−HK$181/mo
Today · 4.125%
HK$7,004
baseline
▲ 0.50% · 4.625%
HK$7,373
+HK$369/mo
Deposit HK$437K · loan HK$1.31M · min. income ≈ HK$14,008/mo (50% DSR)
Upfront cash ≈ HK$437K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,372
−HK$399/mo
▼ 0.25% · 3.875%
HK$6,570
−HK$201/mo
Today · 4.125%
HK$6,771
baseline
▲ 0.50% · 4.625%
HK$7,183
+HK$412/mo
Deposit HK$349K · loan HK$1.40M · min. income ≈ HK$13,542/mo (50% DSR)
Upfront cash ≈ HK$349K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,088
−HK$383/mo
▼ 0.25% · 3.875%
HK$7,278
−HK$193/mo
Today · 4.125%
HK$7,471
baseline
▲ 0.50% · 4.625%
HK$7,865
+HK$394/mo
Deposit HK$349K · loan HK$1.40M · min. income ≈ HK$14,942/mo (50% DSR)
Upfront cash ≈ HK$349K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,770
−HK$424/mo
▼ 0.25% · 3.875%
HK$6,980
−HK$214/mo
Today · 4.125%
HK$7,194
baseline
▲ 0.50% · 4.625%
HK$7,632
+HK$438/mo
Deposit HK$262K · loan HK$1.48M · min. income ≈ HK$14,388/mo (50% DSR)
Upfront cash ≈ HK$262K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,531
−HK$407/mo
▼ 0.25% · 3.875%
HK$7,733
−HK$205/mo
Today · 4.125%
HK$7,938
baseline
▲ 0.50% · 4.625%
HK$8,357
+HK$419/mo
Deposit HK$262K · loan HK$1.48M · min. income ≈ HK$15,876/mo (50% DSR)
Upfront cash ≈ HK$262K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,168
−HK$449/mo
▼ 0.25% · 3.875%
HK$7,391
−HK$226/mo
Today · 4.125%
HK$7,617
baseline
▲ 0.50% · 4.625%
HK$8,081
+HK$464/mo
Deposit HK$175K · loan HK$1.57M · min. income ≈ HK$15,234/mo (50% DSR)
Upfront cash ≈ HK$175K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,974
−HK$431/mo
▼ 0.25% · 3.875%
HK$8,188
−HK$217/mo
Today · 4.125%
HK$8,405
baseline
▲ 0.50% · 4.625%
HK$8,848
+HK$443/mo
Deposit HK$175K · loan HK$1.57M · min. income ≈ HK$16,810/mo (50% DSR)
Upfront cash ≈ HK$175K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).