▼ 0.50% · 3.625%
HK$3,991
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,115
−HK$126/mo
Today · 4.125%
HK$4,241
baseline
▲ 0.50% · 4.625%
HK$4,499
+HK$258/mo
Deposit HK$875K · loan HK$875K · min. income ≈ HK$8,482/mo (50% DSR)
Upfront cash ≈ HK$875K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,440
−HK$239/mo
▼ 0.25% · 3.875%
HK$4,559
−HK$120/mo
Today · 4.125%
HK$4,679
baseline
▲ 0.50% · 4.625%
HK$4,926
+HK$247/mo
Deposit HK$875K · loan HK$875K · min. income ≈ HK$9,358/mo (50% DSR)
Upfront cash ≈ HK$875K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,390
−HK$275/mo
▼ 0.25% · 3.875%
HK$4,526
−HK$139/mo
Today · 4.125%
HK$4,665
baseline
▲ 0.50% · 4.625%
HK$4,949
+HK$284/mo
Deposit HK$788K · loan HK$963K · min. income ≈ HK$9,330/mo (50% DSR)
Upfront cash ≈ HK$788K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,883
−HK$264/mo
▼ 0.25% · 3.875%
HK$5,014
−HK$133/mo
Today · 4.125%
HK$5,147
baseline
▲ 0.50% · 4.625%
HK$5,419
+HK$272/mo
Deposit HK$788K · loan HK$963K · min. income ≈ HK$10,294/mo (50% DSR)
Upfront cash ≈ HK$788K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,789
−HK$300/mo
▼ 0.25% · 3.875%
HK$4,938
−HK$151/mo
Today · 4.125%
HK$5,089
baseline
▲ 0.50% · 4.625%
HK$5,399
+HK$310/mo
Deposit HK$700K · loan HK$1.05M · min. income ≈ HK$10,178/mo (50% DSR)
Upfront cash ≈ HK$700K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,327
−HK$288/mo
▼ 0.25% · 3.875%
HK$5,470
−HK$145/mo
Today · 4.125%
HK$5,615
baseline
▲ 0.50% · 4.625%
HK$5,911
+HK$296/mo
Deposit HK$700K · loan HK$1.05M · min. income ≈ HK$11,230/mo (50% DSR)
Upfront cash ≈ HK$700K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,188
−HK$325/mo
▼ 0.25% · 3.875%
HK$5,349
−HK$164/mo
Today · 4.125%
HK$5,513
baseline
▲ 0.50% · 4.625%
HK$5,849
+HK$336/mo
Deposit HK$613K · loan HK$1.14M · min. income ≈ HK$11,026/mo (50% DSR)
Upfront cash ≈ HK$613K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,771
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,926
−HK$157/mo
Today · 4.125%
HK$6,083
baseline
▲ 0.50% · 4.625%
HK$6,404
+HK$321/mo
Deposit HK$613K · loan HK$1.14M · min. income ≈ HK$12,166/mo (50% DSR)
Upfront cash ≈ HK$613K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,587
−HK$350/mo
▼ 0.25% · 3.875%
HK$5,761
−HK$176/mo
Today · 4.125%
HK$5,937
baseline
▲ 0.50% · 4.625%
HK$6,299
+HK$362/mo
Deposit HK$525K · loan HK$1.23M · min. income ≈ HK$11,874/mo (50% DSR)
Upfront cash ≈ HK$525K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,215
−HK$336/mo
▼ 0.25% · 3.875%
HK$6,382
−HK$169/mo
Today · 4.125%
HK$6,551
baseline
▲ 0.50% · 4.625%
HK$6,896
+HK$345/mo
Deposit HK$525K · loan HK$1.23M · min. income ≈ HK$13,102/mo (50% DSR)
Upfront cash ≈ HK$525K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,986
−HK$375/mo
▼ 0.25% · 3.875%
HK$6,172
−HK$189/mo
Today · 4.125%
HK$6,361
baseline
▲ 0.50% · 4.625%
HK$6,748
+HK$387/mo
Deposit HK$438K · loan HK$1.31M · min. income ≈ HK$12,722/mo (50% DSR)
Upfront cash ≈ HK$438K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,659
−HK$360/mo
▼ 0.25% · 3.875%
HK$6,838
−HK$181/mo
Today · 4.125%
HK$7,019
baseline
▲ 0.50% · 4.625%
HK$7,389
+HK$370/mo
Deposit HK$438K · loan HK$1.31M · min. income ≈ HK$14,038/mo (50% DSR)
Upfront cash ≈ HK$438K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,385
−HK$400/mo
▼ 0.25% · 3.875%
HK$6,584
−HK$201/mo
Today · 4.125%
HK$6,785
baseline
▲ 0.50% · 4.625%
HK$7,198
+HK$413/mo
Deposit HK$350K · loan HK$1.40M · min. income ≈ HK$13,570/mo (50% DSR)
Upfront cash ≈ HK$350K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,103
−HK$384/mo
▼ 0.25% · 3.875%
HK$7,294
−HK$193/mo
Today · 4.125%
HK$7,487
baseline
▲ 0.50% · 4.625%
HK$7,882
+HK$395/mo
Deposit HK$350K · loan HK$1.40M · min. income ≈ HK$14,974/mo (50% DSR)
Upfront cash ≈ HK$350K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,784
−HK$425/mo
▼ 0.25% · 3.875%
HK$6,995
−HK$214/mo
Today · 4.125%
HK$7,209
baseline
▲ 0.50% · 4.625%
HK$7,648
+HK$439/mo
Deposit HK$263K · loan HK$1.49M · min. income ≈ HK$14,418/mo (50% DSR)
Upfront cash ≈ HK$263K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,547
−HK$408/mo
▼ 0.25% · 3.875%
HK$7,750
−HK$205/mo
Today · 4.125%
HK$7,955
baseline
▲ 0.50% · 4.625%
HK$8,374
+HK$419/mo
Deposit HK$263K · loan HK$1.49M · min. income ≈ HK$15,910/mo (50% DSR)
Upfront cash ≈ HK$263K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,183
−HK$451/mo
▼ 0.25% · 3.875%
HK$7,407
−HK$227/mo
Today · 4.125%
HK$7,634
baseline
▲ 0.50% · 4.625%
HK$8,098
+HK$464/mo
Deposit HK$175K · loan HK$1.58M · min. income ≈ HK$15,268/mo (50% DSR)
Upfront cash ≈ HK$175K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,991
−HK$432/mo
▼ 0.25% · 3.875%
HK$8,205
−HK$218/mo
Today · 4.125%
HK$8,423
baseline
▲ 0.50% · 4.625%
HK$8,867
+HK$444/mo
Deposit HK$175K · loan HK$1.58M · min. income ≈ HK$16,846/mo (50% DSR)
Upfront cash ≈ HK$175K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).