▼ 0.50% · 3.625%
HK$3,564
−HK$223/mo
▼ 0.25% · 3.875%
HK$3,675
−HK$112/mo
Today · 4.125%
HK$3,787
baseline
▲ 0.50% · 4.625%
HK$4,018
+HK$231/mo
Deposit HK$781K · loan HK$781K · min. income ≈ HK$7,574/mo (50% DSR)
Upfront cash ≈ HK$782K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,965
−HK$214/mo
▼ 0.25% · 3.875%
HK$4,071
−HK$108/mo
Today · 4.125%
HK$4,179
baseline
▲ 0.50% · 4.625%
HK$4,399
+HK$220/mo
Deposit HK$781K · loan HK$781K · min. income ≈ HK$8,358/mo (50% DSR)
Upfront cash ≈ HK$782K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,920
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,042
−HK$124/mo
Today · 4.125%
HK$4,166
baseline
▲ 0.50% · 4.625%
HK$4,420
+HK$254/mo
Deposit HK$703K · loan HK$860K · min. income ≈ HK$8,332/mo (50% DSR)
Upfront cash ≈ HK$703K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,361
−HK$236/mo
▼ 0.25% · 3.875%
HK$4,478
−HK$119/mo
Today · 4.125%
HK$4,597
baseline
▲ 0.50% · 4.625%
HK$4,839
+HK$242/mo
Deposit HK$703K · loan HK$860K · min. income ≈ HK$9,194/mo (50% DSR)
Upfront cash ≈ HK$703K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,277
−HK$268/mo
▼ 0.25% · 3.875%
HK$4,410
−HK$135/mo
Today · 4.125%
HK$4,545
baseline
▲ 0.50% · 4.625%
HK$4,821
+HK$276/mo
Deposit HK$625K · loan HK$938K · min. income ≈ HK$9,090/mo (50% DSR)
Upfront cash ≈ HK$625K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,758
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,885
−HK$130/mo
Today · 4.125%
HK$5,015
baseline
▲ 0.50% · 4.625%
HK$5,279
+HK$264/mo
Deposit HK$625K · loan HK$938K · min. income ≈ HK$10,030/mo (50% DSR)
Upfront cash ≈ HK$625K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,633
−HK$291/mo
▼ 0.25% · 3.875%
HK$4,777
−HK$147/mo
Today · 4.125%
HK$4,924
baseline
▲ 0.50% · 4.625%
HK$5,223
+HK$299/mo
Deposit HK$547K · loan HK$1.02M · min. income ≈ HK$9,848/mo (50% DSR)
Upfront cash ≈ HK$547K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,154
−HK$279/mo
▼ 0.25% · 3.875%
HK$5,292
−HK$141/mo
Today · 4.125%
HK$5,433
baseline
▲ 0.50% · 4.625%
HK$5,719
+HK$286/mo
Deposit HK$547K · loan HK$1.02M · min. income ≈ HK$10,866/mo (50% DSR)
Upfront cash ≈ HK$547K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,989
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,145
−HK$157/mo
Today · 4.125%
HK$5,302
baseline
▲ 0.50% · 4.625%
HK$5,625
+HK$323/mo
Deposit HK$469K · loan HK$1.09M · min. income ≈ HK$10,604/mo (50% DSR)
Upfront cash ≈ HK$469K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,551
−HK$300/mo
▼ 0.25% · 3.875%
HK$5,700
−HK$151/mo
Today · 4.125%
HK$5,851
baseline
▲ 0.50% · 4.625%
HK$6,159
+HK$308/mo
Deposit HK$469K · loan HK$1.09M · min. income ≈ HK$11,702/mo (50% DSR)
Upfront cash ≈ HK$469K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,346
−HK$335/mo
▼ 0.25% · 3.875%
HK$5,512
−HK$169/mo
Today · 4.125%
HK$5,681
baseline
▲ 0.50% · 4.625%
HK$6,027
+HK$346/mo
Deposit HK$391K · loan HK$1.17M · min. income ≈ HK$11,362/mo (50% DSR)
Upfront cash ≈ HK$391K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,947
−HK$321/mo
▼ 0.25% · 3.875%
HK$6,107
−HK$161/mo
Today · 4.125%
HK$6,268
baseline
▲ 0.50% · 4.625%
HK$6,599
+HK$331/mo
Deposit HK$391K · loan HK$1.17M · min. income ≈ HK$12,536/mo (50% DSR)
Upfront cash ≈ HK$391K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,702
−HK$358/mo
▼ 0.25% · 3.875%
HK$5,880
−HK$180/mo
Today · 4.125%
HK$6,060
baseline
▲ 0.50% · 4.625%
HK$6,429
+HK$369/mo
Deposit HK$313K · loan HK$1.25M · min. income ≈ HK$12,120/mo (50% DSR)
Upfront cash ≈ HK$313K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,344
−HK$342/mo
▼ 0.25% · 3.875%
HK$6,514
−HK$172/mo
Today · 4.125%
HK$6,686
baseline
▲ 0.50% · 4.625%
HK$7,039
+HK$353/mo
Deposit HK$313K · loan HK$1.25M · min. income ≈ HK$13,372/mo (50% DSR)
Upfront cash ≈ HK$313K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,059
−HK$380/mo
▼ 0.25% · 3.875%
HK$6,247
−HK$192/mo
Today · 4.125%
HK$6,439
baseline
▲ 0.50% · 4.625%
HK$6,830
+HK$391/mo
Deposit HK$234K · loan HK$1.33M · min. income ≈ HK$12,878/mo (50% DSR)
Upfront cash ≈ HK$235K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,740
−HK$364/mo
▼ 0.25% · 3.875%
HK$6,921
−HK$183/mo
Today · 4.125%
HK$7,104
baseline
▲ 0.50% · 4.625%
HK$7,479
+HK$375/mo
Deposit HK$234K · loan HK$1.33M · min. income ≈ HK$14,208/mo (50% DSR)
Upfront cash ≈ HK$235K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,415
−HK$402/mo
▼ 0.25% · 3.875%
HK$6,615
−HK$202/mo
Today · 4.125%
HK$6,817
baseline
▲ 0.50% · 4.625%
HK$7,232
+HK$415/mo
Deposit HK$156K · loan HK$1.41M · min. income ≈ HK$13,634/mo (50% DSR)
Upfront cash ≈ HK$156K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,137
−HK$385/mo
▼ 0.25% · 3.875%
HK$7,328
−HK$194/mo
Today · 4.125%
HK$7,522
baseline
▲ 0.50% · 4.625%
HK$7,919
+HK$397/mo
Deposit HK$156K · loan HK$1.41M · min. income ≈ HK$15,044/mo (50% DSR)
Upfront cash ≈ HK$156K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).