▼ 0.50% · 3.625%
HK$3,247
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,348
−HK$103/mo
Today · 4.125%
HK$3,451
baseline
▲ 0.50% · 4.625%
HK$3,661
+HK$210/mo
Deposit HK$712K · loan HK$712K · min. income ≈ HK$6,902/mo (50% DSR)
Upfront cash ≈ HK$712K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,613
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,709
−HK$99/mo
Today · 4.125%
HK$3,808
baseline
▲ 0.50% · 4.625%
HK$4,008
+HK$200/mo
Deposit HK$712K · loan HK$712K · min. income ≈ HK$7,616/mo (50% DSR)
Upfront cash ≈ HK$712K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,572
−HK$224/mo
▼ 0.25% · 3.875%
HK$3,683
−HK$113/mo
Today · 4.125%
HK$3,796
baseline
▲ 0.50% · 4.625%
HK$4,027
+HK$231/mo
Deposit HK$641K · loan HK$783K · min. income ≈ HK$7,592/mo (50% DSR)
Upfront cash ≈ HK$641K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,974
−HK$215/mo
▼ 0.25% · 3.875%
HK$4,080
−HK$109/mo
Today · 4.125%
HK$4,189
baseline
▲ 0.50% · 4.625%
HK$4,409
+HK$220/mo
Deposit HK$641K · loan HK$783K · min. income ≈ HK$8,378/mo (50% DSR)
Upfront cash ≈ HK$641K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,897
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,018
−HK$123/mo
Today · 4.125%
HK$4,141
baseline
▲ 0.50% · 4.625%
HK$4,393
+HK$252/mo
Deposit HK$570K · loan HK$854K · min. income ≈ HK$8,282/mo (50% DSR)
Upfront cash ≈ HK$570K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,335
−HK$234/mo
▼ 0.25% · 3.875%
HK$4,451
−HK$118/mo
Today · 4.125%
HK$4,569
baseline
▲ 0.50% · 4.625%
HK$4,810
+HK$241/mo
Deposit HK$570K · loan HK$854K · min. income ≈ HK$9,138/mo (50% DSR)
Upfront cash ≈ HK$570K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,221
−HK$265/mo
▼ 0.25% · 3.875%
HK$4,353
−HK$133/mo
Today · 4.125%
HK$4,486
baseline
▲ 0.50% · 4.625%
HK$4,759
+HK$273/mo
Deposit HK$498K · loan HK$926K · min. income ≈ HK$8,972/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,696
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,822
−HK$128/mo
Today · 4.125%
HK$4,950
baseline
▲ 0.50% · 4.625%
HK$5,211
+HK$261/mo
Deposit HK$498K · loan HK$926K · min. income ≈ HK$9,900/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,546
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,688
−HK$143/mo
Today · 4.125%
HK$4,831
baseline
▲ 0.50% · 4.625%
HK$5,125
+HK$294/mo
Deposit HK$427K · loan HK$997K · min. income ≈ HK$9,662/mo (50% DSR)
Upfront cash ≈ HK$427K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,058
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,193
−HK$138/mo
Today · 4.125%
HK$5,331
baseline
▲ 0.50% · 4.625%
HK$5,612
+HK$281/mo
Deposit HK$427K · loan HK$997K · min. income ≈ HK$10,662/mo (50% DSR)
Upfront cash ≈ HK$427K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,871
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,022
−HK$154/mo
Today · 4.125%
HK$5,176
baseline
▲ 0.50% · 4.625%
HK$5,491
+HK$315/mo
Deposit HK$356K · loan HK$1.07M · min. income ≈ HK$10,352/mo (50% DSR)
Upfront cash ≈ HK$356K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,419
−HK$293/mo
▼ 0.25% · 3.875%
HK$5,564
−HK$148/mo
Today · 4.125%
HK$5,712
baseline
▲ 0.50% · 4.625%
HK$6,013
+HK$301/mo
Deposit HK$356K · loan HK$1.07M · min. income ≈ HK$11,424/mo (50% DSR)
Upfront cash ≈ HK$356K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,196
−HK$326/mo
▼ 0.25% · 3.875%
HK$5,357
−HK$165/mo
Today · 4.125%
HK$5,522
baseline
▲ 0.50% · 4.625%
HK$5,857
+HK$335/mo
Deposit HK$285K · loan HK$1.14M · min. income ≈ HK$11,044/mo (50% DSR)
Upfront cash ≈ HK$285K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,780
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,935
−HK$157/mo
Today · 4.125%
HK$6,092
baseline
▲ 0.50% · 4.625%
HK$6,414
+HK$322/mo
Deposit HK$285K · loan HK$1.14M · min. income ≈ HK$12,184/mo (50% DSR)
Upfront cash ≈ HK$285K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,520
−HK$347/mo
▼ 0.25% · 3.875%
HK$5,692
−HK$175/mo
Today · 4.125%
HK$5,867
baseline
▲ 0.50% · 4.625%
HK$6,224
+HK$357/mo
Deposit HK$214K · loan HK$1.21M · min. income ≈ HK$11,734/mo (50% DSR)
Upfront cash ≈ HK$214K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,141
−HK$332/mo
▼ 0.25% · 3.875%
HK$6,306
−HK$167/mo
Today · 4.125%
HK$6,473
baseline
▲ 0.50% · 4.625%
HK$6,814
+HK$341/mo
Deposit HK$214K · loan HK$1.21M · min. income ≈ HK$12,946/mo (50% DSR)
Upfront cash ≈ HK$214K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,845
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,027
−HK$185/mo
Today · 4.125%
HK$6,212
baseline
▲ 0.50% · 4.625%
HK$6,590
+HK$378/mo
Deposit HK$142K · loan HK$1.28M · min. income ≈ HK$12,424/mo (50% DSR)
Upfront cash ≈ HK$143K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,503
−HK$351/mo
▼ 0.25% · 3.875%
HK$6,677
−HK$177/mo
Today · 4.125%
HK$6,854
baseline
▲ 0.50% · 4.625%
HK$7,215
+HK$361/mo
Deposit HK$142K · loan HK$1.28M · min. income ≈ HK$13,708/mo (50% DSR)
Upfront cash ≈ HK$143K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).