▼ 0.50% · 3.625%
HK$4,080
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,207
−HK$129/mo
Today · 4.125%
HK$4,336
baseline
▲ 0.50% · 4.625%
HK$4,600
+HK$264/mo
Deposit HK$895K · loan HK$895K · min. income ≈ HK$8,672/mo (50% DSR)
Upfront cash ≈ HK$895K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,539
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,661
−HK$123/mo
Today · 4.125%
HK$4,784
baseline
▲ 0.50% · 4.625%
HK$5,037
+HK$253/mo
Deposit HK$895K · loan HK$895K · min. income ≈ HK$9,568/mo (50% DSR)
Upfront cash ≈ HK$895K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,488
−HK$282/mo
▼ 0.25% · 3.875%
HK$4,628
−HK$142/mo
Today · 4.125%
HK$4,770
baseline
▲ 0.50% · 4.625%
HK$5,060
+HK$290/mo
Deposit HK$805K · loan HK$984K · min. income ≈ HK$9,540/mo (50% DSR)
Upfront cash ≈ HK$805K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,993
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,127
−HK$136/mo
Today · 4.125%
HK$5,263
baseline
▲ 0.50% · 4.625%
HK$5,540
+HK$277/mo
Deposit HK$805K · loan HK$984K · min. income ≈ HK$10,526/mo (50% DSR)
Upfront cash ≈ HK$805K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,896
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,049
−HK$154/mo
Today · 4.125%
HK$5,203
baseline
▲ 0.50% · 4.625%
HK$5,520
+HK$317/mo
Deposit HK$716K · loan HK$1.07M · min. income ≈ HK$10,406/mo (50% DSR)
Upfront cash ≈ HK$716K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,447
−HK$294/mo
▼ 0.25% · 3.875%
HK$5,593
−HK$148/mo
Today · 4.125%
HK$5,741
baseline
▲ 0.50% · 4.625%
HK$6,044
+HK$303/mo
Deposit HK$716K · loan HK$1.07M · min. income ≈ HK$11,482/mo (50% DSR)
Upfront cash ≈ HK$716K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,304
−HK$333/mo
▼ 0.25% · 3.875%
HK$5,469
−HK$168/mo
Today · 4.125%
HK$5,637
baseline
▲ 0.50% · 4.625%
HK$5,980
+HK$343/mo
Deposit HK$626K · loan HK$1.16M · min. income ≈ HK$11,274/mo (50% DSR)
Upfront cash ≈ HK$626K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,901
−HK$319/mo
▼ 0.25% · 3.875%
HK$6,059
−HK$161/mo
Today · 4.125%
HK$6,220
baseline
▲ 0.50% · 4.625%
HK$6,548
+HK$328/mo
Deposit HK$626K · loan HK$1.16M · min. income ≈ HK$12,440/mo (50% DSR)
Upfront cash ≈ HK$626K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,712
−HK$359/mo
▼ 0.25% · 3.875%
HK$5,890
−HK$181/mo
Today · 4.125%
HK$6,071
baseline
▲ 0.50% · 4.625%
HK$6,440
+HK$369/mo
Deposit HK$537K · loan HK$1.25M · min. income ≈ HK$12,142/mo (50% DSR)
Upfront cash ≈ HK$537K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,355
−HK$343/mo
▼ 0.25% · 3.875%
HK$6,525
−HK$173/mo
Today · 4.125%
HK$6,698
baseline
▲ 0.50% · 4.625%
HK$7,051
+HK$353/mo
Deposit HK$537K · loan HK$1.25M · min. income ≈ HK$13,396/mo (50% DSR)
Upfront cash ≈ HK$537K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,120
−HK$384/mo
▼ 0.25% · 3.875%
HK$6,311
−HK$193/mo
Today · 4.125%
HK$6,504
baseline
▲ 0.50% · 4.625%
HK$6,900
+HK$396/mo
Deposit HK$447K · loan HK$1.34M · min. income ≈ HK$13,008/mo (50% DSR)
Upfront cash ≈ HK$447K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,809
−HK$368/mo
▼ 0.25% · 3.875%
HK$6,991
−HK$186/mo
Today · 4.125%
HK$7,177
baseline
▲ 0.50% · 4.625%
HK$7,555
+HK$378/mo
Deposit HK$447K · loan HK$1.34M · min. income ≈ HK$14,354/mo (50% DSR)
Upfront cash ≈ HK$447K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,528
−HK$410/mo
▼ 0.25% · 3.875%
HK$6,731
−HK$207/mo
Today · 4.125%
HK$6,938
baseline
▲ 0.50% · 4.625%
HK$7,360
+HK$422/mo
Deposit HK$358K · loan HK$1.43M · min. income ≈ HK$13,876/mo (50% DSR)
Upfront cash ≈ HK$358K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,263
−HK$392/mo
▼ 0.25% · 3.875%
HK$7,458
−HK$197/mo
Today · 4.125%
HK$7,655
baseline
▲ 0.50% · 4.625%
HK$8,059
+HK$404/mo
Deposit HK$358K · loan HK$1.43M · min. income ≈ HK$15,310/mo (50% DSR)
Upfront cash ≈ HK$358K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,936
−HK$435/mo
▼ 0.25% · 3.875%
HK$7,152
−HK$219/mo
Today · 4.125%
HK$7,371
baseline
▲ 0.50% · 4.625%
HK$7,820
+HK$449/mo
Deposit HK$268K · loan HK$1.52M · min. income ≈ HK$14,742/mo (50% DSR)
Upfront cash ≈ HK$269K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,717
−HK$417/mo
▼ 0.25% · 3.875%
HK$7,924
−HK$210/mo
Today · 4.125%
HK$8,134
baseline
▲ 0.50% · 4.625%
HK$8,562
+HK$428/mo
Deposit HK$268K · loan HK$1.52M · min. income ≈ HK$16,268/mo (50% DSR)
Upfront cash ≈ HK$269K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,344
−HK$461/mo
▼ 0.25% · 3.875%
HK$7,573
−HK$232/mo
Today · 4.125%
HK$7,805
baseline
▲ 0.50% · 4.625%
HK$8,280
+HK$475/mo
Deposit HK$179K · loan HK$1.61M · min. income ≈ HK$15,610/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,171
−HK$441/mo
▼ 0.25% · 3.875%
HK$8,390
−HK$222/mo
Today · 4.125%
HK$8,612
baseline
▲ 0.50% · 4.625%
HK$9,066
+HK$454/mo
Deposit HK$179K · loan HK$1.61M · min. income ≈ HK$17,224/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).