▼ 0.50% · 3.625%
HK$3,263
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,364
−HK$103/mo
Today · 4.125%
HK$3,467
baseline
▲ 0.50% · 4.625%
HK$3,678
+HK$211/mo
Deposit HK$715K · loan HK$715K · min. income ≈ HK$6,934/mo (50% DSR)
Upfront cash ≈ HK$715K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,630
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,727
−HK$99/mo
Today · 4.125%
HK$3,826
baseline
▲ 0.50% · 4.625%
HK$4,027
+HK$201/mo
Deposit HK$715K · loan HK$715K · min. income ≈ HK$7,652/mo (50% DSR)
Upfront cash ≈ HK$715K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,589
−HK$225/mo
▼ 0.25% · 3.875%
HK$3,700
−HK$114/mo
Today · 4.125%
HK$3,814
baseline
▲ 0.50% · 4.625%
HK$4,046
+HK$232/mo
Deposit HK$644K · loan HK$787K · min. income ≈ HK$7,628/mo (50% DSR)
Upfront cash ≈ HK$644K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,992
−HK$216/mo
▼ 0.25% · 3.875%
HK$4,100
−HK$108/mo
Today · 4.125%
HK$4,208
baseline
▲ 0.50% · 4.625%
HK$4,430
+HK$222/mo
Deposit HK$644K · loan HK$787K · min. income ≈ HK$8,416/mo (50% DSR)
Upfront cash ≈ HK$644K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,915
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,037
−HK$124/mo
Today · 4.125%
HK$4,161
baseline
▲ 0.50% · 4.625%
HK$4,414
+HK$253/mo
Deposit HK$572K · loan HK$858K · min. income ≈ HK$8,322/mo (50% DSR)
Upfront cash ≈ HK$572K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,355
−HK$236/mo
▼ 0.25% · 3.875%
HK$4,472
−HK$119/mo
Today · 4.125%
HK$4,591
baseline
▲ 0.50% · 4.625%
HK$4,833
+HK$242/mo
Deposit HK$572K · loan HK$858K · min. income ≈ HK$9,182/mo (50% DSR)
Upfront cash ≈ HK$572K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,241
−HK$266/mo
▼ 0.25% · 3.875%
HK$4,373
−HK$134/mo
Today · 4.125%
HK$4,507
baseline
▲ 0.50% · 4.625%
HK$4,782
+HK$275/mo
Deposit HK$501K · loan HK$930K · min. income ≈ HK$9,014/mo (50% DSR)
Upfront cash ≈ HK$501K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,718
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,845
−HK$128/mo
Today · 4.125%
HK$4,973
baseline
▲ 0.50% · 4.625%
HK$5,235
+HK$262/mo
Deposit HK$501K · loan HK$930K · min. income ≈ HK$9,946/mo (50% DSR)
Upfront cash ≈ HK$501K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,568
−HK$286/mo
▼ 0.25% · 3.875%
HK$4,710
−HK$144/mo
Today · 4.125%
HK$4,854
baseline
▲ 0.50% · 4.625%
HK$5,149
+HK$295/mo
Deposit HK$429K · loan HK$1.00M · min. income ≈ HK$9,708/mo (50% DSR)
Upfront cash ≈ HK$429K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,081
−HK$275/mo
▼ 0.25% · 3.875%
HK$5,218
−HK$138/mo
Today · 4.125%
HK$5,356
baseline
▲ 0.50% · 4.625%
HK$5,638
+HK$282/mo
Deposit HK$429K · loan HK$1.00M · min. income ≈ HK$10,712/mo (50% DSR)
Upfront cash ≈ HK$429K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,894
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,046
−HK$155/mo
Today · 4.125%
HK$5,201
baseline
▲ 0.50% · 4.625%
HK$5,517
+HK$316/mo
Deposit HK$358K · loan HK$1.07M · min. income ≈ HK$10,402/mo (50% DSR)
Upfront cash ≈ HK$358K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,444
−HK$294/mo
▼ 0.25% · 3.875%
HK$5,590
−HK$148/mo
Today · 4.125%
HK$5,738
baseline
▲ 0.50% · 4.625%
HK$6,041
+HK$303/mo
Deposit HK$358K · loan HK$1.07M · min. income ≈ HK$11,476/mo (50% DSR)
Upfront cash ≈ HK$358K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,220
−HK$327/mo
▼ 0.25% · 3.875%
HK$5,382
−HK$165/mo
Today · 4.125%
HK$5,547
baseline
▲ 0.50% · 4.625%
HK$5,885
+HK$338/mo
Deposit HK$286K · loan HK$1.14M · min. income ≈ HK$11,094/mo (50% DSR)
Upfront cash ≈ HK$286K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,807
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,963
−HK$158/mo
Today · 4.125%
HK$6,121
baseline
▲ 0.50% · 4.625%
HK$6,444
+HK$323/mo
Deposit HK$286K · loan HK$1.14M · min. income ≈ HK$12,242/mo (50% DSR)
Upfront cash ≈ HK$286K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,546
−HK$348/mo
▼ 0.25% · 3.875%
HK$5,719
−HK$175/mo
Today · 4.125%
HK$5,894
baseline
▲ 0.50% · 4.625%
HK$6,253
+HK$359/mo
Deposit HK$215K · loan HK$1.22M · min. income ≈ HK$11,788/mo (50% DSR)
Upfront cash ≈ HK$215K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,170
−HK$334/mo
▼ 0.25% · 3.875%
HK$6,336
−HK$168/mo
Today · 4.125%
HK$6,504
baseline
▲ 0.50% · 4.625%
HK$6,846
+HK$342/mo
Deposit HK$215K · loan HK$1.22M · min. income ≈ HK$13,008/mo (50% DSR)
Upfront cash ≈ HK$215K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,873
−HK$368/mo
▼ 0.25% · 3.875%
HK$6,055
−HK$186/mo
Today · 4.125%
HK$6,241
baseline
▲ 0.50% · 4.625%
HK$6,621
+HK$380/mo
Deposit HK$143K · loan HK$1.29M · min. income ≈ HK$12,482/mo (50% DSR)
Upfront cash ≈ HK$143K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,533
−HK$353/mo
▼ 0.25% · 3.875%
HK$6,708
−HK$178/mo
Today · 4.125%
HK$6,886
baseline
▲ 0.50% · 4.625%
HK$7,249
+HK$363/mo
Deposit HK$143K · loan HK$1.29M · min. income ≈ HK$13,772/mo (50% DSR)
Upfront cash ≈ HK$143K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).