▼ 0.50% · 3.625%
HK$4,270
−HK$268/mo
▼ 0.25% · 3.875%
HK$4,403
−HK$135/mo
Today · 4.125%
HK$4,538
baseline
▲ 0.50% · 4.625%
HK$4,814
+HK$276/mo
Deposit HK$936K · loan HK$936K · min. income ≈ HK$9,076/mo (50% DSR)
Upfront cash ≈ HK$936K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,750
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,878
−HK$129/mo
Today · 4.125%
HK$5,007
baseline
▲ 0.50% · 4.625%
HK$5,271
+HK$264/mo
Deposit HK$936K · loan HK$936K · min. income ≈ HK$10,014/mo (50% DSR)
Upfront cash ≈ HK$936K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,697
−HK$294/mo
▼ 0.25% · 3.875%
HK$4,843
−HK$148/mo
Today · 4.125%
HK$4,991
baseline
▲ 0.50% · 4.625%
HK$5,295
+HK$304/mo
Deposit HK$843K · loan HK$1.03M · min. income ≈ HK$9,982/mo (50% DSR)
Upfront cash ≈ HK$843K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,225
−HK$283/mo
▼ 0.25% · 3.875%
HK$5,365
−HK$143/mo
Today · 4.125%
HK$5,508
baseline
▲ 0.50% · 4.625%
HK$5,798
+HK$290/mo
Deposit HK$843K · loan HK$1.03M · min. income ≈ HK$11,016/mo (50% DSR)
Upfront cash ≈ HK$843K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,124
−HK$321/mo
▼ 0.25% · 3.875%
HK$5,283
−HK$162/mo
Today · 4.125%
HK$5,445
baseline
▲ 0.50% · 4.625%
HK$5,777
+HK$332/mo
Deposit HK$749K · loan HK$1.12M · min. income ≈ HK$10,890/mo (50% DSR)
Upfront cash ≈ HK$749K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,700
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,853
−HK$155/mo
Today · 4.125%
HK$6,008
baseline
▲ 0.50% · 4.625%
HK$6,325
+HK$317/mo
Deposit HK$749K · loan HK$1.12M · min. income ≈ HK$12,016/mo (50% DSR)
Upfront cash ≈ HK$749K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,551
−HK$348/mo
▼ 0.25% · 3.875%
HK$5,724
−HK$175/mo
Today · 4.125%
HK$5,899
baseline
▲ 0.50% · 4.625%
HK$6,258
+HK$359/mo
Deposit HK$655K · loan HK$1.22M · min. income ≈ HK$11,798/mo (50% DSR)
Upfront cash ≈ HK$655K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,175
−HK$334/mo
▼ 0.25% · 3.875%
HK$6,341
−HK$168/mo
Today · 4.125%
HK$6,509
baseline
▲ 0.50% · 4.625%
HK$6,852
+HK$343/mo
Deposit HK$655K · loan HK$1.22M · min. income ≈ HK$13,018/mo (50% DSR)
Upfront cash ≈ HK$655K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,978
−HK$375/mo
▼ 0.25% · 3.875%
HK$6,164
−HK$189/mo
Today · 4.125%
HK$6,353
baseline
▲ 0.50% · 4.625%
HK$6,739
+HK$386/mo
Deposit HK$562K · loan HK$1.31M · min. income ≈ HK$12,706/mo (50% DSR)
Upfront cash ≈ HK$562K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,650
−HK$360/mo
▼ 0.25% · 3.875%
HK$6,829
−HK$181/mo
Today · 4.125%
HK$7,010
baseline
▲ 0.50% · 4.625%
HK$7,379
+HK$369/mo
Deposit HK$562K · loan HK$1.31M · min. income ≈ HK$14,020/mo (50% DSR)
Upfront cash ≈ HK$562K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,405
−HK$402/mo
▼ 0.25% · 3.875%
HK$6,604
−HK$203/mo
Today · 4.125%
HK$6,807
baseline
▲ 0.50% · 4.625%
HK$7,221
+HK$414/mo
Deposit HK$468K · loan HK$1.40M · min. income ≈ HK$13,614/mo (50% DSR)
Upfront cash ≈ HK$468K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,125
−HK$385/mo
▼ 0.25% · 3.875%
HK$7,316
−HK$194/mo
Today · 4.125%
HK$7,510
baseline
▲ 0.50% · 4.625%
HK$7,906
+HK$396/mo
Deposit HK$468K · loan HK$1.40M · min. income ≈ HK$15,020/mo (50% DSR)
Upfront cash ≈ HK$468K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,832
−HK$428/mo
▼ 0.25% · 3.875%
HK$7,044
−HK$216/mo
Today · 4.125%
HK$7,260
baseline
▲ 0.50% · 4.625%
HK$7,702
+HK$442/mo
Deposit HK$375K · loan HK$1.50M · min. income ≈ HK$14,520/mo (50% DSR)
Upfront cash ≈ HK$375K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,600
−HK$411/mo
▼ 0.25% · 3.875%
HK$7,804
−HK$207/mo
Today · 4.125%
HK$8,011
baseline
▲ 0.50% · 4.625%
HK$8,433
+HK$422/mo
Deposit HK$375K · loan HK$1.50M · min. income ≈ HK$16,022/mo (50% DSR)
Upfront cash ≈ HK$375K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,259
−HK$455/mo
▼ 0.25% · 3.875%
HK$7,485
−HK$229/mo
Today · 4.125%
HK$7,714
baseline
▲ 0.50% · 4.625%
HK$8,183
+HK$469/mo
Deposit HK$281K · loan HK$1.59M · min. income ≈ HK$15,428/mo (50% DSR)
Upfront cash ≈ HK$281K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,075
−HK$437/mo
▼ 0.25% · 3.875%
HK$8,292
−HK$220/mo
Today · 4.125%
HK$8,512
baseline
▲ 0.50% · 4.625%
HK$8,960
+HK$448/mo
Deposit HK$281K · loan HK$1.59M · min. income ≈ HK$17,024/mo (50% DSR)
Upfront cash ≈ HK$281K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,686
−HK$482/mo
▼ 0.25% · 3.875%
HK$7,925
−HK$243/mo
Today · 4.125%
HK$8,168
baseline
▲ 0.50% · 4.625%
HK$8,665
+HK$497/mo
Deposit HK$187K · loan HK$1.69M · min. income ≈ HK$16,336/mo (50% DSR)
Upfront cash ≈ HK$187K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,550
−HK$462/mo
▼ 0.25% · 3.875%
HK$8,780
−HK$232/mo
Today · 4.125%
HK$9,012
baseline
▲ 0.50% · 4.625%
HK$9,487
+HK$475/mo
Deposit HK$187K · loan HK$1.69M · min. income ≈ HK$18,024/mo (50% DSR)
Upfront cash ≈ HK$187K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).