▼ 0.50% · 3.625%
HK$3,380
−HK$212/mo
▼ 0.25% · 3.875%
HK$3,485
−HK$107/mo
Today · 4.125%
HK$3,592
baseline
▲ 0.50% · 4.625%
HK$3,810
+HK$218/mo
Deposit HK$741K · loan HK$741K · min. income ≈ HK$7,184/mo (50% DSR)
Upfront cash ≈ HK$741K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,760
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,861
−HK$102/mo
Today · 4.125%
HK$3,963
baseline
▲ 0.50% · 4.625%
HK$4,172
+HK$209/mo
Deposit HK$741K · loan HK$741K · min. income ≈ HK$7,926/mo (50% DSR)
Upfront cash ≈ HK$741K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,718
−HK$233/mo
▼ 0.25% · 3.875%
HK$3,833
−HK$118/mo
Today · 4.125%
HK$3,951
baseline
▲ 0.50% · 4.625%
HK$4,191
+HK$240/mo
Deposit HK$667K · loan HK$815K · min. income ≈ HK$7,902/mo (50% DSR)
Upfront cash ≈ HK$667K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,136
−HK$224/mo
▼ 0.25% · 3.875%
HK$4,247
−HK$113/mo
Today · 4.125%
HK$4,360
baseline
▲ 0.50% · 4.625%
HK$4,589
+HK$229/mo
Deposit HK$667K · loan HK$815K · min. income ≈ HK$8,720/mo (50% DSR)
Upfront cash ≈ HK$667K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,056
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,182
−HK$128/mo
Today · 4.125%
HK$4,310
baseline
▲ 0.50% · 4.625%
HK$4,572
+HK$262/mo
Deposit HK$593K · loan HK$889K · min. income ≈ HK$8,620/mo (50% DSR)
Upfront cash ≈ HK$593K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,512
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,633
−HK$123/mo
Today · 4.125%
HK$4,756
baseline
▲ 0.50% · 4.625%
HK$5,007
+HK$251/mo
Deposit HK$593K · loan HK$889K · min. income ≈ HK$9,512/mo (50% DSR)
Upfront cash ≈ HK$593K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,394
−HK$275/mo
▼ 0.25% · 3.875%
HK$4,530
−HK$139/mo
Today · 4.125%
HK$4,669
baseline
▲ 0.50% · 4.625%
HK$4,953
+HK$284/mo
Deposit HK$519K · loan HK$963K · min. income ≈ HK$9,338/mo (50% DSR)
Upfront cash ≈ HK$519K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,888
−HK$264/mo
▼ 0.25% · 3.875%
HK$5,019
−HK$133/mo
Today · 4.125%
HK$5,152
baseline
▲ 0.50% · 4.625%
HK$5,424
+HK$272/mo
Deposit HK$519K · loan HK$963K · min. income ≈ HK$10,304/mo (50% DSR)
Upfront cash ≈ HK$519K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,732
−HK$297/mo
▼ 0.25% · 3.875%
HK$4,879
−HK$150/mo
Today · 4.125%
HK$5,029
baseline
▲ 0.50% · 4.625%
HK$5,334
+HK$305/mo
Deposit HK$445K · loan HK$1.04M · min. income ≈ HK$10,058/mo (50% DSR)
Upfront cash ≈ HK$445K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,264
−HK$284/mo
▼ 0.25% · 3.875%
HK$5,405
−HK$143/mo
Today · 4.125%
HK$5,548
baseline
▲ 0.50% · 4.625%
HK$5,841
+HK$293/mo
Deposit HK$445K · loan HK$1.04M · min. income ≈ HK$11,096/mo (50% DSR)
Upfront cash ≈ HK$445K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,070
−HK$318/mo
▼ 0.25% · 3.875%
HK$5,227
−HK$161/mo
Today · 4.125%
HK$5,388
baseline
▲ 0.50% · 4.625%
HK$5,716
+HK$328/mo
Deposit HK$371K · loan HK$1.11M · min. income ≈ HK$10,776/mo (50% DSR)
Upfront cash ≈ HK$371K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,640
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,791
−HK$154/mo
Today · 4.125%
HK$5,945
baseline
▲ 0.50% · 4.625%
HK$6,258
+HK$313/mo
Deposit HK$371K · loan HK$1.11M · min. income ≈ HK$11,890/mo (50% DSR)
Upfront cash ≈ HK$371K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,408
−HK$339/mo
▼ 0.25% · 3.875%
HK$5,576
−HK$171/mo
Today · 4.125%
HK$5,747
baseline
▲ 0.50% · 4.625%
HK$6,097
+HK$350/mo
Deposit HK$296K · loan HK$1.19M · min. income ≈ HK$11,494/mo (50% DSR)
Upfront cash ≈ HK$297K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,016
−HK$325/mo
▼ 0.25% · 3.875%
HK$6,177
−HK$164/mo
Today · 4.125%
HK$6,341
baseline
▲ 0.50% · 4.625%
HK$6,675
+HK$334/mo
Deposit HK$296K · loan HK$1.19M · min. income ≈ HK$12,682/mo (50% DSR)
Upfront cash ≈ HK$297K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,746
−HK$360/mo
▼ 0.25% · 3.875%
HK$5,924
−HK$182/mo
Today · 4.125%
HK$6,106
baseline
▲ 0.50% · 4.625%
HK$6,478
+HK$372/mo
Deposit HK$222K · loan HK$1.26M · min. income ≈ HK$12,212/mo (50% DSR)
Upfront cash ≈ HK$222K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,392
−HK$345/mo
▼ 0.25% · 3.875%
HK$6,564
−HK$173/mo
Today · 4.125%
HK$6,737
baseline
▲ 0.50% · 4.625%
HK$7,093
+HK$356/mo
Deposit HK$222K · loan HK$1.26M · min. income ≈ HK$13,474/mo (50% DSR)
Upfront cash ≈ HK$222K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,084
−HK$381/mo
▼ 0.25% · 3.875%
HK$6,273
−HK$192/mo
Today · 4.125%
HK$6,465
baseline
▲ 0.50% · 4.625%
HK$6,859
+HK$394/mo
Deposit HK$148K · loan HK$1.33M · min. income ≈ HK$12,930/mo (50% DSR)
Upfront cash ≈ HK$148K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,768
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,950
−HK$184/mo
Today · 4.125%
HK$7,134
baseline
▲ 0.50% · 4.625%
HK$7,510
+HK$376/mo
Deposit HK$148K · loan HK$1.33M · min. income ≈ HK$14,268/mo (50% DSR)
Upfront cash ≈ HK$148K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).