▼ 0.50% · 3.625%
HK$3,288
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,391
−HK$104/mo
Today · 4.125%
HK$3,495
baseline
▲ 0.50% · 4.625%
HK$3,707
+HK$212/mo
Deposit HK$721K · loan HK$721K · min. income ≈ HK$6,990/mo (50% DSR)
Upfront cash ≈ HK$721K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,658
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,756
−HK$100/mo
Today · 4.125%
HK$3,856
baseline
▲ 0.50% · 4.625%
HK$4,059
+HK$203/mo
Deposit HK$721K · loan HK$721K · min. income ≈ HK$7,712/mo (50% DSR)
Upfront cash ≈ HK$721K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,617
−HK$227/mo
▼ 0.25% · 3.875%
HK$3,730
−HK$114/mo
Today · 4.125%
HK$3,844
baseline
▲ 0.50% · 4.625%
HK$4,078
+HK$234/mo
Deposit HK$649K · loan HK$793K · min. income ≈ HK$7,688/mo (50% DSR)
Upfront cash ≈ HK$649K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,024
−HK$217/mo
▼ 0.25% · 3.875%
HK$4,132
−HK$109/mo
Today · 4.125%
HK$4,241
baseline
▲ 0.50% · 4.625%
HK$4,465
+HK$224/mo
Deposit HK$649K · loan HK$793K · min. income ≈ HK$8,482/mo (50% DSR)
Upfront cash ≈ HK$649K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,946
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,069
−HK$124/mo
Today · 4.125%
HK$4,193
baseline
▲ 0.50% · 4.625%
HK$4,449
+HK$256/mo
Deposit HK$577K · loan HK$865K · min. income ≈ HK$8,386/mo (50% DSR)
Upfront cash ≈ HK$577K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,390
−HK$237/mo
▼ 0.25% · 3.875%
HK$4,508
−HK$119/mo
Today · 4.125%
HK$4,627
baseline
▲ 0.50% · 4.625%
HK$4,871
+HK$244/mo
Deposit HK$577K · loan HK$865K · min. income ≈ HK$9,254/mo (50% DSR)
Upfront cash ≈ HK$577K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,275
−HK$268/mo
▼ 0.25% · 3.875%
HK$4,408
−HK$135/mo
Today · 4.125%
HK$4,543
baseline
▲ 0.50% · 4.625%
HK$4,819
+HK$276/mo
Deposit HK$505K · loan HK$937K · min. income ≈ HK$9,086/mo (50% DSR)
Upfront cash ≈ HK$505K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,756
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,883
−HK$130/mo
Today · 4.125%
HK$5,013
baseline
▲ 0.50% · 4.625%
HK$5,277
+HK$264/mo
Deposit HK$505K · loan HK$937K · min. income ≈ HK$10,026/mo (50% DSR)
Upfront cash ≈ HK$505K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,604
−HK$288/mo
▼ 0.25% · 3.875%
HK$4,747
−HK$145/mo
Today · 4.125%
HK$4,892
baseline
▲ 0.50% · 4.625%
HK$5,190
+HK$298/mo
Deposit HK$433K · loan HK$1.01M · min. income ≈ HK$9,784/mo (50% DSR)
Upfront cash ≈ HK$433K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,122
−HK$276/mo
▼ 0.25% · 3.875%
HK$5,259
−HK$139/mo
Today · 4.125%
HK$5,398
baseline
▲ 0.50% · 4.625%
HK$5,683
+HK$285/mo
Deposit HK$433K · loan HK$1.01M · min. income ≈ HK$10,796/mo (50% DSR)
Upfront cash ≈ HK$433K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,932
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,086
−HK$156/mo
Today · 4.125%
HK$5,242
baseline
▲ 0.50% · 4.625%
HK$5,561
+HK$319/mo
Deposit HK$361K · loan HK$1.08M · min. income ≈ HK$10,484/mo (50% DSR)
Upfront cash ≈ HK$361K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,487
−HK$297/mo
▼ 0.25% · 3.875%
HK$5,634
−HK$150/mo
Today · 4.125%
HK$5,784
baseline
▲ 0.50% · 4.625%
HK$6,089
+HK$305/mo
Deposit HK$361K · loan HK$1.08M · min. income ≈ HK$11,568/mo (50% DSR)
Upfront cash ≈ HK$361K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,261
−HK$330/mo
▼ 0.25% · 3.875%
HK$5,425
−HK$166/mo
Today · 4.125%
HK$5,591
baseline
▲ 0.50% · 4.625%
HK$5,931
+HK$340/mo
Deposit HK$288K · loan HK$1.15M · min. income ≈ HK$11,182/mo (50% DSR)
Upfront cash ≈ HK$289K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,853
−HK$316/mo
▼ 0.25% · 3.875%
HK$6,010
−HK$159/mo
Today · 4.125%
HK$6,169
baseline
▲ 0.50% · 4.625%
HK$6,495
+HK$326/mo
Deposit HK$288K · loan HK$1.15M · min. income ≈ HK$12,338/mo (50% DSR)
Upfront cash ≈ HK$289K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,590
−HK$351/mo
▼ 0.25% · 3.875%
HK$5,764
−HK$177/mo
Today · 4.125%
HK$5,941
baseline
▲ 0.50% · 4.625%
HK$6,302
+HK$361/mo
Deposit HK$216K · loan HK$1.23M · min. income ≈ HK$11,882/mo (50% DSR)
Upfront cash ≈ HK$216K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,219
−HK$336/mo
▼ 0.25% · 3.875%
HK$6,386
−HK$169/mo
Today · 4.125%
HK$6,555
baseline
▲ 0.50% · 4.625%
HK$6,900
+HK$345/mo
Deposit HK$216K · loan HK$1.23M · min. income ≈ HK$13,110/mo (50% DSR)
Upfront cash ≈ HK$216K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,919
−HK$371/mo
▼ 0.25% · 3.875%
HK$6,103
−HK$187/mo
Today · 4.125%
HK$6,290
baseline
▲ 0.50% · 4.625%
HK$6,673
+HK$383/mo
Deposit HK$144K · loan HK$1.30M · min. income ≈ HK$12,580/mo (50% DSR)
Upfront cash ≈ HK$144K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,585
−HK$356/mo
▼ 0.25% · 3.875%
HK$6,761
−HK$180/mo
Today · 4.125%
HK$6,941
baseline
▲ 0.50% · 4.625%
HK$7,306
+HK$365/mo
Deposit HK$144K · loan HK$1.30M · min. income ≈ HK$13,882/mo (50% DSR)
Upfront cash ≈ HK$144K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).