▼ 0.50% · 3.625%
HK$15,483
−HK$971/mo
▼ 0.25% · 3.875%
HK$15,964
−HK$490/mo
Today · 4.125%
HK$16,454
baseline
▲ 0.50% · 4.625%
HK$17,455
+HK$1,001/mo
Deposit HK$3.39M · loan HK$3.39M · min. income ≈ HK$32,908/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$203,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,224
−HK$931/mo
▼ 0.25% · 3.875%
HK$17,686
−HK$469/mo
Today · 4.125%
HK$18,155
baseline
▲ 0.50% · 4.625%
HK$19,112
+HK$957/mo
Deposit HK$3.39M · loan HK$3.39M · min. income ≈ HK$36,310/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$203,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,031
−HK$1,068/mo
▼ 0.25% · 3.875%
HK$17,561
−HK$538/mo
Today · 4.125%
HK$18,099
baseline
▲ 0.50% · 4.625%
HK$19,200
+HK$1,101/mo
Deposit HK$3.06M · loan HK$3.73M · min. income ≈ HK$36,198/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$203,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,947
−HK$1,023/mo
▼ 0.25% · 3.875%
HK$19,455
−HK$515/mo
Today · 4.125%
HK$19,970
baseline
▲ 0.50% · 4.625%
HK$21,023
+HK$1,053/mo
Deposit HK$3.06M · loan HK$3.73M · min. income ≈ HK$39,940/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$203,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,579
−HK$1,165/mo
▼ 0.25% · 3.875%
HK$19,157
−HK$587/mo
Today · 4.125%
HK$19,744
baseline
▲ 0.50% · 4.625%
HK$20,946
+HK$1,202/mo
Deposit HK$2.72M · loan HK$4.07M · min. income ≈ HK$39,488/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$203,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,669
−HK$1,117/mo
▼ 0.25% · 3.875%
HK$21,223
−HK$563/mo
Today · 4.125%
HK$21,786
baseline
▲ 0.50% · 4.625%
HK$22,934
+HK$1,148/mo
Deposit HK$2.72M · loan HK$4.07M · min. income ≈ HK$43,572/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$203,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,127
−HK$1,263/mo
▼ 0.25% · 3.875%
HK$20,753
−HK$637/mo
Today · 4.125%
HK$21,390
baseline
▲ 0.50% · 4.625%
HK$22,691
+HK$1,301/mo
Deposit HK$2.38M · loan HK$4.41M · min. income ≈ HK$42,780/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$203,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,392
−HK$1,209/mo
▼ 0.25% · 3.875%
HK$22,992
−HK$609/mo
Today · 4.125%
HK$23,601
baseline
▲ 0.50% · 4.625%
HK$24,845
+HK$1,244/mo
Deposit HK$2.38M · loan HK$4.41M · min. income ≈ HK$47,202/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$203,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,676
−HK$1,359/mo
▼ 0.25% · 3.875%
HK$22,350
−HK$685/mo
Today · 4.125%
HK$23,035
baseline
▲ 0.50% · 4.625%
HK$24,437
+HK$1,402/mo
Deposit HK$2.04M · loan HK$4.75M · min. income ≈ HK$46,070/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$203,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,114
−HK$1,303/mo
▼ 0.25% · 3.875%
HK$24,761
−HK$656/mo
Today · 4.125%
HK$25,417
baseline
▲ 0.50% · 4.625%
HK$26,757
+HK$1,340/mo
Deposit HK$2.04M · loan HK$4.75M · min. income ≈ HK$50,834/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$203,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,224
−HK$1,456/mo
▼ 0.25% · 3.875%
HK$23,946
−HK$734/mo
Today · 4.125%
HK$24,680
baseline
▲ 0.50% · 4.625%
HK$26,182
+HK$1,502/mo
Deposit HK$1.70M · loan HK$5.09M · min. income ≈ HK$49,360/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$203,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,836
−HK$1,396/mo
▼ 0.25% · 3.875%
HK$26,529
−HK$703/mo
Today · 4.125%
HK$27,232
baseline
▲ 0.50% · 4.625%
HK$28,668
+HK$1,436/mo
Deposit HK$1.70M · loan HK$5.09M · min. income ≈ HK$54,464/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$203,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,772
−HK$1,554/mo
▼ 0.25% · 3.875%
HK$25,543
−HK$783/mo
Today · 4.125%
HK$26,326
baseline
▲ 0.50% · 4.625%
HK$27,927
+HK$1,601/mo
Deposit HK$1.36M · loan HK$5.43M · min. income ≈ HK$52,652/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$203,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,559
−HK$1,489/mo
▼ 0.25% · 3.875%
HK$28,298
−HK$750/mo
Today · 4.125%
HK$29,048
baseline
▲ 0.50% · 4.625%
HK$30,579
+HK$1,531/mo
Deposit HK$1.36M · loan HK$5.43M · min. income ≈ HK$58,096/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$203,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,320
−HK$1,651/mo
▼ 0.25% · 3.875%
HK$27,139
−HK$832/mo
Today · 4.125%
HK$27,971
baseline
▲ 0.50% · 4.625%
HK$29,673
+HK$1,702/mo
Deposit HK$1.02M · loan HK$5.77M · min. income ≈ HK$55,942/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$203,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,281
−HK$1,582/mo
▼ 0.25% · 3.875%
HK$30,067
−HK$796/mo
Today · 4.125%
HK$30,863
baseline
▲ 0.50% · 4.625%
HK$32,490
+HK$1,627/mo
Deposit HK$1.02M · loan HK$5.77M · min. income ≈ HK$61,726/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$203,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,869
−HK$1,747/mo
▼ 0.25% · 3.875%
HK$28,736
−HK$880/mo
Today · 4.125%
HK$29,616
baseline
▲ 0.50% · 4.625%
HK$31,418
+HK$1,802/mo
Deposit HK$679K · loan HK$6.11M · min. income ≈ HK$59,232/mo (50% DSR)
Upfront cash ≈ HK$883K (deposit + AVD stamp duty HK$203,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,004
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$31,835
−HK$844/mo
Today · 4.125%
HK$32,679
baseline
▲ 0.50% · 4.625%
HK$34,401
+HK$1,722/mo
Deposit HK$679K · loan HK$6.11M · min. income ≈ HK$65,358/mo (50% DSR)
Upfront cash ≈ HK$883K (deposit + AVD stamp duty HK$203,696 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).