▼ 0.50% · 3.625%
HK$21,350
−HK$1,339/mo
▼ 0.25% · 3.875%
HK$22,014
−HK$675/mo
Today · 4.125%
HK$22,689
baseline
▲ 0.50% · 4.625%
HK$24,070
+HK$1,381/mo
Deposit HK$4.68M · loan HK$4.68M · min. income ≈ HK$45,378/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$306,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,752
−HK$1,283/mo
▼ 0.25% · 3.875%
HK$24,389
−HK$646/mo
Today · 4.125%
HK$25,035
baseline
▲ 0.50% · 4.625%
HK$26,355
+HK$1,320/mo
Deposit HK$4.68M · loan HK$4.68M · min. income ≈ HK$50,070/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$306,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,485
−HK$1,473/mo
▼ 0.25% · 3.875%
HK$24,216
−HK$742/mo
Today · 4.125%
HK$24,958
baseline
▲ 0.50% · 4.625%
HK$26,476
+HK$1,518/mo
Deposit HK$4.21M · loan HK$5.15M · min. income ≈ HK$49,916/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$306,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,127
−HK$1,412/mo
▼ 0.25% · 3.875%
HK$26,828
−HK$711/mo
Today · 4.125%
HK$27,539
baseline
▲ 0.50% · 4.625%
HK$28,990
+HK$1,451/mo
Deposit HK$4.21M · loan HK$5.15M · min. income ≈ HK$55,078/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$306,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,620
−HK$1,607/mo
▼ 0.25% · 3.875%
HK$26,417
−HK$810/mo
Today · 4.125%
HK$27,227
baseline
▲ 0.50% · 4.625%
HK$28,883
+HK$1,656/mo
Deposit HK$3.75M · loan HK$5.62M · min. income ≈ HK$54,454/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$306,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,502
−HK$1,540/mo
▼ 0.25% · 3.875%
HK$29,267
−HK$775/mo
Today · 4.125%
HK$30,042
baseline
▲ 0.50% · 4.625%
HK$31,626
+HK$1,584/mo
Deposit HK$3.75M · loan HK$5.62M · min. income ≈ HK$60,084/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$306,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,755
−HK$1,741/mo
▼ 0.25% · 3.875%
HK$28,618
−HK$878/mo
Today · 4.125%
HK$29,496
baseline
▲ 0.50% · 4.625%
HK$31,290
+HK$1,794/mo
Deposit HK$3.28M · loan HK$6.09M · min. income ≈ HK$58,992/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$306,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,877
−HK$1,669/mo
▼ 0.25% · 3.875%
HK$31,705
−HK$841/mo
Today · 4.125%
HK$32,546
baseline
▲ 0.50% · 4.625%
HK$34,261
+HK$1,715/mo
Deposit HK$3.28M · loan HK$6.09M · min. income ≈ HK$65,092/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$306,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,890
−HK$1,875/mo
▼ 0.25% · 3.875%
HK$30,820
−HK$945/mo
Today · 4.125%
HK$31,765
baseline
▲ 0.50% · 4.625%
HK$33,697
+HK$1,932/mo
Deposit HK$2.81M · loan HK$6.55M · min. income ≈ HK$63,530/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$306,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,252
−HK$1,797/mo
▼ 0.25% · 3.875%
HK$34,144
−HK$905/mo
Today · 4.125%
HK$35,049
baseline
▲ 0.50% · 4.625%
HK$36,896
+HK$1,847/mo
Deposit HK$2.81M · loan HK$6.55M · min. income ≈ HK$70,098/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$306,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,025
−HK$2,008/mo
▼ 0.25% · 3.875%
HK$33,021
−HK$1,012/mo
Today · 4.125%
HK$34,033
baseline
▲ 0.50% · 4.625%
HK$36,104
+HK$2,071/mo
Deposit HK$2.34M · loan HK$7.02M · min. income ≈ HK$68,066/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$306,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,628
−HK$1,925/mo
▼ 0.25% · 3.875%
HK$36,583
−HK$970/mo
Today · 4.125%
HK$37,553
baseline
▲ 0.50% · 4.625%
HK$39,532
+HK$1,979/mo
Deposit HK$2.34M · loan HK$7.02M · min. income ≈ HK$75,106/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$306,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,160
−HK$2,142/mo
▼ 0.25% · 3.875%
HK$35,223
−HK$1,079/mo
Today · 4.125%
HK$36,302
baseline
▲ 0.50% · 4.625%
HK$38,511
+HK$2,209/mo
Deposit HK$1.87M · loan HK$7.49M · min. income ≈ HK$72,604/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$306,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,003
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$39,022
−HK$1,034/mo
Today · 4.125%
HK$40,056
baseline
▲ 0.50% · 4.625%
HK$42,167
+HK$2,111/mo
Deposit HK$1.87M · loan HK$7.49M · min. income ≈ HK$80,112/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$306,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,295
−HK$2,276/mo
▼ 0.25% · 3.875%
HK$37,424
−HK$1,147/mo
Today · 4.125%
HK$38,571
baseline
▲ 0.50% · 4.625%
HK$40,918
+HK$2,347/mo
Deposit HK$1.40M · loan HK$7.96M · min. income ≈ HK$77,142/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$306,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,378
−HK$2,182/mo
▼ 0.25% · 3.875%
HK$41,461
−HK$1,099/mo
Today · 4.125%
HK$42,560
baseline
▲ 0.50% · 4.625%
HK$44,803
+HK$2,243/mo
Deposit HK$1.40M · loan HK$7.96M · min. income ≈ HK$85,120/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$306,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,430
−HK$2,410/mo
▼ 0.25% · 3.875%
HK$39,626
−HK$1,214/mo
Today · 4.125%
HK$40,840
baseline
▲ 0.50% · 4.625%
HK$43,325
+HK$2,485/mo
Deposit HK$936K · loan HK$8.43M · min. income ≈ HK$81,680/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$306,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,753
−HK$2,310/mo
▼ 0.25% · 3.875%
HK$43,900
−HK$1,163/mo
Today · 4.125%
HK$45,063
baseline
▲ 0.50% · 4.625%
HK$47,438
+HK$2,375/mo
Deposit HK$936K · loan HK$8.43M · min. income ≈ HK$90,126/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$306,303 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).