▼ 0.50% · 3.625%
HK$20,442
−HK$1,281/mo
▼ 0.25% · 3.875%
HK$21,077
−HK$646/mo
Today · 4.125%
HK$21,723
baseline
▲ 0.50% · 4.625%
HK$23,045
+HK$1,322/mo
Deposit HK$4.48M · loan HK$4.48M · min. income ≈ HK$43,446/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$268,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,741
−HK$1,229/mo
▼ 0.25% · 3.875%
HK$23,351
−HK$619/mo
Today · 4.125%
HK$23,970
baseline
▲ 0.50% · 4.625%
HK$25,233
+HK$1,263/mo
Deposit HK$4.48M · loan HK$4.48M · min. income ≈ HK$47,940/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$268,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,486
−HK$1,410/mo
▼ 0.25% · 3.875%
HK$23,185
−HK$711/mo
Today · 4.125%
HK$23,896
baseline
▲ 0.50% · 4.625%
HK$25,350
+HK$1,454/mo
Deposit HK$4.03M · loan HK$4.93M · min. income ≈ HK$47,792/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$268,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,015
−HK$1,352/mo
▼ 0.25% · 3.875%
HK$25,686
−HK$681/mo
Today · 4.125%
HK$26,367
baseline
▲ 0.50% · 4.625%
HK$27,756
+HK$1,389/mo
Deposit HK$4.03M · loan HK$4.93M · min. income ≈ HK$52,734/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$268,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,530
−HK$1,538/mo
▼ 0.25% · 3.875%
HK$25,293
−HK$775/mo
Today · 4.125%
HK$26,068
baseline
▲ 0.50% · 4.625%
HK$27,654
+HK$1,586/mo
Deposit HK$3.59M · loan HK$5.38M · min. income ≈ HK$52,136/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$268,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,289
−HK$1,475/mo
▼ 0.25% · 3.875%
HK$28,021
−HK$743/mo
Today · 4.125%
HK$28,764
baseline
▲ 0.50% · 4.625%
HK$30,280
+HK$1,516/mo
Deposit HK$3.59M · loan HK$5.38M · min. income ≈ HK$57,528/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$268,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,574
−HK$1,666/mo
▼ 0.25% · 3.875%
HK$27,401
−HK$839/mo
Today · 4.125%
HK$28,240
baseline
▲ 0.50% · 4.625%
HK$29,959
+HK$1,719/mo
Deposit HK$3.14M · loan HK$5.83M · min. income ≈ HK$56,480/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$268,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,563
−HK$1,598/mo
▼ 0.25% · 3.875%
HK$30,356
−HK$805/mo
Today · 4.125%
HK$31,161
baseline
▲ 0.50% · 4.625%
HK$32,803
+HK$1,642/mo
Deposit HK$3.14M · loan HK$5.83M · min. income ≈ HK$62,322/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$268,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,618
−HK$1,795/mo
▼ 0.25% · 3.875%
HK$29,508
−HK$905/mo
Today · 4.125%
HK$30,413
baseline
▲ 0.50% · 4.625%
HK$32,263
+HK$1,850/mo
Deposit HK$2.69M · loan HK$6.28M · min. income ≈ HK$60,826/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$268,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,837
−HK$1,720/mo
▼ 0.25% · 3.875%
HK$32,691
−HK$866/mo
Today · 4.125%
HK$33,557
baseline
▲ 0.50% · 4.625%
HK$35,326
+HK$1,769/mo
Deposit HK$2.69M · loan HK$6.28M · min. income ≈ HK$67,114/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$268,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,662
−HK$1,923/mo
▼ 0.25% · 3.875%
HK$31,616
−HK$969/mo
Today · 4.125%
HK$32,585
baseline
▲ 0.50% · 4.625%
HK$34,568
+HK$1,983/mo
Deposit HK$2.24M · loan HK$6.72M · min. income ≈ HK$65,170/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$268,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,111
−HK$1,843/mo
▼ 0.25% · 3.875%
HK$35,026
−HK$928/mo
Today · 4.125%
HK$35,954
baseline
▲ 0.50% · 4.625%
HK$37,850
+HK$1,896/mo
Deposit HK$2.24M · loan HK$6.72M · min. income ≈ HK$71,908/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$268,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,706
−HK$2,051/mo
▼ 0.25% · 3.875%
HK$33,724
−HK$1,033/mo
Today · 4.125%
HK$34,757
baseline
▲ 0.50% · 4.625%
HK$36,872
+HK$2,115/mo
Deposit HK$1.79M · loan HK$7.17M · min. income ≈ HK$69,514/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$268,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,386
−HK$1,965/mo
▼ 0.25% · 3.875%
HK$37,361
−HK$990/mo
Today · 4.125%
HK$38,351
baseline
▲ 0.50% · 4.625%
HK$40,373
+HK$2,022/mo
Deposit HK$1.79M · loan HK$7.17M · min. income ≈ HK$76,702/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$268,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,751
−HK$2,179/mo
▼ 0.25% · 3.875%
HK$35,832
−HK$1,098/mo
Today · 4.125%
HK$36,930
baseline
▲ 0.50% · 4.625%
HK$39,177
+HK$2,247/mo
Deposit HK$1.34M · loan HK$7.62M · min. income ≈ HK$73,860/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,660
−HK$2,088/mo
▼ 0.25% · 3.875%
HK$39,697
−HK$1,051/mo
Today · 4.125%
HK$40,748
baseline
▲ 0.50% · 4.625%
HK$42,896
+HK$2,148/mo
Deposit HK$1.34M · loan HK$7.62M · min. income ≈ HK$81,496/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,795
−HK$2,307/mo
▼ 0.25% · 3.875%
HK$37,939
−HK$1,163/mo
Today · 4.125%
HK$39,102
baseline
▲ 0.50% · 4.625%
HK$41,481
+HK$2,379/mo
Deposit HK$896K · loan HK$8.07M · min. income ≈ HK$78,204/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$268,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,934
−HK$2,211/mo
▼ 0.25% · 3.875%
HK$42,032
−HK$1,113/mo
Today · 4.125%
HK$43,145
baseline
▲ 0.50% · 4.625%
HK$45,420
+HK$2,275/mo
Deposit HK$896K · loan HK$8.07M · min. income ≈ HK$86,290/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$268,938 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).