▼ 0.50% · 3.625%
HK$20,917
−HK$1,312/mo
▼ 0.25% · 3.875%
HK$21,568
−HK$661/mo
Today · 4.125%
HK$22,229
baseline
▲ 0.50% · 4.625%
HK$23,581
+HK$1,352/mo
Deposit HK$4.59M · loan HK$4.59M · min. income ≈ HK$44,458/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$287,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,270
−HK$1,257/mo
▼ 0.25% · 3.875%
HK$23,894
−HK$633/mo
Today · 4.125%
HK$24,527
baseline
▲ 0.50% · 4.625%
HK$25,820
+HK$1,293/mo
Deposit HK$4.59M · loan HK$4.59M · min. income ≈ HK$49,054/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$287,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,009
−HK$1,443/mo
▼ 0.25% · 3.875%
HK$23,725
−HK$727/mo
Today · 4.125%
HK$24,452
baseline
▲ 0.50% · 4.625%
HK$25,940
+HK$1,488/mo
Deposit HK$4.13M · loan HK$5.05M · min. income ≈ HK$48,904/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$287,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,597
−HK$1,383/mo
▼ 0.25% · 3.875%
HK$26,284
−HK$696/mo
Today · 4.125%
HK$26,980
baseline
▲ 0.50% · 4.625%
HK$28,402
+HK$1,422/mo
Deposit HK$4.13M · loan HK$5.05M · min. income ≈ HK$53,960/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$287,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,101
−HK$1,574/mo
▼ 0.25% · 3.875%
HK$25,881
−HK$794/mo
Today · 4.125%
HK$26,675
baseline
▲ 0.50% · 4.625%
HK$28,298
+HK$1,623/mo
Deposit HK$3.67M · loan HK$5.50M · min. income ≈ HK$53,350/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$287,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,924
−HK$1,509/mo
▼ 0.25% · 3.875%
HK$28,673
−HK$760/mo
Today · 4.125%
HK$29,433
baseline
▲ 0.50% · 4.625%
HK$30,984
+HK$1,551/mo
Deposit HK$3.67M · loan HK$5.50M · min. income ≈ HK$58,866/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$287,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,192
−HK$1,705/mo
▼ 0.25% · 3.875%
HK$28,038
−HK$859/mo
Today · 4.125%
HK$28,897
baseline
▲ 0.50% · 4.625%
HK$30,656
+HK$1,759/mo
Deposit HK$3.21M · loan HK$5.96M · min. income ≈ HK$57,794/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$287,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,251
−HK$1,634/mo
▼ 0.25% · 3.875%
HK$31,062
−HK$823/mo
Today · 4.125%
HK$31,885
baseline
▲ 0.50% · 4.625%
HK$33,566
+HK$1,681/mo
Deposit HK$3.21M · loan HK$5.96M · min. income ≈ HK$63,770/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$287,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,284
−HK$1,836/mo
▼ 0.25% · 3.875%
HK$30,195
−HK$925/mo
Today · 4.125%
HK$31,120
baseline
▲ 0.50% · 4.625%
HK$33,014
+HK$1,894/mo
Deposit HK$2.75M · loan HK$6.42M · min. income ≈ HK$62,240/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$287,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,578
−HK$1,760/mo
▼ 0.25% · 3.875%
HK$33,452
−HK$886/mo
Today · 4.125%
HK$34,338
baseline
▲ 0.50% · 4.625%
HK$36,148
+HK$1,810/mo
Deposit HK$2.75M · loan HK$6.42M · min. income ≈ HK$68,676/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$287,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,376
−HK$1,967/mo
▼ 0.25% · 3.875%
HK$32,352
−HK$991/mo
Today · 4.125%
HK$33,343
baseline
▲ 0.50% · 4.625%
HK$35,372
+HK$2,029/mo
Deposit HK$2.29M · loan HK$6.88M · min. income ≈ HK$66,686/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$287,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,905
−HK$1,886/mo
▼ 0.25% · 3.875%
HK$35,841
−HK$950/mo
Today · 4.125%
HK$36,791
baseline
▲ 0.50% · 4.625%
HK$38,730
+HK$1,939/mo
Deposit HK$2.29M · loan HK$6.88M · min. income ≈ HK$73,582/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$287,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,467
−HK$2,099/mo
▼ 0.25% · 3.875%
HK$34,508
−HK$1,058/mo
Today · 4.125%
HK$35,566
baseline
▲ 0.50% · 4.625%
HK$37,730
+HK$2,164/mo
Deposit HK$1.83M · loan HK$7.34M · min. income ≈ HK$71,132/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$287,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,232
−HK$2,012/mo
▼ 0.25% · 3.875%
HK$38,231
−HK$1,013/mo
Today · 4.125%
HK$39,244
baseline
▲ 0.50% · 4.625%
HK$41,312
+HK$2,068/mo
Deposit HK$1.83M · loan HK$7.34M · min. income ≈ HK$78,488/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$287,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,559
−HK$2,230/mo
▼ 0.25% · 3.875%
HK$36,665
−HK$1,124/mo
Today · 4.125%
HK$37,789
baseline
▲ 0.50% · 4.625%
HK$40,088
+HK$2,299/mo
Deposit HK$1.38M · loan HK$7.80M · min. income ≈ HK$75,578/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$287,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,559
−HK$2,137/mo
▼ 0.25% · 3.875%
HK$40,620
−HK$1,076/mo
Today · 4.125%
HK$41,696
baseline
▲ 0.50% · 4.625%
HK$43,894
+HK$2,198/mo
Deposit HK$1.38M · loan HK$7.80M · min. income ≈ HK$83,392/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$287,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,651
−HK$2,361/mo
▼ 0.25% · 3.875%
HK$38,822
−HK$1,190/mo
Today · 4.125%
HK$40,012
baseline
▲ 0.50% · 4.625%
HK$42,446
+HK$2,434/mo
Deposit HK$917K · loan HK$8.26M · min. income ≈ HK$80,024/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$287,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,886
−HK$2,263/mo
▼ 0.25% · 3.875%
HK$43,010
−HK$1,139/mo
Today · 4.125%
HK$44,149
baseline
▲ 0.50% · 4.625%
HK$46,476
+HK$2,327/mo
Deposit HK$917K · loan HK$8.26M · min. income ≈ HK$88,298/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$287,315 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).