▼ 0.50% · 3.625%
HK$19,069
−HK$1,196/mo
▼ 0.25% · 3.875%
HK$19,662
−HK$603/mo
Today · 4.125%
HK$20,265
baseline
▲ 0.50% · 4.625%
HK$21,498
+HK$1,233/mo
Deposit HK$4.18M · loan HK$4.18M · min. income ≈ HK$40,530/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$250,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,214
−HK$1,146/mo
▼ 0.25% · 3.875%
HK$21,783
−HK$577/mo
Today · 4.125%
HK$22,360
baseline
▲ 0.50% · 4.625%
HK$23,539
+HK$1,179/mo
Deposit HK$4.18M · loan HK$4.18M · min. income ≈ HK$44,720/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$250,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,976
−HK$1,315/mo
▼ 0.25% · 3.875%
HK$21,628
−HK$663/mo
Today · 4.125%
HK$22,291
baseline
▲ 0.50% · 4.625%
HK$23,648
+HK$1,357/mo
Deposit HK$3.76M · loan HK$4.60M · min. income ≈ HK$44,582/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$250,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,335
−HK$1,261/mo
▼ 0.25% · 3.875%
HK$23,961
−HK$635/mo
Today · 4.125%
HK$24,596
baseline
▲ 0.50% · 4.625%
HK$25,893
+HK$1,297/mo
Deposit HK$3.76M · loan HK$4.60M · min. income ≈ HK$49,192/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$250,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,883
−HK$1,435/mo
▼ 0.25% · 3.875%
HK$23,594
−HK$724/mo
Today · 4.125%
HK$24,318
baseline
▲ 0.50% · 4.625%
HK$25,797
+HK$1,479/mo
Deposit HK$3.35M · loan HK$5.02M · min. income ≈ HK$48,636/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$250,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,457
−HK$1,375/mo
▼ 0.25% · 3.875%
HK$26,139
−HK$693/mo
Today · 4.125%
HK$26,832
baseline
▲ 0.50% · 4.625%
HK$28,246
+HK$1,414/mo
Deposit HK$3.35M · loan HK$5.02M · min. income ≈ HK$53,664/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$250,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,790
−HK$1,554/mo
▼ 0.25% · 3.875%
HK$25,561
−HK$783/mo
Today · 4.125%
HK$26,344
baseline
▲ 0.50% · 4.625%
HK$27,947
+HK$1,603/mo
Deposit HK$2.93M · loan HK$5.44M · min. income ≈ HK$52,688/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$250,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,578
−HK$1,490/mo
▼ 0.25% · 3.875%
HK$28,318
−HK$750/mo
Today · 4.125%
HK$29,068
baseline
▲ 0.50% · 4.625%
HK$30,600
+HK$1,532/mo
Deposit HK$2.93M · loan HK$5.44M · min. income ≈ HK$58,136/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$250,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,696
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$27,527
−HK$844/mo
Today · 4.125%
HK$28,371
baseline
▲ 0.50% · 4.625%
HK$30,097
+HK$1,726/mo
Deposit HK$2.51M · loan HK$5.85M · min. income ≈ HK$56,742/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$250,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,700
−HK$1,604/mo
▼ 0.25% · 3.875%
HK$30,496
−HK$808/mo
Today · 4.125%
HK$31,304
baseline
▲ 0.50% · 4.625%
HK$32,954
+HK$1,650/mo
Deposit HK$2.51M · loan HK$5.85M · min. income ≈ HK$62,608/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$250,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,603
−HK$1,794/mo
▼ 0.25% · 3.875%
HK$29,493
−HK$904/mo
Today · 4.125%
HK$30,397
baseline
▲ 0.50% · 4.625%
HK$32,247
+HK$1,850/mo
Deposit HK$2.09M · loan HK$6.27M · min. income ≈ HK$60,794/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$250,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,821
−HK$1,719/mo
▼ 0.25% · 3.875%
HK$32,674
−HK$866/mo
Today · 4.125%
HK$33,540
baseline
▲ 0.50% · 4.625%
HK$35,308
+HK$1,768/mo
Deposit HK$2.09M · loan HK$6.27M · min. income ≈ HK$67,080/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$250,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,510
−HK$1,913/mo
▼ 0.25% · 3.875%
HK$31,459
−HK$964/mo
Today · 4.125%
HK$32,423
baseline
▲ 0.50% · 4.625%
HK$34,396
+HK$1,973/mo
Deposit HK$1.67M · loan HK$6.69M · min. income ≈ HK$64,846/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$250,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,942
−HK$1,834/mo
▼ 0.25% · 3.875%
HK$34,853
−HK$923/mo
Today · 4.125%
HK$35,776
baseline
▲ 0.50% · 4.625%
HK$37,662
+HK$1,886/mo
Deposit HK$1.67M · loan HK$6.69M · min. income ≈ HK$71,552/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$250,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,417
−HK$2,033/mo
▼ 0.25% · 3.875%
HK$33,425
−HK$1,025/mo
Today · 4.125%
HK$34,450
baseline
▲ 0.50% · 4.625%
HK$36,546
+HK$2,096/mo
Deposit HK$1.25M · loan HK$7.11M · min. income ≈ HK$68,900/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$250,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,064
−HK$1,948/mo
▼ 0.25% · 3.875%
HK$37,031
−HK$981/mo
Today · 4.125%
HK$38,012
baseline
▲ 0.50% · 4.625%
HK$40,016
+HK$2,004/mo
Deposit HK$1.25M · loan HK$7.11M · min. income ≈ HK$76,024/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$250,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,324
−HK$2,152/mo
▼ 0.25% · 3.875%
HK$35,392
−HK$1,084/mo
Today · 4.125%
HK$36,476
baseline
▲ 0.50% · 4.625%
HK$38,696
+HK$2,220/mo
Deposit HK$836K · loan HK$7.53M · min. income ≈ HK$72,952/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$250,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,185
−HK$2,063/mo
▼ 0.25% · 3.875%
HK$39,209
−HK$1,039/mo
Today · 4.125%
HK$40,248
baseline
▲ 0.50% · 4.625%
HK$42,370
+HK$2,122/mo
Deposit HK$836K · loan HK$7.53M · min. income ≈ HK$80,496/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$250,879 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).