▼ 0.50% · 3.625%
HK$19,844
−HK$1,245/mo
▼ 0.25% · 3.875%
HK$20,462
−HK$627/mo
Today · 4.125%
HK$21,089
baseline
▲ 0.50% · 4.625%
HK$22,372
+HK$1,283/mo
Deposit HK$4.35M · loan HK$4.35M · min. income ≈ HK$42,178/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$261,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,077
−HK$1,192/mo
▼ 0.25% · 3.875%
HK$22,669
−HK$600/mo
Today · 4.125%
HK$23,269
baseline
▲ 0.50% · 4.625%
HK$24,496
+HK$1,227/mo
Deposit HK$4.35M · loan HK$4.35M · min. income ≈ HK$46,538/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$261,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,829
−HK$1,369/mo
▼ 0.25% · 3.875%
HK$22,508
−HK$690/mo
Today · 4.125%
HK$23,198
baseline
▲ 0.50% · 4.625%
HK$24,609
+HK$1,411/mo
Deposit HK$3.92M · loan HK$4.79M · min. income ≈ HK$46,396/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$261,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,284
−HK$1,312/mo
▼ 0.25% · 3.875%
HK$24,936
−HK$660/mo
Today · 4.125%
HK$25,596
baseline
▲ 0.50% · 4.625%
HK$26,946
+HK$1,350/mo
Deposit HK$3.92M · loan HK$4.79M · min. income ≈ HK$51,192/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$261,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,813
−HK$1,494/mo
▼ 0.25% · 3.875%
HK$24,554
−HK$753/mo
Today · 4.125%
HK$25,307
baseline
▲ 0.50% · 4.625%
HK$26,846
+HK$1,539/mo
Deposit HK$3.48M · loan HK$5.22M · min. income ≈ HK$50,614/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$261,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,492
−HK$1,431/mo
▼ 0.25% · 3.875%
HK$27,203
−HK$720/mo
Today · 4.125%
HK$27,923
baseline
▲ 0.50% · 4.625%
HK$29,395
+HK$1,472/mo
Deposit HK$3.48M · loan HK$5.22M · min. income ≈ HK$55,846/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$261,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,798
−HK$1,617/mo
▼ 0.25% · 3.875%
HK$26,600
−HK$815/mo
Today · 4.125%
HK$27,415
baseline
▲ 0.50% · 4.625%
HK$29,084
+HK$1,669/mo
Deposit HK$3.05M · loan HK$5.66M · min. income ≈ HK$54,830/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$261,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,700
−HK$1,550/mo
▼ 0.25% · 3.875%
HK$29,469
−HK$781/mo
Today · 4.125%
HK$30,250
baseline
▲ 0.50% · 4.625%
HK$31,845
+HK$1,595/mo
Deposit HK$3.05M · loan HK$5.66M · min. income ≈ HK$60,500/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$261,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,782
−HK$1,742/mo
▼ 0.25% · 3.875%
HK$28,646
−HK$878/mo
Today · 4.125%
HK$29,524
baseline
▲ 0.50% · 4.625%
HK$31,321
+HK$1,797/mo
Deposit HK$2.61M · loan HK$6.09M · min. income ≈ HK$59,048/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$261,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,907
−HK$1,670/mo
▼ 0.25% · 3.875%
HK$31,736
−HK$841/mo
Today · 4.125%
HK$32,577
baseline
▲ 0.50% · 4.625%
HK$34,294
+HK$1,717/mo
Deposit HK$2.61M · loan HK$6.09M · min. income ≈ HK$65,154/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$261,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,767
−HK$1,866/mo
▼ 0.25% · 3.875%
HK$30,693
−HK$940/mo
Today · 4.125%
HK$31,633
baseline
▲ 0.50% · 4.625%
HK$33,558
+HK$1,925/mo
Deposit HK$2.18M · loan HK$6.53M · min. income ≈ HK$63,266/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$261,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,115
−HK$1,789/mo
▼ 0.25% · 3.875%
HK$34,003
−HK$901/mo
Today · 4.125%
HK$34,904
baseline
▲ 0.50% · 4.625%
HK$36,744
+HK$1,840/mo
Deposit HK$2.18M · loan HK$6.53M · min. income ≈ HK$69,808/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$261,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,751
−HK$1,991/mo
▼ 0.25% · 3.875%
HK$32,739
−HK$1,003/mo
Today · 4.125%
HK$33,742
baseline
▲ 0.50% · 4.625%
HK$35,795
+HK$2,053/mo
Deposit HK$1.74M · loan HK$6.96M · min. income ≈ HK$67,484/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$261,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,323
−HK$1,908/mo
▼ 0.25% · 3.875%
HK$36,270
−HK$961/mo
Today · 4.125%
HK$37,231
baseline
▲ 0.50% · 4.625%
HK$39,194
+HK$1,963/mo
Deposit HK$1.74M · loan HK$6.96M · min. income ≈ HK$74,462/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$261,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,736
−HK$2,115/mo
▼ 0.25% · 3.875%
HK$34,785
−HK$1,066/mo
Today · 4.125%
HK$35,851
baseline
▲ 0.50% · 4.625%
HK$38,032
+HK$2,181/mo
Deposit HK$1.31M · loan HK$7.40M · min. income ≈ HK$71,702/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$261,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,530
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$38,537
−HK$1,021/mo
Today · 4.125%
HK$39,558
baseline
▲ 0.50% · 4.625%
HK$41,643
+HK$2,085/mo
Deposit HK$1.31M · loan HK$7.40M · min. income ≈ HK$79,116/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$261,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,720
−HK$2,240/mo
▼ 0.25% · 3.875%
HK$36,831
−HK$1,129/mo
Today · 4.125%
HK$37,960
baseline
▲ 0.50% · 4.625%
HK$40,270
+HK$2,310/mo
Deposit HK$870K · loan HK$7.83M · min. income ≈ HK$75,920/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$261,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,738
−HK$2,147/mo
▼ 0.25% · 3.875%
HK$40,804
−HK$1,081/mo
Today · 4.125%
HK$41,885
baseline
▲ 0.50% · 4.625%
HK$44,093
+HK$2,208/mo
Deposit HK$870K · loan HK$7.83M · min. income ≈ HK$83,770/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$261,082 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).