▼ 0.50% · 3.625%
HK$15,497
−HK$972/mo
▼ 0.25% · 3.875%
HK$15,979
−HK$490/mo
Today · 4.125%
HK$16,469
baseline
▲ 0.50% · 4.625%
HK$17,471
+HK$1,002/mo
Deposit HK$3.40M · loan HK$3.40M · min. income ≈ HK$32,938/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$203,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,240
−HK$932/mo
▼ 0.25% · 3.875%
HK$17,703
−HK$469/mo
Today · 4.125%
HK$18,172
baseline
▲ 0.50% · 4.625%
HK$19,129
+HK$957/mo
Deposit HK$3.40M · loan HK$3.40M · min. income ≈ HK$36,344/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$203,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,047
−HK$1,069/mo
▼ 0.25% · 3.875%
HK$17,577
−HK$539/mo
Today · 4.125%
HK$18,116
baseline
▲ 0.50% · 4.625%
HK$19,218
+HK$1,102/mo
Deposit HK$3.06M · loan HK$3.74M · min. income ≈ HK$36,232/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$203,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,964
−HK$1,025/mo
▼ 0.25% · 3.875%
HK$19,473
−HK$516/mo
Today · 4.125%
HK$19,989
baseline
▲ 0.50% · 4.625%
HK$21,042
+HK$1,053/mo
Deposit HK$3.06M · loan HK$3.74M · min. income ≈ HK$39,978/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$203,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,596
−HK$1,166/mo
▼ 0.25% · 3.875%
HK$19,175
−HK$587/mo
Today · 4.125%
HK$19,762
baseline
▲ 0.50% · 4.625%
HK$20,965
+HK$1,203/mo
Deposit HK$2.72M · loan HK$4.08M · min. income ≈ HK$39,524/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$203,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,688
−HK$1,118/mo
▼ 0.25% · 3.875%
HK$21,243
−HK$563/mo
Today · 4.125%
HK$21,806
baseline
▲ 0.50% · 4.625%
HK$22,955
+HK$1,149/mo
Deposit HK$2.72M · loan HK$4.08M · min. income ≈ HK$43,612/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$203,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,146
−HK$1,263/mo
▼ 0.25% · 3.875%
HK$20,773
−HK$636/mo
Today · 4.125%
HK$21,409
baseline
▲ 0.50% · 4.625%
HK$22,712
+HK$1,303/mo
Deposit HK$2.38M · loan HK$4.42M · min. income ≈ HK$42,818/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$203,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,412
−HK$1,211/mo
▼ 0.25% · 3.875%
HK$23,013
−HK$610/mo
Today · 4.125%
HK$23,623
baseline
▲ 0.50% · 4.625%
HK$24,868
+HK$1,245/mo
Deposit HK$2.38M · loan HK$4.42M · min. income ≈ HK$47,246/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$203,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,696
−HK$1,360/mo
▼ 0.25% · 3.875%
HK$22,371
−HK$685/mo
Today · 4.125%
HK$23,056
baseline
▲ 0.50% · 4.625%
HK$24,459
+HK$1,403/mo
Deposit HK$2.04M · loan HK$4.76M · min. income ≈ HK$46,112/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$203,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,136
−HK$1,304/mo
▼ 0.25% · 3.875%
HK$24,784
−HK$656/mo
Today · 4.125%
HK$25,440
baseline
▲ 0.50% · 4.625%
HK$26,781
+HK$1,341/mo
Deposit HK$2.04M · loan HK$4.76M · min. income ≈ HK$50,880/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$203,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,245
−HK$1,458/mo
▼ 0.25% · 3.875%
HK$23,968
−HK$735/mo
Today · 4.125%
HK$24,703
baseline
▲ 0.50% · 4.625%
HK$26,206
+HK$1,503/mo
Deposit HK$1.70M · loan HK$5.10M · min. income ≈ HK$49,406/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$203,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,860
−HK$1,397/mo
▼ 0.25% · 3.875%
HK$26,554
−HK$703/mo
Today · 4.125%
HK$27,257
baseline
▲ 0.50% · 4.625%
HK$28,694
+HK$1,437/mo
Deposit HK$1.70M · loan HK$5.10M · min. income ≈ HK$54,514/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$203,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,795
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$25,566
−HK$784/mo
Today · 4.125%
HK$26,350
baseline
▲ 0.50% · 4.625%
HK$27,953
+HK$1,603/mo
Deposit HK$1.36M · loan HK$5.44M · min. income ≈ HK$52,700/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$203,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,584
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$28,324
−HK$751/mo
Today · 4.125%
HK$29,075
baseline
▲ 0.50% · 4.625%
HK$30,607
+HK$1,532/mo
Deposit HK$1.36M · loan HK$5.44M · min. income ≈ HK$58,150/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$203,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,345
−HK$1,652/mo
▼ 0.25% · 3.875%
HK$27,164
−HK$833/mo
Today · 4.125%
HK$27,997
baseline
▲ 0.50% · 4.625%
HK$29,700
+HK$1,703/mo
Deposit HK$1.02M · loan HK$5.78M · min. income ≈ HK$55,994/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$203,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,308
−HK$1,584/mo
▼ 0.25% · 3.875%
HK$30,094
−HK$798/mo
Today · 4.125%
HK$30,892
baseline
▲ 0.50% · 4.625%
HK$32,520
+HK$1,628/mo
Deposit HK$1.02M · loan HK$5.78M · min. income ≈ HK$61,784/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$203,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,894
−HK$1,750/mo
▼ 0.25% · 3.875%
HK$28,762
−HK$882/mo
Today · 4.125%
HK$29,644
baseline
▲ 0.50% · 4.625%
HK$31,447
+HK$1,803/mo
Deposit HK$680K · loan HK$6.12M · min. income ≈ HK$59,288/mo (50% DSR)
Upfront cash ≈ HK$883K (deposit + AVD stamp duty HK$203,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,032
−HK$1,677/mo
▼ 0.25% · 3.875%
HK$31,865
−HK$844/mo
Today · 4.125%
HK$32,709
baseline
▲ 0.50% · 4.625%
HK$34,433
+HK$1,724/mo
Deposit HK$680K · loan HK$6.12M · min. income ≈ HK$65,418/mo (50% DSR)
Upfront cash ≈ HK$883K (deposit + AVD stamp duty HK$203,884 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).