▼ 0.50% · 3.625%
HK$17,120
−HK$1,073/mo
▼ 0.25% · 3.875%
HK$17,652
−HK$541/mo
Today · 4.125%
HK$18,193
baseline
▲ 0.50% · 4.625%
HK$19,300
+HK$1,107/mo
Deposit HK$3.75M · loan HK$3.75M · min. income ≈ HK$36,386/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$225,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,046
−HK$1,029/mo
▼ 0.25% · 3.875%
HK$19,556
−HK$519/mo
Today · 4.125%
HK$20,075
baseline
▲ 0.50% · 4.625%
HK$21,133
+HK$1,058/mo
Deposit HK$3.75M · loan HK$3.75M · min. income ≈ HK$40,150/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$225,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,832
−HK$1,181/mo
▼ 0.25% · 3.875%
HK$19,418
−HK$595/mo
Today · 4.125%
HK$20,013
baseline
▲ 0.50% · 4.625%
HK$21,230
+HK$1,217/mo
Deposit HK$3.38M · loan HK$4.13M · min. income ≈ HK$40,026/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$225,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,950
−HK$1,132/mo
▼ 0.25% · 3.875%
HK$21,512
−HK$570/mo
Today · 4.125%
HK$22,082
baseline
▲ 0.50% · 4.625%
HK$23,246
+HK$1,164/mo
Deposit HK$3.38M · loan HK$4.13M · min. income ≈ HK$44,164/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$225,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,544
−HK$1,288/mo
▼ 0.25% · 3.875%
HK$21,183
−HK$649/mo
Today · 4.125%
HK$21,832
baseline
▲ 0.50% · 4.625%
HK$23,160
+HK$1,328/mo
Deposit HK$3.00M · loan HK$4.50M · min. income ≈ HK$43,664/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$225,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,855
−HK$1,234/mo
▼ 0.25% · 3.875%
HK$23,468
−HK$621/mo
Today · 4.125%
HK$24,089
baseline
▲ 0.50% · 4.625%
HK$25,359
+HK$1,270/mo
Deposit HK$3.00M · loan HK$4.50M · min. income ≈ HK$48,178/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$225,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,256
−HK$1,395/mo
▼ 0.25% · 3.875%
HK$22,948
−HK$703/mo
Today · 4.125%
HK$23,651
baseline
▲ 0.50% · 4.625%
HK$25,090
+HK$1,439/mo
Deposit HK$2.63M · loan HK$4.88M · min. income ≈ HK$47,302/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$225,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,759
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$25,423
−HK$674/mo
Today · 4.125%
HK$26,097
baseline
▲ 0.50% · 4.625%
HK$27,473
+HK$1,376/mo
Deposit HK$2.63M · loan HK$4.88M · min. income ≈ HK$52,194/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$225,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,968
−HK$1,503/mo
▼ 0.25% · 3.875%
HK$24,713
−HK$758/mo
Today · 4.125%
HK$25,471
baseline
▲ 0.50% · 4.625%
HK$27,020
+HK$1,549/mo
Deposit HK$2.25M · loan HK$5.26M · min. income ≈ HK$50,942/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$225,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,664
−HK$1,440/mo
▼ 0.25% · 3.875%
HK$27,379
−HK$725/mo
Today · 4.125%
HK$28,104
baseline
▲ 0.50% · 4.625%
HK$29,586
+HK$1,482/mo
Deposit HK$2.25M · loan HK$5.26M · min. income ≈ HK$56,208/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$225,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,680
−HK$1,610/mo
▼ 0.25% · 3.875%
HK$26,478
−HK$812/mo
Today · 4.125%
HK$27,290
baseline
▲ 0.50% · 4.625%
HK$28,951
+HK$1,661/mo
Deposit HK$1.88M · loan HK$5.63M · min. income ≈ HK$54,580/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$225,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,568
−HK$1,544/mo
▼ 0.25% · 3.875%
HK$29,335
−HK$777/mo
Today · 4.125%
HK$30,112
baseline
▲ 0.50% · 4.625%
HK$31,699
+HK$1,587/mo
Deposit HK$1.88M · loan HK$5.63M · min. income ≈ HK$60,224/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$225,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,392
−HK$1,717/mo
▼ 0.25% · 3.875%
HK$28,244
−HK$865/mo
Today · 4.125%
HK$29,109
baseline
▲ 0.50% · 4.625%
HK$30,881
+HK$1,772/mo
Deposit HK$1.50M · loan HK$6.01M · min. income ≈ HK$58,218/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$225,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,473
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$31,290
−HK$829/mo
Today · 4.125%
HK$32,119
baseline
▲ 0.50% · 4.625%
HK$33,812
+HK$1,693/mo
Deposit HK$1.50M · loan HK$6.01M · min. income ≈ HK$64,238/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$225,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,104
−HK$1,825/mo
▼ 0.25% · 3.875%
HK$30,009
−HK$920/mo
Today · 4.125%
HK$30,929
baseline
▲ 0.50% · 4.625%
HK$32,811
+HK$1,882/mo
Deposit HK$1.13M · loan HK$6.38M · min. income ≈ HK$61,858/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$225,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,377
−HK$1,750/mo
▼ 0.25% · 3.875%
HK$33,246
−HK$881/mo
Today · 4.125%
HK$34,127
baseline
▲ 0.50% · 4.625%
HK$35,926
+HK$1,799/mo
Deposit HK$1.13M · loan HK$6.38M · min. income ≈ HK$68,254/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$225,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,816
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$31,774
−HK$974/mo
Today · 4.125%
HK$32,748
baseline
▲ 0.50% · 4.625%
HK$34,741
+HK$1,993/mo
Deposit HK$751K · loan HK$6.76M · min. income ≈ HK$65,496/mo (50% DSR)
Upfront cash ≈ HK$976K (deposit + AVD stamp duty HK$225,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,282
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$35,201
−HK$933/mo
Today · 4.125%
HK$36,134
baseline
▲ 0.50% · 4.625%
HK$38,039
+HK$1,905/mo
Deposit HK$751K · loan HK$6.76M · min. income ≈ HK$72,268/mo (50% DSR)
Upfront cash ≈ HK$976K (deposit + AVD stamp duty HK$225,235 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).