▼ 0.50% · 3.625%
HK$17,815
−HK$1,117/mo
▼ 0.25% · 3.875%
HK$18,369
−HK$563/mo
Today · 4.125%
HK$18,932
baseline
▲ 0.50% · 4.625%
HK$20,084
+HK$1,152/mo
Deposit HK$3.91M · loan HK$3.91M · min. income ≈ HK$37,864/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$234,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,819
−HK$1,070/mo
▼ 0.25% · 3.875%
HK$20,350
−HK$539/mo
Today · 4.125%
HK$20,889
baseline
▲ 0.50% · 4.625%
HK$21,991
+HK$1,102/mo
Deposit HK$3.91M · loan HK$3.91M · min. income ≈ HK$41,778/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$234,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,596
−HK$1,229/mo
▼ 0.25% · 3.875%
HK$20,206
−HK$619/mo
Today · 4.125%
HK$20,825
baseline
▲ 0.50% · 4.625%
HK$22,092
+HK$1,267/mo
Deposit HK$3.52M · loan HK$4.30M · min. income ≈ HK$41,650/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$234,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,801
−HK$1,177/mo
▼ 0.25% · 3.875%
HK$22,385
−HK$593/mo
Today · 4.125%
HK$22,978
baseline
▲ 0.50% · 4.625%
HK$24,190
+HK$1,212/mo
Deposit HK$3.52M · loan HK$4.30M · min. income ≈ HK$45,956/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$234,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,378
−HK$1,340/mo
▼ 0.25% · 3.875%
HK$22,043
−HK$675/mo
Today · 4.125%
HK$22,718
baseline
▲ 0.50% · 4.625%
HK$24,101
+HK$1,383/mo
Deposit HK$3.13M · loan HK$4.69M · min. income ≈ HK$45,436/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$234,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,782
−HK$1,285/mo
▼ 0.25% · 3.875%
HK$24,420
−HK$647/mo
Today · 4.125%
HK$25,067
baseline
▲ 0.50% · 4.625%
HK$26,389
+HK$1,322/mo
Deposit HK$3.13M · loan HK$4.69M · min. income ≈ HK$50,134/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$234,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,159
−HK$1,452/mo
▼ 0.25% · 3.875%
HK$23,879
−HK$732/mo
Today · 4.125%
HK$24,611
baseline
▲ 0.50% · 4.625%
HK$26,109
+HK$1,498/mo
Deposit HK$2.73M · loan HK$5.08M · min. income ≈ HK$49,222/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$234,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,764
−HK$1,392/mo
▼ 0.25% · 3.875%
HK$26,455
−HK$701/mo
Today · 4.125%
HK$27,156
baseline
▲ 0.50% · 4.625%
HK$28,588
+HK$1,432/mo
Deposit HK$2.73M · loan HK$5.08M · min. income ≈ HK$54,312/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$234,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,941
−HK$1,564/mo
▼ 0.25% · 3.875%
HK$25,716
−HK$789/mo
Today · 4.125%
HK$26,505
baseline
▲ 0.50% · 4.625%
HK$28,117
+HK$1,612/mo
Deposit HK$2.34M · loan HK$5.47M · min. income ≈ HK$53,010/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$234,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,746
−HK$1,499/mo
▼ 0.25% · 3.875%
HK$28,490
−HK$755/mo
Today · 4.125%
HK$29,245
baseline
▲ 0.50% · 4.625%
HK$30,787
+HK$1,542/mo
Deposit HK$2.34M · loan HK$5.47M · min. income ≈ HK$58,490/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$234,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,722
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$27,553
−HK$845/mo
Today · 4.125%
HK$28,398
baseline
▲ 0.50% · 4.625%
HK$30,126
+HK$1,728/mo
Deposit HK$1.95M · loan HK$5.86M · min. income ≈ HK$56,796/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$234,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,728
−HK$1,606/mo
▼ 0.25% · 3.875%
HK$30,525
−HK$809/mo
Today · 4.125%
HK$31,334
baseline
▲ 0.50% · 4.625%
HK$32,986
+HK$1,652/mo
Deposit HK$1.95M · loan HK$5.86M · min. income ≈ HK$62,668/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$234,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,504
−HK$1,787/mo
▼ 0.25% · 3.875%
HK$29,390
−HK$901/mo
Today · 4.125%
HK$30,291
baseline
▲ 0.50% · 4.625%
HK$32,134
+HK$1,843/mo
Deposit HK$1.56M · loan HK$6.25M · min. income ≈ HK$60,582/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$234,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,710
−HK$1,713/mo
▼ 0.25% · 3.875%
HK$32,560
−HK$863/mo
Today · 4.125%
HK$33,423
baseline
▲ 0.50% · 4.625%
HK$35,185
+HK$1,762/mo
Deposit HK$1.56M · loan HK$6.25M · min. income ≈ HK$66,846/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$234,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,285
−HK$1,899/mo
▼ 0.25% · 3.875%
HK$31,227
−HK$957/mo
Today · 4.125%
HK$32,184
baseline
▲ 0.50% · 4.625%
HK$34,142
+HK$1,958/mo
Deposit HK$1.17M · loan HK$6.64M · min. income ≈ HK$64,368/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$234,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,692
−HK$1,820/mo
▼ 0.25% · 3.875%
HK$34,595
−HK$917/mo
Today · 4.125%
HK$35,512
baseline
▲ 0.50% · 4.625%
HK$37,384
+HK$1,872/mo
Deposit HK$1.17M · loan HK$6.64M · min. income ≈ HK$71,024/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$234,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,066
−HK$2,011/mo
▼ 0.25% · 3.875%
HK$33,064
−HK$1,013/mo
Today · 4.125%
HK$34,077
baseline
▲ 0.50% · 4.625%
HK$36,151
+HK$2,074/mo
Deposit HK$781K · loan HK$7.03M · min. income ≈ HK$68,154/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$234,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,674
−HK$1,927/mo
▼ 0.25% · 3.875%
HK$36,630
−HK$971/mo
Today · 4.125%
HK$37,601
baseline
▲ 0.50% · 4.625%
HK$39,583
+HK$1,982/mo
Deposit HK$781K · loan HK$7.03M · min. income ≈ HK$75,202/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$234,378 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).