▼ 0.50% · 3.625%
HK$17,261
−HK$1,083/mo
▼ 0.25% · 3.875%
HK$17,798
−HK$546/mo
Today · 4.125%
HK$18,344
baseline
▲ 0.50% · 4.625%
HK$19,460
+HK$1,116/mo
Deposit HK$3.78M · loan HK$3.78M · min. income ≈ HK$36,688/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$227,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,203
−HK$1,038/mo
▼ 0.25% · 3.875%
HK$19,718
−HK$523/mo
Today · 4.125%
HK$20,241
baseline
▲ 0.50% · 4.625%
HK$21,308
+HK$1,067/mo
Deposit HK$3.78M · loan HK$3.78M · min. income ≈ HK$40,482/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$227,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,988
−HK$1,190/mo
▼ 0.25% · 3.875%
HK$19,578
−HK$600/mo
Today · 4.125%
HK$20,178
baseline
▲ 0.50% · 4.625%
HK$21,406
+HK$1,228/mo
Deposit HK$3.41M · loan HK$4.16M · min. income ≈ HK$40,356/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$227,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,123
−HK$1,142/mo
▼ 0.25% · 3.875%
HK$21,690
−HK$575/mo
Today · 4.125%
HK$22,265
baseline
▲ 0.50% · 4.625%
HK$23,438
+HK$1,173/mo
Deposit HK$3.41M · loan HK$4.16M · min. income ≈ HK$44,530/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$227,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,714
−HK$1,299/mo
▼ 0.25% · 3.875%
HK$21,358
−HK$655/mo
Today · 4.125%
HK$22,013
baseline
▲ 0.50% · 4.625%
HK$23,352
+HK$1,339/mo
Deposit HK$3.03M · loan HK$4.54M · min. income ≈ HK$44,026/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$227,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,044
−HK$1,245/mo
▼ 0.25% · 3.875%
HK$23,662
−HK$627/mo
Today · 4.125%
HK$24,289
baseline
▲ 0.50% · 4.625%
HK$25,569
+HK$1,280/mo
Deposit HK$3.03M · loan HK$4.54M · min. income ≈ HK$48,578/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$227,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,440
−HK$1,407/mo
▼ 0.25% · 3.875%
HK$23,138
−HK$709/mo
Today · 4.125%
HK$23,847
baseline
▲ 0.50% · 4.625%
HK$25,298
+HK$1,451/mo
Deposit HK$2.65M · loan HK$4.92M · min. income ≈ HK$47,694/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$227,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,964
−HK$1,349/mo
▼ 0.25% · 3.875%
HK$25,634
−HK$679/mo
Today · 4.125%
HK$26,313
baseline
▲ 0.50% · 4.625%
HK$27,700
+HK$1,387/mo
Deposit HK$2.65M · loan HK$4.92M · min. income ≈ HK$52,626/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$227,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,166
−HK$1,515/mo
▼ 0.25% · 3.875%
HK$24,918
−HK$763/mo
Today · 4.125%
HK$25,681
baseline
▲ 0.50% · 4.625%
HK$27,244
+HK$1,563/mo
Deposit HK$2.27M · loan HK$5.30M · min. income ≈ HK$51,362/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$227,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,884
−HK$1,453/mo
▼ 0.25% · 3.875%
HK$27,605
−HK$732/mo
Today · 4.125%
HK$28,337
baseline
▲ 0.50% · 4.625%
HK$29,831
+HK$1,494/mo
Deposit HK$2.27M · loan HK$5.30M · min. income ≈ HK$56,674/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$227,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,892
−HK$1,624/mo
▼ 0.25% · 3.875%
HK$26,698
−HK$818/mo
Today · 4.125%
HK$27,516
baseline
▲ 0.50% · 4.625%
HK$29,190
+HK$1,674/mo
Deposit HK$1.89M · loan HK$5.68M · min. income ≈ HK$55,032/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$227,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,805
−HK$1,556/mo
▼ 0.25% · 3.875%
HK$29,577
−HK$784/mo
Today · 4.125%
HK$30,361
baseline
▲ 0.50% · 4.625%
HK$31,961
+HK$1,600/mo
Deposit HK$1.89M · loan HK$5.68M · min. income ≈ HK$60,722/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$227,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,618
−HK$1,732/mo
▼ 0.25% · 3.875%
HK$28,477
−HK$873/mo
Today · 4.125%
HK$29,350
baseline
▲ 0.50% · 4.625%
HK$31,136
+HK$1,786/mo
Deposit HK$1.51M · loan HK$6.06M · min. income ≈ HK$58,700/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$227,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,725
−HK$1,660/mo
▼ 0.25% · 3.875%
HK$31,549
−HK$836/mo
Today · 4.125%
HK$32,385
baseline
▲ 0.50% · 4.625%
HK$34,092
+HK$1,707/mo
Deposit HK$1.51M · loan HK$6.06M · min. income ≈ HK$64,770/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$227,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,344
−HK$1,841/mo
▼ 0.25% · 3.875%
HK$30,257
−HK$928/mo
Today · 4.125%
HK$31,185
baseline
▲ 0.50% · 4.625%
HK$33,082
+HK$1,897/mo
Deposit HK$1.14M · loan HK$6.43M · min. income ≈ HK$62,370/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$227,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,645
−HK$1,764/mo
▼ 0.25% · 3.875%
HK$33,521
−HK$888/mo
Today · 4.125%
HK$34,409
baseline
▲ 0.50% · 4.625%
HK$36,223
+HK$1,814/mo
Deposit HK$1.14M · loan HK$6.43M · min. income ≈ HK$68,818/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$227,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,071
−HK$1,948/mo
▼ 0.25% · 3.875%
HK$32,037
−HK$982/mo
Today · 4.125%
HK$33,019
baseline
▲ 0.50% · 4.625%
HK$35,028
+HK$2,009/mo
Deposit HK$757K · loan HK$6.81M · min. income ≈ HK$66,038/mo (50% DSR)
Upfront cash ≈ HK$984K (deposit + AVD stamp duty HK$227,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,566
−HK$1,867/mo
▼ 0.25% · 3.875%
HK$35,493
−HK$940/mo
Today · 4.125%
HK$36,433
baseline
▲ 0.50% · 4.625%
HK$38,354
+HK$1,921/mo
Deposit HK$757K · loan HK$6.81M · min. income ≈ HK$72,866/mo (50% DSR)
Upfront cash ≈ HK$984K (deposit + AVD stamp duty HK$227,099 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).