▼ 0.50% · 3.625%
HK$17,320
−HK$1,087/mo
▼ 0.25% · 3.875%
HK$17,859
−HK$548/mo
Today · 4.125%
HK$18,407
baseline
▲ 0.50% · 4.625%
HK$19,527
+HK$1,120/mo
Deposit HK$3.80M · loan HK$3.80M · min. income ≈ HK$36,814/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$227,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,269
−HK$1,041/mo
▼ 0.25% · 3.875%
HK$19,786
−HK$524/mo
Today · 4.125%
HK$20,310
baseline
▲ 0.50% · 4.625%
HK$21,380
+HK$1,070/mo
Deposit HK$3.80M · loan HK$3.80M · min. income ≈ HK$40,620/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$227,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,052
−HK$1,195/mo
▼ 0.25% · 3.875%
HK$19,645
−HK$602/mo
Today · 4.125%
HK$20,247
baseline
▲ 0.50% · 4.625%
HK$21,479
+HK$1,232/mo
Deposit HK$3.42M · loan HK$4.18M · min. income ≈ HK$40,494/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$227,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,196
−HK$1,145/mo
▼ 0.25% · 3.875%
HK$21,764
−HK$577/mo
Today · 4.125%
HK$22,341
baseline
▲ 0.50% · 4.625%
HK$23,518
+HK$1,177/mo
Deposit HK$3.42M · loan HK$4.18M · min. income ≈ HK$44,682/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$227,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,784
−HK$1,304/mo
▼ 0.25% · 3.875%
HK$21,431
−HK$657/mo
Today · 4.125%
HK$22,088
baseline
▲ 0.50% · 4.625%
HK$23,432
+HK$1,344/mo
Deposit HK$3.04M · loan HK$4.56M · min. income ≈ HK$44,176/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$227,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,122
−HK$1,250/mo
▼ 0.25% · 3.875%
HK$23,743
−HK$629/mo
Today · 4.125%
HK$24,372
baseline
▲ 0.50% · 4.625%
HK$25,656
+HK$1,284/mo
Deposit HK$3.04M · loan HK$4.56M · min. income ≈ HK$48,744/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$227,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,516
−HK$1,412/mo
▼ 0.25% · 3.875%
HK$23,217
−HK$711/mo
Today · 4.125%
HK$23,928
baseline
▲ 0.50% · 4.625%
HK$25,384
+HK$1,456/mo
Deposit HK$2.66M · loan HK$4.94M · min. income ≈ HK$47,856/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$227,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,049
−HK$1,354/mo
▼ 0.25% · 3.875%
HK$25,721
−HK$682/mo
Today · 4.125%
HK$26,403
baseline
▲ 0.50% · 4.625%
HK$27,794
+HK$1,391/mo
Deposit HK$2.66M · loan HK$4.94M · min. income ≈ HK$52,806/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$227,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,249
−HK$1,520/mo
▼ 0.25% · 3.875%
HK$25,003
−HK$766/mo
Today · 4.125%
HK$25,769
baseline
▲ 0.50% · 4.625%
HK$27,337
+HK$1,568/mo
Deposit HK$2.28M · loan HK$5.32M · min. income ≈ HK$51,538/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$227,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,976
−HK$1,458/mo
▼ 0.25% · 3.875%
HK$27,700
−HK$734/mo
Today · 4.125%
HK$28,434
baseline
▲ 0.50% · 4.625%
HK$29,932
+HK$1,498/mo
Deposit HK$2.28M · loan HK$5.32M · min. income ≈ HK$56,868/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$227,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,981
−HK$1,629/mo
▼ 0.25% · 3.875%
HK$26,789
−HK$821/mo
Today · 4.125%
HK$27,610
baseline
▲ 0.50% · 4.625%
HK$29,290
+HK$1,680/mo
Deposit HK$1.90M · loan HK$5.70M · min. income ≈ HK$55,220/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$227,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,903
−HK$1,562/mo
▼ 0.25% · 3.875%
HK$29,678
−HK$787/mo
Today · 4.125%
HK$30,465
baseline
▲ 0.50% · 4.625%
HK$32,070
+HK$1,605/mo
Deposit HK$1.90M · loan HK$5.70M · min. income ≈ HK$60,930/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$227,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,713
−HK$1,737/mo
▼ 0.25% · 3.875%
HK$28,575
−HK$875/mo
Today · 4.125%
HK$29,450
baseline
▲ 0.50% · 4.625%
HK$31,242
+HK$1,792/mo
Deposit HK$1.52M · loan HK$6.08M · min. income ≈ HK$58,900/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$227,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,830
−HK$1,666/mo
▼ 0.25% · 3.875%
HK$31,657
−HK$839/mo
Today · 4.125%
HK$32,496
baseline
▲ 0.50% · 4.625%
HK$34,209
+HK$1,713/mo
Deposit HK$1.52M · loan HK$6.08M · min. income ≈ HK$64,992/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$227,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,445
−HK$1,846/mo
▼ 0.25% · 3.875%
HK$30,361
−HK$930/mo
Today · 4.125%
HK$31,291
baseline
▲ 0.50% · 4.625%
HK$33,195
+HK$1,904/mo
Deposit HK$1.14M · loan HK$6.46M · min. income ≈ HK$62,582/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$227,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,757
−HK$1,770/mo
▼ 0.25% · 3.875%
HK$33,635
−HK$892/mo
Today · 4.125%
HK$34,527
baseline
▲ 0.50% · 4.625%
HK$36,347
+HK$1,820/mo
Deposit HK$1.14M · loan HK$6.46M · min. income ≈ HK$69,054/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$227,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,177
−HK$1,955/mo
▼ 0.25% · 3.875%
HK$32,146
−HK$986/mo
Today · 4.125%
HK$33,132
baseline
▲ 0.50% · 4.625%
HK$35,148
+HK$2,016/mo
Deposit HK$760K · loan HK$6.84M · min. income ≈ HK$66,264/mo (50% DSR)
Upfront cash ≈ HK$987K (deposit + AVD stamp duty HK$227,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,684
−HK$1,874/mo
▼ 0.25% · 3.875%
HK$35,614
−HK$944/mo
Today · 4.125%
HK$36,558
baseline
▲ 0.50% · 4.625%
HK$38,485
+HK$1,927/mo
Deposit HK$760K · loan HK$6.84M · min. income ≈ HK$73,116/mo (50% DSR)
Upfront cash ≈ HK$987K (deposit + AVD stamp duty HK$227,875 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).