▼ 0.50% · 3.625%
HK$17,860
−HK$1,120/mo
▼ 0.25% · 3.875%
HK$18,415
−HK$565/mo
Today · 4.125%
HK$18,980
baseline
▲ 0.50% · 4.625%
HK$20,135
+HK$1,155/mo
Deposit HK$3.92M · loan HK$3.92M · min. income ≈ HK$37,960/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$234,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,869
−HK$1,073/mo
▼ 0.25% · 3.875%
HK$20,402
−HK$540/mo
Today · 4.125%
HK$20,942
baseline
▲ 0.50% · 4.625%
HK$22,046
+HK$1,104/mo
Deposit HK$3.92M · loan HK$3.92M · min. income ≈ HK$41,884/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$234,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,646
−HK$1,232/mo
▼ 0.25% · 3.875%
HK$20,257
−HK$621/mo
Today · 4.125%
HK$20,878
baseline
▲ 0.50% · 4.625%
HK$22,148
+HK$1,270/mo
Deposit HK$3.52M · loan HK$4.31M · min. income ≈ HK$41,756/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$234,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,856
−HK$1,180/mo
▼ 0.25% · 3.875%
HK$22,442
−HK$594/mo
Today · 4.125%
HK$23,036
baseline
▲ 0.50% · 4.625%
HK$24,251
+HK$1,215/mo
Deposit HK$3.52M · loan HK$4.31M · min. income ≈ HK$46,072/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$234,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,432
−HK$1,344/mo
▼ 0.25% · 3.875%
HK$22,098
−HK$678/mo
Today · 4.125%
HK$22,776
baseline
▲ 0.50% · 4.625%
HK$24,161
+HK$1,385/mo
Deposit HK$3.13M · loan HK$4.70M · min. income ≈ HK$45,552/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$234,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,843
−HK$1,288/mo
▼ 0.25% · 3.875%
HK$24,482
−HK$649/mo
Today · 4.125%
HK$25,131
baseline
▲ 0.50% · 4.625%
HK$26,455
+HK$1,324/mo
Deposit HK$3.13M · loan HK$4.70M · min. income ≈ HK$50,262/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$234,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,218
−HK$1,456/mo
▼ 0.25% · 3.875%
HK$23,940
−HK$734/mo
Today · 4.125%
HK$24,674
baseline
▲ 0.50% · 4.625%
HK$26,175
+HK$1,501/mo
Deposit HK$2.74M · loan HK$5.09M · min. income ≈ HK$49,348/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$234,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,829
−HK$1,396/mo
▼ 0.25% · 3.875%
HK$26,522
−HK$703/mo
Today · 4.125%
HK$27,225
baseline
▲ 0.50% · 4.625%
HK$28,660
+HK$1,435/mo
Deposit HK$2.74M · loan HK$5.09M · min. income ≈ HK$54,450/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$234,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,004
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$25,781
−HK$791/mo
Today · 4.125%
HK$26,572
baseline
▲ 0.50% · 4.625%
HK$28,188
+HK$1,616/mo
Deposit HK$2.35M · loan HK$5.48M · min. income ≈ HK$53,144/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$234,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,816
−HK$1,503/mo
▼ 0.25% · 3.875%
HK$28,562
−HK$757/mo
Today · 4.125%
HK$29,319
baseline
▲ 0.50% · 4.625%
HK$30,865
+HK$1,546/mo
Deposit HK$2.35M · loan HK$5.48M · min. income ≈ HK$58,638/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$234,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,790
−HK$1,680/mo
▼ 0.25% · 3.875%
HK$27,623
−HK$847/mo
Today · 4.125%
HK$28,470
baseline
▲ 0.50% · 4.625%
HK$30,202
+HK$1,732/mo
Deposit HK$1.96M · loan HK$5.87M · min. income ≈ HK$56,940/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$234,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,803
−HK$1,610/mo
▼ 0.25% · 3.875%
HK$30,602
−HK$811/mo
Today · 4.125%
HK$31,413
baseline
▲ 0.50% · 4.625%
HK$33,069
+HK$1,656/mo
Deposit HK$1.96M · loan HK$5.87M · min. income ≈ HK$62,826/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$234,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,576
−HK$1,792/mo
▼ 0.25% · 3.875%
HK$29,464
−HK$904/mo
Today · 4.125%
HK$30,368
baseline
▲ 0.50% · 4.625%
HK$32,215
+HK$1,847/mo
Deposit HK$1.57M · loan HK$6.27M · min. income ≈ HK$60,736/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$234,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,790
−HK$1,718/mo
▼ 0.25% · 3.875%
HK$32,643
−HK$865/mo
Today · 4.125%
HK$33,508
baseline
▲ 0.50% · 4.625%
HK$35,274
+HK$1,766/mo
Deposit HK$1.57M · loan HK$6.27M · min. income ≈ HK$67,016/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$234,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,362
−HK$1,903/mo
▼ 0.25% · 3.875%
HK$31,306
−HK$959/mo
Today · 4.125%
HK$32,265
baseline
▲ 0.50% · 4.625%
HK$34,229
+HK$1,964/mo
Deposit HK$1.17M · loan HK$6.66M · min. income ≈ HK$64,530/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$234,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,777
−HK$1,825/mo
▼ 0.25% · 3.875%
HK$34,683
−HK$919/mo
Today · 4.125%
HK$35,602
baseline
▲ 0.50% · 4.625%
HK$37,478
+HK$1,876/mo
Deposit HK$1.17M · loan HK$6.66M · min. income ≈ HK$71,204/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$234,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,148
−HK$2,015/mo
▼ 0.25% · 3.875%
HK$33,148
−HK$1,015/mo
Today · 4.125%
HK$34,163
baseline
▲ 0.50% · 4.625%
HK$36,242
+HK$2,079/mo
Deposit HK$783K · loan HK$7.05M · min. income ≈ HK$68,326/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$234,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,764
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$36,723
−HK$973/mo
Today · 4.125%
HK$37,696
baseline
▲ 0.50% · 4.625%
HK$39,683
+HK$1,987/mo
Deposit HK$783K · loan HK$7.05M · min. income ≈ HK$75,392/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$234,971 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).