▼ 0.50% · 3.625%
HK$17,395
−HK$1,091/mo
▼ 0.25% · 3.875%
HK$17,937
−HK$549/mo
Today · 4.125%
HK$18,486
baseline
▲ 0.50% · 4.625%
HK$19,611
+HK$1,125/mo
Deposit HK$3.81M · loan HK$3.81M · min. income ≈ HK$36,972/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$228,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,352
−HK$1,046/mo
▼ 0.25% · 3.875%
HK$19,871
−HK$527/mo
Today · 4.125%
HK$20,398
baseline
▲ 0.50% · 4.625%
HK$21,473
+HK$1,075/mo
Deposit HK$3.81M · loan HK$3.81M · min. income ≈ HK$40,796/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$228,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,135
−HK$1,200/mo
▼ 0.25% · 3.875%
HK$19,730
−HK$605/mo
Today · 4.125%
HK$20,335
baseline
▲ 0.50% · 4.625%
HK$21,572
+HK$1,237/mo
Deposit HK$3.43M · loan HK$4.20M · min. income ≈ HK$40,670/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$228,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,288
−HK$1,150/mo
▼ 0.25% · 3.875%
HK$21,858
−HK$580/mo
Today · 4.125%
HK$22,438
baseline
▲ 0.50% · 4.625%
HK$23,620
+HK$1,182/mo
Deposit HK$3.43M · loan HK$4.20M · min. income ≈ HK$44,876/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$228,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,875
−HK$1,309/mo
▼ 0.25% · 3.875%
HK$21,524
−HK$660/mo
Today · 4.125%
HK$22,184
baseline
▲ 0.50% · 4.625%
HK$23,533
+HK$1,349/mo
Deposit HK$3.05M · loan HK$4.58M · min. income ≈ HK$44,368/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$228,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,223
−HK$1,254/mo
▼ 0.25% · 3.875%
HK$23,846
−HK$631/mo
Today · 4.125%
HK$24,477
baseline
▲ 0.50% · 4.625%
HK$25,768
+HK$1,291/mo
Deposit HK$3.05M · loan HK$4.58M · min. income ≈ HK$48,954/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$228,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,614
−HK$1,418/mo
▼ 0.25% · 3.875%
HK$23,318
−HK$714/mo
Today · 4.125%
HK$24,032
baseline
▲ 0.50% · 4.625%
HK$25,495
+HK$1,463/mo
Deposit HK$2.67M · loan HK$4.96M · min. income ≈ HK$48,064/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$228,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,158
−HK$1,359/mo
▼ 0.25% · 3.875%
HK$25,833
−HK$684/mo
Today · 4.125%
HK$26,517
baseline
▲ 0.50% · 4.625%
HK$27,915
+HK$1,398/mo
Deposit HK$2.67M · loan HK$4.96M · min. income ≈ HK$53,034/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$228,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,354
−HK$1,527/mo
▼ 0.25% · 3.875%
HK$25,111
−HK$770/mo
Today · 4.125%
HK$25,881
baseline
▲ 0.50% · 4.625%
HK$27,456
+HK$1,575/mo
Deposit HK$2.29M · loan HK$5.34M · min. income ≈ HK$51,762/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$228,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,093
−HK$1,464/mo
▼ 0.25% · 3.875%
HK$27,820
−HK$737/mo
Today · 4.125%
HK$28,557
baseline
▲ 0.50% · 4.625%
HK$30,062
+HK$1,505/mo
Deposit HK$2.29M · loan HK$5.34M · min. income ≈ HK$57,114/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$228,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,093
−HK$1,637/mo
▼ 0.25% · 3.875%
HK$26,905
−HK$825/mo
Today · 4.125%
HK$27,730
baseline
▲ 0.50% · 4.625%
HK$29,417
+HK$1,687/mo
Deposit HK$1.91M · loan HK$5.72M · min. income ≈ HK$55,460/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$228,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,028
−HK$1,569/mo
▼ 0.25% · 3.875%
HK$29,807
−HK$790/mo
Today · 4.125%
HK$30,597
baseline
▲ 0.50% · 4.625%
HK$32,210
+HK$1,613/mo
Deposit HK$1.91M · loan HK$5.72M · min. income ≈ HK$61,194/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$228,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,833
−HK$1,745/mo
▼ 0.25% · 3.875%
HK$28,699
−HK$879/mo
Today · 4.125%
HK$29,578
baseline
▲ 0.50% · 4.625%
HK$31,378
+HK$1,800/mo
Deposit HK$1.53M · loan HK$6.10M · min. income ≈ HK$59,156/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$228,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,964
−HK$1,673/mo
▼ 0.25% · 3.875%
HK$31,794
−HK$843/mo
Today · 4.125%
HK$32,637
baseline
▲ 0.50% · 4.625%
HK$34,357
+HK$1,720/mo
Deposit HK$1.53M · loan HK$6.10M · min. income ≈ HK$65,274/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$228,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,572
−HK$1,855/mo
▼ 0.25% · 3.875%
HK$30,492
−HK$935/mo
Today · 4.125%
HK$31,427
baseline
▲ 0.50% · 4.625%
HK$33,339
+HK$1,912/mo
Deposit HK$1.14M · loan HK$6.48M · min. income ≈ HK$62,854/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$228,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,899
−HK$1,777/mo
▼ 0.25% · 3.875%
HK$33,781
−HK$895/mo
Today · 4.125%
HK$34,676
baseline
▲ 0.50% · 4.625%
HK$36,504
+HK$1,828/mo
Deposit HK$1.14M · loan HK$6.48M · min. income ≈ HK$69,352/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$228,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,312
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$32,286
−HK$989/mo
Today · 4.125%
HK$33,275
baseline
▲ 0.50% · 4.625%
HK$35,300
+HK$2,025/mo
Deposit HK$763K · loan HK$6.87M · min. income ≈ HK$66,550/mo (50% DSR)
Upfront cash ≈ HK$992K (deposit + AVD stamp duty HK$228,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,834
−HK$1,882/mo
▼ 0.25% · 3.875%
HK$35,768
−HK$948/mo
Today · 4.125%
HK$36,716
baseline
▲ 0.50% · 4.625%
HK$38,651
+HK$1,935/mo
Deposit HK$763K · loan HK$6.87M · min. income ≈ HK$73,432/mo (50% DSR)
Upfront cash ≈ HK$992K (deposit + AVD stamp duty HK$228,863 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).