▼ 0.50% · 3.625%
HK$17,764
−HK$1,114/mo
▼ 0.25% · 3.875%
HK$18,316
−HK$562/mo
Today · 4.125%
HK$18,878
baseline
▲ 0.50% · 4.625%
HK$20,026
+HK$1,148/mo
Deposit HK$3.90M · loan HK$3.90M · min. income ≈ HK$37,756/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$233,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,762
−HK$1,067/mo
▼ 0.25% · 3.875%
HK$20,292
−HK$537/mo
Today · 4.125%
HK$20,829
baseline
▲ 0.50% · 4.625%
HK$21,927
+HK$1,098/mo
Deposit HK$3.90M · loan HK$3.90M · min. income ≈ HK$41,658/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$233,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,540
−HK$1,225/mo
▼ 0.25% · 3.875%
HK$20,148
−HK$617/mo
Today · 4.125%
HK$20,765
baseline
▲ 0.50% · 4.625%
HK$22,029
+HK$1,264/mo
Deposit HK$3.51M · loan HK$4.28M · min. income ≈ HK$41,530/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$233,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,738
−HK$1,174/mo
▼ 0.25% · 3.875%
HK$22,321
−HK$591/mo
Today · 4.125%
HK$22,912
baseline
▲ 0.50% · 4.625%
HK$24,120
+HK$1,208/mo
Deposit HK$3.51M · loan HK$4.28M · min. income ≈ HK$45,824/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$233,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,316
−HK$1,337/mo
▼ 0.25% · 3.875%
HK$21,979
−HK$674/mo
Today · 4.125%
HK$22,653
baseline
▲ 0.50% · 4.625%
HK$24,031
+HK$1,378/mo
Deposit HK$3.12M · loan HK$4.67M · min. income ≈ HK$45,306/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$233,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,714
−HK$1,281/mo
▼ 0.25% · 3.875%
HK$24,350
−HK$645/mo
Today · 4.125%
HK$24,995
baseline
▲ 0.50% · 4.625%
HK$26,313
+HK$1,318/mo
Deposit HK$3.12M · loan HK$4.67M · min. income ≈ HK$49,990/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$233,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,093
−HK$1,448/mo
▼ 0.25% · 3.875%
HK$23,811
−HK$730/mo
Today · 4.125%
HK$24,541
baseline
▲ 0.50% · 4.625%
HK$26,034
+HK$1,493/mo
Deposit HK$2.73M · loan HK$5.06M · min. income ≈ HK$49,082/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$233,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,690
−HK$1,388/mo
▼ 0.25% · 3.875%
HK$26,379
−HK$699/mo
Today · 4.125%
HK$27,078
baseline
▲ 0.50% · 4.625%
HK$28,506
+HK$1,428/mo
Deposit HK$2.73M · loan HK$5.06M · min. income ≈ HK$54,156/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$233,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,869
−HK$1,560/mo
▼ 0.25% · 3.875%
HK$25,643
−HK$786/mo
Today · 4.125%
HK$26,429
baseline
▲ 0.50% · 4.625%
HK$28,037
+HK$1,608/mo
Deposit HK$2.34M · loan HK$5.45M · min. income ≈ HK$52,858/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$233,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,667
−HK$1,494/mo
▼ 0.25% · 3.875%
HK$28,409
−HK$752/mo
Today · 4.125%
HK$29,161
baseline
▲ 0.50% · 4.625%
HK$30,698
+HK$1,537/mo
Deposit HK$2.34M · loan HK$5.45M · min. income ≈ HK$58,322/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$233,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,645
−HK$1,671/mo
▼ 0.25% · 3.875%
HK$27,474
−HK$842/mo
Today · 4.125%
HK$28,316
baseline
▲ 0.50% · 4.625%
HK$30,039
+HK$1,723/mo
Deposit HK$1.95M · loan HK$5.84M · min. income ≈ HK$56,632/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$233,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,643
−HK$1,601/mo
▼ 0.25% · 3.875%
HK$30,438
−HK$806/mo
Today · 4.125%
HK$31,244
baseline
▲ 0.50% · 4.625%
HK$32,891
+HK$1,647/mo
Deposit HK$1.95M · loan HK$5.84M · min. income ≈ HK$62,488/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$233,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,422
−HK$1,782/mo
▼ 0.25% · 3.875%
HK$29,306
−HK$898/mo
Today · 4.125%
HK$30,204
baseline
▲ 0.50% · 4.625%
HK$32,042
+HK$1,838/mo
Deposit HK$1.56M · loan HK$6.23M · min. income ≈ HK$60,408/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$233,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,619
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$32,467
−HK$860/mo
Today · 4.125%
HK$33,327
baseline
▲ 0.50% · 4.625%
HK$35,084
+HK$1,757/mo
Deposit HK$1.56M · loan HK$6.23M · min. income ≈ HK$66,654/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$233,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,198
−HK$1,894/mo
▼ 0.25% · 3.875%
HK$31,137
−HK$955/mo
Today · 4.125%
HK$32,092
baseline
▲ 0.50% · 4.625%
HK$34,045
+HK$1,953/mo
Deposit HK$1.17M · loan HK$6.62M · min. income ≈ HK$64,184/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$233,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,595
−HK$1,815/mo
▼ 0.25% · 3.875%
HK$34,496
−HK$914/mo
Today · 4.125%
HK$35,410
baseline
▲ 0.50% · 4.625%
HK$37,277
+HK$1,867/mo
Deposit HK$1.17M · loan HK$6.62M · min. income ≈ HK$70,820/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$233,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,974
−HK$2,006/mo
▼ 0.25% · 3.875%
HK$32,969
−HK$1,011/mo
Today · 4.125%
HK$33,980
baseline
▲ 0.50% · 4.625%
HK$36,047
+HK$2,067/mo
Deposit HK$779K · loan HK$7.01M · min. income ≈ HK$67,960/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,571
−HK$1,922/mo
▼ 0.25% · 3.875%
HK$36,525
−HK$968/mo
Today · 4.125%
HK$37,493
baseline
▲ 0.50% · 4.625%
HK$39,469
+HK$1,976/mo
Deposit HK$779K · loan HK$7.01M · min. income ≈ HK$74,986/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,706 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).