▼ 0.50% · 3.625%
HK$17,715
−HK$1,111/mo
▼ 0.25% · 3.875%
HK$18,266
−HK$560/mo
Today · 4.125%
HK$18,826
baseline
▲ 0.50% · 4.625%
HK$19,971
+HK$1,145/mo
Deposit HK$3.88M · loan HK$3.88M · min. income ≈ HK$37,652/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$233,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,707
−HK$1,065/mo
▼ 0.25% · 3.875%
HK$20,236
−HK$536/mo
Today · 4.125%
HK$20,772
baseline
▲ 0.50% · 4.625%
HK$21,867
+HK$1,095/mo
Deposit HK$3.88M · loan HK$3.88M · min. income ≈ HK$41,544/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$233,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,486
−HK$1,222/mo
▼ 0.25% · 3.875%
HK$20,092
−HK$616/mo
Today · 4.125%
HK$20,708
baseline
▲ 0.50% · 4.625%
HK$21,968
+HK$1,260/mo
Deposit HK$3.50M · loan HK$4.27M · min. income ≈ HK$41,416/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$233,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,678
−HK$1,171/mo
▼ 0.25% · 3.875%
HK$22,260
−HK$589/mo
Today · 4.125%
HK$22,849
baseline
▲ 0.50% · 4.625%
HK$24,054
+HK$1,205/mo
Deposit HK$3.50M · loan HK$4.27M · min. income ≈ HK$45,698/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$233,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,258
−HK$1,333/mo
▼ 0.25% · 3.875%
HK$21,919
−HK$672/mo
Today · 4.125%
HK$22,591
baseline
▲ 0.50% · 4.625%
HK$23,965
+HK$1,374/mo
Deposit HK$3.11M · loan HK$4.66M · min. income ≈ HK$45,182/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$233,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,649
−HK$1,278/mo
▼ 0.25% · 3.875%
HK$24,283
−HK$644/mo
Today · 4.125%
HK$24,927
baseline
▲ 0.50% · 4.625%
HK$26,241
+HK$1,314/mo
Deposit HK$3.11M · loan HK$4.66M · min. income ≈ HK$49,854/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$233,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,029
−HK$1,444/mo
▼ 0.25% · 3.875%
HK$23,746
−HK$727/mo
Today · 4.125%
HK$24,473
baseline
▲ 0.50% · 4.625%
HK$25,962
+HK$1,489/mo
Deposit HK$2.72M · loan HK$5.05M · min. income ≈ HK$48,946/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$233,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,620
−HK$1,384/mo
▼ 0.25% · 3.875%
HK$26,307
−HK$697/mo
Today · 4.125%
HK$27,004
baseline
▲ 0.50% · 4.625%
HK$28,427
+HK$1,423/mo
Deposit HK$2.72M · loan HK$5.05M · min. income ≈ HK$54,008/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$233,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,801
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$25,572
−HK$784/mo
Today · 4.125%
HK$26,356
baseline
▲ 0.50% · 4.625%
HK$27,960
+HK$1,604/mo
Deposit HK$2.33M · loan HK$5.44M · min. income ≈ HK$52,712/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$233,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,590
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$28,330
−HK$751/mo
Today · 4.125%
HK$29,081
baseline
▲ 0.50% · 4.625%
HK$30,614
+HK$1,533/mo
Deposit HK$2.33M · loan HK$5.44M · min. income ≈ HK$58,162/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$233,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,572
−HK$1,666/mo
▼ 0.25% · 3.875%
HK$27,399
−HK$839/mo
Today · 4.125%
HK$28,238
baseline
▲ 0.50% · 4.625%
HK$29,957
+HK$1,719/mo
Deposit HK$1.94M · loan HK$5.83M · min. income ≈ HK$56,476/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$233,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,561
−HK$1,597/mo
▼ 0.25% · 3.875%
HK$30,354
−HK$804/mo
Today · 4.125%
HK$31,158
baseline
▲ 0.50% · 4.625%
HK$32,801
+HK$1,643/mo
Deposit HK$1.94M · loan HK$5.83M · min. income ≈ HK$62,316/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$233,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,344
−HK$1,777/mo
▼ 0.25% · 3.875%
HK$29,225
−HK$896/mo
Today · 4.125%
HK$30,121
baseline
▲ 0.50% · 4.625%
HK$31,954
+HK$1,833/mo
Deposit HK$1.55M · loan HK$6.22M · min. income ≈ HK$60,242/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$233,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,532
−HK$1,704/mo
▼ 0.25% · 3.875%
HK$32,378
−HK$858/mo
Today · 4.125%
HK$33,236
baseline
▲ 0.50% · 4.625%
HK$34,987
+HK$1,751/mo
Deposit HK$1.55M · loan HK$6.22M · min. income ≈ HK$66,472/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$233,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,115
−HK$1,889/mo
▼ 0.25% · 3.875%
HK$31,052
−HK$952/mo
Today · 4.125%
HK$32,004
baseline
▲ 0.50% · 4.625%
HK$33,951
+HK$1,947/mo
Deposit HK$1.17M · loan HK$6.60M · min. income ≈ HK$64,008/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$233,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,503
−HK$1,810/mo
▼ 0.25% · 3.875%
HK$34,401
−HK$912/mo
Today · 4.125%
HK$35,313
baseline
▲ 0.50% · 4.625%
HK$37,174
+HK$1,861/mo
Deposit HK$1.17M · loan HK$6.60M · min. income ≈ HK$70,626/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$233,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,887
−HK$1,999/mo
▼ 0.25% · 3.875%
HK$32,878
−HK$1,008/mo
Today · 4.125%
HK$33,886
baseline
▲ 0.50% · 4.625%
HK$35,948
+HK$2,062/mo
Deposit HK$777K · loan HK$6.99M · min. income ≈ HK$67,772/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,473
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$36,425
−HK$965/mo
Today · 4.125%
HK$37,390
baseline
▲ 0.50% · 4.625%
HK$39,361
+HK$1,971/mo
Deposit HK$777K · loan HK$6.99M · min. income ≈ HK$74,780/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,063 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).