▼ 0.50% · 3.625%
HK$17,275
−HK$1,083/mo
▼ 0.25% · 3.875%
HK$17,812
−HK$546/mo
Today · 4.125%
HK$18,358
baseline
▲ 0.50% · 4.625%
HK$19,475
+HK$1,117/mo
Deposit HK$3.79M · loan HK$3.79M · min. income ≈ HK$36,716/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$227,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,218
−HK$1,038/mo
▼ 0.25% · 3.875%
HK$19,733
−HK$523/mo
Today · 4.125%
HK$20,256
baseline
▲ 0.50% · 4.625%
HK$21,324
+HK$1,068/mo
Deposit HK$3.79M · loan HK$3.79M · min. income ≈ HK$40,512/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$227,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,002
−HK$1,192/mo
▼ 0.25% · 3.875%
HK$19,593
−HK$601/mo
Today · 4.125%
HK$20,194
baseline
▲ 0.50% · 4.625%
HK$21,422
+HK$1,228/mo
Deposit HK$3.41M · loan HK$4.17M · min. income ≈ HK$40,388/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$227,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,140
−HK$1,142/mo
▼ 0.25% · 3.875%
HK$21,707
−HK$575/mo
Today · 4.125%
HK$22,282
baseline
▲ 0.50% · 4.625%
HK$23,456
+HK$1,174/mo
Deposit HK$3.41M · loan HK$4.17M · min. income ≈ HK$44,564/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$227,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,730
−HK$1,299/mo
▼ 0.25% · 3.875%
HK$21,374
−HK$655/mo
Today · 4.125%
HK$22,029
baseline
▲ 0.50% · 4.625%
HK$23,370
+HK$1,341/mo
Deposit HK$3.03M · loan HK$4.55M · min. income ≈ HK$44,058/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$227,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,061
−HK$1,246/mo
▼ 0.25% · 3.875%
HK$23,680
−HK$627/mo
Today · 4.125%
HK$24,307
baseline
▲ 0.50% · 4.625%
HK$25,589
+HK$1,282/mo
Deposit HK$3.03M · loan HK$4.55M · min. income ≈ HK$48,614/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$227,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,457
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$23,156
−HK$709/mo
Today · 4.125%
HK$23,865
baseline
▲ 0.50% · 4.625%
HK$25,317
+HK$1,452/mo
Deposit HK$2.65M · loan HK$4.92M · min. income ≈ HK$47,730/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$227,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,983
−HK$1,350/mo
▼ 0.25% · 3.875%
HK$25,653
−HK$680/mo
Today · 4.125%
HK$26,333
baseline
▲ 0.50% · 4.625%
HK$27,721
+HK$1,388/mo
Deposit HK$2.65M · loan HK$4.92M · min. income ≈ HK$52,666/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$227,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,184
−HK$1,517/mo
▼ 0.25% · 3.875%
HK$24,937
−HK$764/mo
Today · 4.125%
HK$25,701
baseline
▲ 0.50% · 4.625%
HK$27,265
+HK$1,564/mo
Deposit HK$2.27M · loan HK$5.30M · min. income ≈ HK$51,402/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$227,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,905
−HK$1,454/mo
▼ 0.25% · 3.875%
HK$27,627
−HK$732/mo
Today · 4.125%
HK$28,359
baseline
▲ 0.50% · 4.625%
HK$29,853
+HK$1,494/mo
Deposit HK$2.27M · loan HK$5.30M · min. income ≈ HK$56,718/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$227,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,912
−HK$1,625/mo
▼ 0.25% · 3.875%
HK$26,718
−HK$819/mo
Today · 4.125%
HK$27,537
baseline
▲ 0.50% · 4.625%
HK$29,212
+HK$1,675/mo
Deposit HK$1.89M · loan HK$5.68M · min. income ≈ HK$55,074/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$227,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,827
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$29,600
−HK$784/mo
Today · 4.125%
HK$30,384
baseline
▲ 0.50% · 4.625%
HK$31,986
+HK$1,602/mo
Deposit HK$1.89M · loan HK$5.68M · min. income ≈ HK$60,768/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$227,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,639
−HK$1,734/mo
▼ 0.25% · 3.875%
HK$28,499
−HK$874/mo
Today · 4.125%
HK$29,373
baseline
▲ 0.50% · 4.625%
HK$31,160
+HK$1,787/mo
Deposit HK$1.52M · loan HK$6.06M · min. income ≈ HK$58,746/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$227,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,749
−HK$1,661/mo
▼ 0.25% · 3.875%
HK$31,573
−HK$837/mo
Today · 4.125%
HK$32,410
baseline
▲ 0.50% · 4.625%
HK$34,118
+HK$1,708/mo
Deposit HK$1.52M · loan HK$6.06M · min. income ≈ HK$64,820/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$227,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,367
−HK$1,841/mo
▼ 0.25% · 3.875%
HK$30,280
−HK$928/mo
Today · 4.125%
HK$31,208
baseline
▲ 0.50% · 4.625%
HK$33,107
+HK$1,899/mo
Deposit HK$1.14M · loan HK$6.44M · min. income ≈ HK$62,416/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$227,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,670
−HK$1,765/mo
▼ 0.25% · 3.875%
HK$33,547
−HK$888/mo
Today · 4.125%
HK$34,435
baseline
▲ 0.50% · 4.625%
HK$36,251
+HK$1,816/mo
Deposit HK$1.14M · loan HK$6.44M · min. income ≈ HK$68,870/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$227,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,094
−HK$1,950/mo
▼ 0.25% · 3.875%
HK$32,062
−HK$982/mo
Today · 4.125%
HK$33,044
baseline
▲ 0.50% · 4.625%
HK$35,055
+HK$2,011/mo
Deposit HK$758K · loan HK$6.82M · min. income ≈ HK$66,088/mo (50% DSR)
Upfront cash ≈ HK$985K (deposit + AVD stamp duty HK$227,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,592
−HK$1,869/mo
▼ 0.25% · 3.875%
HK$35,520
−HK$941/mo
Today · 4.125%
HK$36,461
baseline
▲ 0.50% · 4.625%
HK$38,383
+HK$1,922/mo
Deposit HK$758K · loan HK$6.82M · min. income ≈ HK$72,922/mo (50% DSR)
Upfront cash ≈ HK$985K (deposit + AVD stamp duty HK$227,273 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).