▼ 0.50% · 3.625%
HK$17,571
−HK$1,102/mo
▼ 0.25% · 3.875%
HK$18,118
−HK$555/mo
Today · 4.125%
HK$18,673
baseline
▲ 0.50% · 4.625%
HK$19,809
+HK$1,136/mo
Deposit HK$3.85M · loan HK$3.85M · min. income ≈ HK$37,346/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$231,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,548
−HK$1,056/mo
▼ 0.25% · 3.875%
HK$20,072
−HK$532/mo
Today · 4.125%
HK$20,604
baseline
▲ 0.50% · 4.625%
HK$21,690
+HK$1,086/mo
Deposit HK$3.85M · loan HK$3.85M · min. income ≈ HK$41,208/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$231,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,329
−HK$1,212/mo
▼ 0.25% · 3.875%
HK$19,930
−HK$611/mo
Today · 4.125%
HK$20,541
baseline
▲ 0.50% · 4.625%
HK$21,790
+HK$1,249/mo
Deposit HK$3.47M · loan HK$4.24M · min. income ≈ HK$41,082/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$231,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,503
−HK$1,162/mo
▼ 0.25% · 3.875%
HK$22,079
−HK$586/mo
Today · 4.125%
HK$22,665
baseline
▲ 0.50% · 4.625%
HK$23,859
+HK$1,194/mo
Deposit HK$3.47M · loan HK$4.24M · min. income ≈ HK$45,330/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$231,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,086
−HK$1,322/mo
▼ 0.25% · 3.875%
HK$21,742
−HK$666/mo
Today · 4.125%
HK$22,408
baseline
▲ 0.50% · 4.625%
HK$23,771
+HK$1,363/mo
Deposit HK$3.08M · loan HK$4.62M · min. income ≈ HK$44,816/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$231,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,458
−HK$1,267/mo
▼ 0.25% · 3.875%
HK$24,087
−HK$638/mo
Today · 4.125%
HK$24,725
baseline
▲ 0.50% · 4.625%
HK$26,028
+HK$1,303/mo
Deposit HK$3.08M · loan HK$4.62M · min. income ≈ HK$49,450/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$231,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,843
−HK$1,432/mo
▼ 0.25% · 3.875%
HK$23,553
−HK$722/mo
Today · 4.125%
HK$24,275
baseline
▲ 0.50% · 4.625%
HK$25,752
+HK$1,477/mo
Deposit HK$2.70M · loan HK$5.01M · min. income ≈ HK$48,550/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$231,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,412
−HK$1,373/mo
▼ 0.25% · 3.875%
HK$26,094
−HK$691/mo
Today · 4.125%
HK$26,785
baseline
▲ 0.50% · 4.625%
HK$28,197
+HK$1,412/mo
Deposit HK$2.70M · loan HK$5.01M · min. income ≈ HK$53,570/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$231,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,600
−HK$1,543/mo
▼ 0.25% · 3.875%
HK$25,365
−HK$778/mo
Today · 4.125%
HK$26,143
baseline
▲ 0.50% · 4.625%
HK$27,733
+HK$1,590/mo
Deposit HK$2.31M · loan HK$5.39M · min. income ≈ HK$52,286/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$231,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,367
−HK$1,479/mo
▼ 0.25% · 3.875%
HK$28,101
−HK$745/mo
Today · 4.125%
HK$28,846
baseline
▲ 0.50% · 4.625%
HK$30,366
+HK$1,520/mo
Deposit HK$2.31M · loan HK$5.39M · min. income ≈ HK$57,692/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$231,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,357
−HK$1,653/mo
▼ 0.25% · 3.875%
HK$27,177
−HK$833/mo
Today · 4.125%
HK$28,010
baseline
▲ 0.50% · 4.625%
HK$29,714
+HK$1,704/mo
Deposit HK$1.93M · loan HK$5.78M · min. income ≈ HK$56,020/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$231,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,322
−HK$1,584/mo
▼ 0.25% · 3.875%
HK$30,108
−HK$798/mo
Today · 4.125%
HK$30,906
baseline
▲ 0.50% · 4.625%
HK$32,535
+HK$1,629/mo
Deposit HK$1.93M · loan HK$5.78M · min. income ≈ HK$61,812/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$231,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,114
−HK$1,763/mo
▼ 0.25% · 3.875%
HK$28,989
−HK$888/mo
Today · 4.125%
HK$29,877
baseline
▲ 0.50% · 4.625%
HK$31,695
+HK$1,818/mo
Deposit HK$1.54M · loan HK$6.16M · min. income ≈ HK$59,754/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$231,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,277
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$32,116
−HK$851/mo
Today · 4.125%
HK$32,967
baseline
▲ 0.50% · 4.625%
HK$34,704
+HK$1,737/mo
Deposit HK$1.54M · loan HK$6.16M · min. income ≈ HK$65,934/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$231,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,871
−HK$1,874/mo
▼ 0.25% · 3.875%
HK$30,801
−HK$944/mo
Today · 4.125%
HK$31,745
baseline
▲ 0.50% · 4.625%
HK$33,676
+HK$1,931/mo
Deposit HK$1.16M · loan HK$6.55M · min. income ≈ HK$63,490/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$231,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,232
−HK$1,795/mo
▼ 0.25% · 3.875%
HK$34,123
−HK$904/mo
Today · 4.125%
HK$35,027
baseline
▲ 0.50% · 4.625%
HK$36,873
+HK$1,846/mo
Deposit HK$1.16M · loan HK$6.55M · min. income ≈ HK$70,054/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$231,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,629
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$32,612
−HK$1,000/mo
Today · 4.125%
HK$33,612
baseline
▲ 0.50% · 4.625%
HK$35,657
+HK$2,045/mo
Deposit HK$771K · loan HK$6.94M · min. income ≈ HK$67,224/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$231,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,186
−HK$1,901/mo
▼ 0.25% · 3.875%
HK$36,130
−HK$957/mo
Today · 4.125%
HK$37,087
baseline
▲ 0.50% · 4.625%
HK$39,042
+HK$1,955/mo
Deposit HK$771K · loan HK$6.94M · min. income ≈ HK$74,174/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$231,177 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).