▼ 0.50% · 3.625%
HK$17,358
−HK$1,088/mo
▼ 0.25% · 3.875%
HK$17,898
−HK$548/mo
Today · 4.125%
HK$18,446
baseline
▲ 0.50% · 4.625%
HK$19,569
+HK$1,123/mo
Deposit HK$3.81M · loan HK$3.81M · min. income ≈ HK$36,892/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$228,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,310
−HK$1,043/mo
▼ 0.25% · 3.875%
HK$19,828
−HK$525/mo
Today · 4.125%
HK$20,353
baseline
▲ 0.50% · 4.625%
HK$21,426
+HK$1,073/mo
Deposit HK$3.81M · loan HK$3.81M · min. income ≈ HK$40,706/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$228,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,093
−HK$1,198/mo
▼ 0.25% · 3.875%
HK$19,687
−HK$604/mo
Today · 4.125%
HK$20,291
baseline
▲ 0.50% · 4.625%
HK$21,525
+HK$1,234/mo
Deposit HK$3.43M · loan HK$4.19M · min. income ≈ HK$40,582/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$228,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,241
−HK$1,148/mo
▼ 0.25% · 3.875%
HK$21,811
−HK$578/mo
Today · 4.125%
HK$22,389
baseline
▲ 0.50% · 4.625%
HK$23,569
+HK$1,180/mo
Deposit HK$3.43M · loan HK$4.19M · min. income ≈ HK$44,778/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$228,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,829
−HK$1,306/mo
▼ 0.25% · 3.875%
HK$21,477
−HK$658/mo
Today · 4.125%
HK$22,135
baseline
▲ 0.50% · 4.625%
HK$23,482
+HK$1,347/mo
Deposit HK$3.04M · loan HK$4.57M · min. income ≈ HK$44,270/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$228,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,172
−HK$1,252/mo
▼ 0.25% · 3.875%
HK$23,794
−HK$630/mo
Today · 4.125%
HK$24,424
baseline
▲ 0.50% · 4.625%
HK$25,712
+HK$1,288/mo
Deposit HK$3.04M · loan HK$4.57M · min. income ≈ HK$48,848/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$228,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,565
−HK$1,415/mo
▼ 0.25% · 3.875%
HK$23,267
−HK$713/mo
Today · 4.125%
HK$23,980
baseline
▲ 0.50% · 4.625%
HK$25,439
+HK$1,459/mo
Deposit HK$2.66M · loan HK$4.95M · min. income ≈ HK$47,960/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$228,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,103
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$25,777
−HK$683/mo
Today · 4.125%
HK$26,460
baseline
▲ 0.50% · 4.625%
HK$27,854
+HK$1,394/mo
Deposit HK$2.66M · loan HK$4.95M · min. income ≈ HK$52,920/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$228,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,301
−HK$1,524/mo
▼ 0.25% · 3.875%
HK$25,057
−HK$768/mo
Today · 4.125%
HK$25,825
baseline
▲ 0.50% · 4.625%
HK$27,396
+HK$1,571/mo
Deposit HK$2.28M · loan HK$5.33M · min. income ≈ HK$51,650/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$228,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,034
−HK$1,461/mo
▼ 0.25% · 3.875%
HK$27,759
−HK$736/mo
Today · 4.125%
HK$28,495
baseline
▲ 0.50% · 4.625%
HK$29,997
+HK$1,502/mo
Deposit HK$2.28M · loan HK$5.33M · min. income ≈ HK$56,990/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$228,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,036
−HK$1,633/mo
▼ 0.25% · 3.875%
HK$26,846
−HK$823/mo
Today · 4.125%
HK$27,669
baseline
▲ 0.50% · 4.625%
HK$29,353
+HK$1,684/mo
Deposit HK$1.90M · loan HK$5.71M · min. income ≈ HK$55,338/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$228,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,965
−HK$1,565/mo
▼ 0.25% · 3.875%
HK$29,742
−HK$788/mo
Today · 4.125%
HK$30,530
baseline
▲ 0.50% · 4.625%
HK$32,139
+HK$1,609/mo
Deposit HK$1.90M · loan HK$5.71M · min. income ≈ HK$61,060/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$228,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,772
−HK$1,742/mo
▼ 0.25% · 3.875%
HK$28,636
−HK$878/mo
Today · 4.125%
HK$29,514
baseline
▲ 0.50% · 4.625%
HK$31,310
+HK$1,796/mo
Deposit HK$1.52M · loan HK$6.09M · min. income ≈ HK$59,028/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$228,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,896
−HK$1,670/mo
▼ 0.25% · 3.875%
HK$31,725
−HK$841/mo
Today · 4.125%
HK$32,566
baseline
▲ 0.50% · 4.625%
HK$34,282
+HK$1,716/mo
Deposit HK$1.52M · loan HK$6.09M · min. income ≈ HK$65,132/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$228,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,508
−HK$1,850/mo
▼ 0.25% · 3.875%
HK$30,426
−HK$932/mo
Today · 4.125%
HK$31,358
baseline
▲ 0.50% · 4.625%
HK$33,266
+HK$1,908/mo
Deposit HK$1.14M · loan HK$6.47M · min. income ≈ HK$62,716/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$228,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,827
−HK$1,774/mo
▼ 0.25% · 3.875%
HK$33,708
−HK$893/mo
Today · 4.125%
HK$34,601
baseline
▲ 0.50% · 4.625%
HK$36,425
+HK$1,824/mo
Deposit HK$1.14M · loan HK$6.47M · min. income ≈ HK$69,202/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$228,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,244
−HK$1,959/mo
▼ 0.25% · 3.875%
HK$32,216
−HK$987/mo
Today · 4.125%
HK$33,203
baseline
▲ 0.50% · 4.625%
HK$35,223
+HK$2,020/mo
Deposit HK$761K · loan HK$6.85M · min. income ≈ HK$66,406/mo (50% DSR)
Upfront cash ≈ HK$990K (deposit + AVD stamp duty HK$228,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,758
−HK$1,878/mo
▼ 0.25% · 3.875%
HK$35,691
−HK$945/mo
Today · 4.125%
HK$36,636
baseline
▲ 0.50% · 4.625%
HK$38,567
+HK$1,931/mo
Deposit HK$761K · loan HK$6.85M · min. income ≈ HK$73,272/mo (50% DSR)
Upfront cash ≈ HK$990K (deposit + AVD stamp duty HK$228,365 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).