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At today's rate and a 90% mortgage, the deposit on this unit is about HK$437K, with repayments around HK$19,059/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$437K · loan HK$3.93M · min. income ≈ HK$38,118/mo (50% DSR)
Upfront cash ≈ HK$502K (deposit + AVD stamp duty HK$65,542 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Everyday convenience — 4 shopping and daily-needs spots nearby.
Green space & leisure — 6 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- H
- Saleable Area
- 490 Saleable ft²
- Gross Area
- 653 ft²
- Efficiency
- 75%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2023-02-17 | HK$5.55M | −4.0% 3.9y |
| 2019-03-20 | HK$5.78M | +37.6% 3.2y |
| 2015-12-31 | HK$4.20M | +193.7% 9.0y |
| 2007-01-18 | HK$1.43M | +11.7% 2.8y |
| 2004-03-29 | HK$1.28M | +9.5% 1.5y |
| 2002-10-10 | HK$1.17M | — |