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At today's rate and a 90% mortgage, the deposit on this unit is about HK$462K, with repayments around HK$20,139/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$462K · loan HK$4.16M · min. income ≈ HK$40,278/mo (50% DSR)
Upfront cash ≈ HK$541K (deposit + AVD stamp duty HK$79,203 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Everyday convenience — 4 shopping and daily-needs spots nearby.
Green space & leisure — 6 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 8/F
- Flat
- H
- Saleable Area
- 490 Saleable ft²
- Gross Area
- 653 ft²
- Efficiency
- 75%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-06-03 | HK$4.28M | +33.8% 11.8y |
| 2012-07-31 | HK$3.20M | +65.0% 2.9y |
| 2009-09-01 | HK$1.94M | +15.4% 0.3y |
| 2009-05-25 | HK$1.68M | +17.3% 2.6y |
| 2006-10-24 | HK$1.43M | +15.5% 4.0y |
| 2002-10-04 | HK$1.24M | — |