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At today's rate and a 90% mortgage, the deposit on this unit is about HK$429K, with repayments around HK$18,717/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$429K · loan HK$3.86M · min. income ≈ HK$37,434/mo (50% DSR)
Upfront cash ≈ HK$487K (deposit + AVD stamp duty HK$58,337 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Everyday convenience — 4 shopping and daily-needs spots nearby.
Green space & leisure — 6 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- G
- Saleable Area
- 490 Saleable ft²
- Gross Area
- 653 ft²
- Efficiency
- 75%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-08-23 | HK$6.14M | +219.7% 11.6y |
| 2010-01-29 | HK$1.92M | +28.0% 4.9y |
| 2005-03-24 | HK$1.50M | +12.8% 0.7y |
| 2004-07-23 | HK$1.33M | +9.0% 1.8y |
| 2004-03-25 | HK$1.22M | +2.1% 1.4y |
| 2002-10-11 | HK$1.19M | — |