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At today's rate and a 90% mortgage, the deposit on this unit is about HK$564K, with repayments around HK$24,616/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$564K · loan HK$5.08M · min. income ≈ HK$49,232/mo (50% DSR)
Upfront cash ≈ HK$691K (deposit + AVD stamp duty HK$126,981 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Everyday convenience — 4 shopping and daily-needs spots nearby.
Green space & leisure — 6 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- F
- Saleable Area
- 644 Saleable ft²
- Gross Area
- 850 ft²
- Efficiency
- 76%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-04-03 | HK$6.45M | −0.8% 6.5y |
| 2017-10-26 | HK$6.50M | +30.0% 3.3y |
| 2014-06-30 | HK$5.00M | +123.3% 6.9y |
| 2007-08-02 | HK$2.24M | −3.8% 2.1y |
| 2005-07-06 | HK$2.33M | +52.6% 2.1y |
| 2003-06-11 | HK$1.53M | — |