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At today's rate and a 90% mortgage, the deposit on this unit is about HK$512K, with repayments around HK$22,352/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$512K · loan HK$4.61M · min. income ≈ HK$44,704/mo (50% DSR)
Upfront cash ≈ HK$628K (deposit + AVD stamp duty HK$115,302 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Everyday convenience — 4 shopping and daily-needs spots nearby.
Green space & leisure — 6 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 6/F
- Flat
- C
- Saleable Area
- 549 Saleable ft²
- Gross Area
- 719 ft²
- Efficiency
- 76%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-07-13 | HK$6.19M | −10.0% 5.8y |
| 2020-10-09 | HK$6.88M | +9.2% 3.3y |
| 2017-06-28 | HK$6.30M | +126.6% 7.3y |
| 2010-03-15 | HK$2.78M | +35.0% 4.0y |
| 2006-03-22 | HK$2.06M | +22.8% 3.5y |
| 2002-10-08 | HK$1.68M | — |