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At today's rate and a 90% mortgage, the deposit on this unit is about HK$489K, with repayments around HK$21,345/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$489K · loan HK$4.40M · min. income ≈ HK$42,690/mo (50% DSR)
Upfront cash ≈ HK$596K (deposit + AVD stamp duty HK$106,860 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Everyday convenience — 4 shopping and daily-needs spots nearby.
Green space & leisure — 6 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 12/F
- Flat
- G
- Saleable Area
- 490 Saleable ft²
- Gross Area
- 653 ft²
- Efficiency
- 75%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-10-24 | HK$4.48M | −20.3% 8.0y |
| 2017-10-04 | HK$5.62M | +37.1% 3.0y |
| 2014-10-10 | HK$4.10M | +42.4% 2.7y |
| 2012-01-19 | HK$2.88M | +78.9% 4.2y |
| 2007-10-29 | HK$1.61M | +20.9% 5.1y |
| 2002-10-11 | HK$1.33M | — |