▼ 0.50% · 3.625%
HK$3,667
−HK$230/mo
▼ 0.25% · 3.875%
HK$3,781
−HK$116/mo
Today · 4.125%
HK$3,897
baseline
▲ 0.50% · 4.625%
HK$4,134
+HK$237/mo
Deposit HK$804K · loan HK$804K · min. income ≈ HK$7,794/mo (50% DSR)
Upfront cash ≈ HK$804K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,080
−HK$220/mo
▼ 0.25% · 3.875%
HK$4,189
−HK$111/mo
Today · 4.125%
HK$4,300
baseline
▲ 0.50% · 4.625%
HK$4,527
+HK$227/mo
Deposit HK$804K · loan HK$804K · min. income ≈ HK$8,600/mo (50% DSR)
Upfront cash ≈ HK$804K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,034
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,159
−HK$128/mo
Today · 4.125%
HK$4,287
baseline
▲ 0.50% · 4.625%
HK$4,548
+HK$261/mo
Deposit HK$724K · loan HK$885K · min. income ≈ HK$8,574/mo (50% DSR)
Upfront cash ≈ HK$724K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,488
−HK$242/mo
▼ 0.25% · 3.875%
HK$4,608
−HK$122/mo
Today · 4.125%
HK$4,730
baseline
▲ 0.50% · 4.625%
HK$4,979
+HK$249/mo
Deposit HK$724K · loan HK$885K · min. income ≈ HK$9,460/mo (50% DSR)
Upfront cash ≈ HK$724K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,401
−HK$275/mo
▼ 0.25% · 3.875%
HK$4,537
−HK$139/mo
Today · 4.125%
HK$4,676
baseline
▲ 0.50% · 4.625%
HK$4,961
+HK$285/mo
Deposit HK$643K · loan HK$965K · min. income ≈ HK$9,352/mo (50% DSR)
Upfront cash ≈ HK$643K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,896
−HK$264/mo
▼ 0.25% · 3.875%
HK$5,027
−HK$133/mo
Today · 4.125%
HK$5,160
baseline
▲ 0.50% · 4.625%
HK$5,432
+HK$272/mo
Deposit HK$643K · loan HK$965K · min. income ≈ HK$10,320/mo (50% DSR)
Upfront cash ≈ HK$643K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,767
−HK$299/mo
▼ 0.25% · 3.875%
HK$4,916
−HK$150/mo
Today · 4.125%
HK$5,066
baseline
▲ 0.50% · 4.625%
HK$5,374
+HK$308/mo
Deposit HK$563K · loan HK$1.05M · min. income ≈ HK$10,132/mo (50% DSR)
Upfront cash ≈ HK$563K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,304
−HK$286/mo
▼ 0.25% · 3.875%
HK$5,446
−HK$144/mo
Today · 4.125%
HK$5,590
baseline
▲ 0.50% · 4.625%
HK$5,885
+HK$295/mo
Deposit HK$563K · loan HK$1.05M · min. income ≈ HK$11,180/mo (50% DSR)
Upfront cash ≈ HK$563K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,134
−HK$322/mo
▼ 0.25% · 3.875%
HK$5,294
−HK$162/mo
Today · 4.125%
HK$5,456
baseline
▲ 0.50% · 4.625%
HK$5,788
+HK$332/mo
Deposit HK$482K · loan HK$1.13M · min. income ≈ HK$10,912/mo (50% DSR)
Upfront cash ≈ HK$483K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,711
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,865
−HK$155/mo
Today · 4.125%
HK$6,020
baseline
▲ 0.50% · 4.625%
HK$6,337
+HK$317/mo
Deposit HK$482K · loan HK$1.13M · min. income ≈ HK$12,040/mo (50% DSR)
Upfront cash ≈ HK$483K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,501
−HK$345/mo
▼ 0.25% · 3.875%
HK$5,672
−HK$174/mo
Today · 4.125%
HK$5,846
baseline
▲ 0.50% · 4.625%
HK$6,201
+HK$355/mo
Deposit HK$402K · loan HK$1.21M · min. income ≈ HK$11,692/mo (50% DSR)
Upfront cash ≈ HK$402K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,119
−HK$331/mo
▼ 0.25% · 3.875%
HK$6,284
−HK$166/mo
Today · 4.125%
HK$6,450
baseline
▲ 0.50% · 4.625%
HK$6,790
+HK$340/mo
Deposit HK$402K · loan HK$1.21M · min. income ≈ HK$12,900/mo (50% DSR)
Upfront cash ≈ HK$402K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,867
−HK$368/mo
▼ 0.25% · 3.875%
HK$6,050
−HK$185/mo
Today · 4.125%
HK$6,235
baseline
▲ 0.50% · 4.625%
HK$6,615
+HK$380/mo
Deposit HK$322K · loan HK$1.29M · min. income ≈ HK$12,470/mo (50% DSR)
Upfront cash ≈ HK$322K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,527
−HK$353/mo
▼ 0.25% · 3.875%
HK$6,702
−HK$178/mo
Today · 4.125%
HK$6,880
baseline
▲ 0.50% · 4.625%
HK$7,243
+HK$363/mo
Deposit HK$322K · loan HK$1.29M · min. income ≈ HK$13,760/mo (50% DSR)
Upfront cash ≈ HK$322K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,234
−HK$391/mo
▼ 0.25% · 3.875%
HK$6,428
−HK$197/mo
Today · 4.125%
HK$6,625
baseline
▲ 0.50% · 4.625%
HK$7,028
+HK$403/mo
Deposit HK$241K · loan HK$1.37M · min. income ≈ HK$13,250/mo (50% DSR)
Upfront cash ≈ HK$241K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,935
−HK$375/mo
▼ 0.25% · 3.875%
HK$7,121
−HK$189/mo
Today · 4.125%
HK$7,310
baseline
▲ 0.50% · 4.625%
HK$7,695
+HK$385/mo
Deposit HK$241K · loan HK$1.37M · min. income ≈ HK$14,620/mo (50% DSR)
Upfront cash ≈ HK$241K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,601
−HK$414/mo
▼ 0.25% · 3.875%
HK$6,806
−HK$209/mo
Today · 4.125%
HK$7,015
baseline
▲ 0.50% · 4.625%
HK$7,442
+HK$427/mo
Deposit HK$161K · loan HK$1.45M · min. income ≈ HK$14,030/mo (50% DSR)
Upfront cash ≈ HK$161K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,343
−HK$397/mo
▼ 0.25% · 3.875%
HK$7,540
−HK$200/mo
Today · 4.125%
HK$7,740
baseline
▲ 0.50% · 4.625%
HK$8,148
+HK$408/mo
Deposit HK$161K · loan HK$1.45M · min. income ≈ HK$15,480/mo (50% DSR)
Upfront cash ≈ HK$161K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).