▼ 0.50% · 3.625%
HK$3,161
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,260
−HK$100/mo
Today · 4.125%
HK$3,360
baseline
▲ 0.50% · 4.625%
HK$3,564
+HK$204/mo
Deposit HK$693K · loan HK$693K · min. income ≈ HK$6,720/mo (50% DSR)
Upfront cash ≈ HK$693K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,517
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,611
−HK$96/mo
Today · 4.125%
HK$3,707
baseline
▲ 0.50% · 4.625%
HK$3,902
+HK$195/mo
Deposit HK$693K · loan HK$693K · min. income ≈ HK$7,414/mo (50% DSR)
Upfront cash ≈ HK$693K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,478
−HK$218/mo
▼ 0.25% · 3.875%
HK$3,586
−HK$110/mo
Today · 4.125%
HK$3,696
baseline
▲ 0.50% · 4.625%
HK$3,920
+HK$224/mo
Deposit HK$624K · loan HK$763K · min. income ≈ HK$7,392/mo (50% DSR)
Upfront cash ≈ HK$624K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,869
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,972
−HK$106/mo
Today · 4.125%
HK$4,078
baseline
▲ 0.50% · 4.625%
HK$4,293
+HK$215/mo
Deposit HK$624K · loan HK$763K · min. income ≈ HK$8,156/mo (50% DSR)
Upfront cash ≈ HK$624K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,794
−HK$238/mo
▼ 0.25% · 3.875%
HK$3,912
−HK$120/mo
Today · 4.125%
HK$4,032
baseline
▲ 0.50% · 4.625%
HK$4,277
+HK$245/mo
Deposit HK$555K · loan HK$832K · min. income ≈ HK$8,064/mo (50% DSR)
Upfront cash ≈ HK$555K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,220
−HK$228/mo
▼ 0.25% · 3.875%
HK$4,334
−HK$114/mo
Today · 4.125%
HK$4,448
baseline
▲ 0.50% · 4.625%
HK$4,683
+HK$235/mo
Deposit HK$555K · loan HK$832K · min. income ≈ HK$8,896/mo (50% DSR)
Upfront cash ≈ HK$555K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,110
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,238
−HK$130/mo
Today · 4.125%
HK$4,368
baseline
▲ 0.50% · 4.625%
HK$4,633
+HK$265/mo
Deposit HK$485K · loan HK$901K · min. income ≈ HK$8,736/mo (50% DSR)
Upfront cash ≈ HK$485K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,572
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,695
−HK$124/mo
Today · 4.125%
HK$4,819
baseline
▲ 0.50% · 4.625%
HK$5,073
+HK$254/mo
Deposit HK$485K · loan HK$901K · min. income ≈ HK$9,638/mo (50% DSR)
Upfront cash ≈ HK$485K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,426
−HK$278/mo
▼ 0.25% · 3.875%
HK$4,564
−HK$140/mo
Today · 4.125%
HK$4,704
baseline
▲ 0.50% · 4.625%
HK$4,990
+HK$286/mo
Deposit HK$416K · loan HK$970K · min. income ≈ HK$9,408/mo (50% DSR)
Upfront cash ≈ HK$416K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,924
−HK$266/mo
▼ 0.25% · 3.875%
HK$5,056
−HK$134/mo
Today · 4.125%
HK$5,190
baseline
▲ 0.50% · 4.625%
HK$5,463
+HK$273/mo
Deposit HK$416K · loan HK$970K · min. income ≈ HK$10,380/mo (50% DSR)
Upfront cash ≈ HK$416K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,742
−HK$297/mo
▼ 0.25% · 3.875%
HK$4,890
−HK$149/mo
Today · 4.125%
HK$5,039
baseline
▲ 0.50% · 4.625%
HK$5,346
+HK$307/mo
Deposit HK$347K · loan HK$1.04M · min. income ≈ HK$10,078/mo (50% DSR)
Upfront cash ≈ HK$347K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,276
−HK$285/mo
▼ 0.25% · 3.875%
HK$5,417
−HK$144/mo
Today · 4.125%
HK$5,561
baseline
▲ 0.50% · 4.625%
HK$5,854
+HK$293/mo
Deposit HK$347K · loan HK$1.04M · min. income ≈ HK$11,122/mo (50% DSR)
Upfront cash ≈ HK$347K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,058
−HK$317/mo
▼ 0.25% · 3.875%
HK$5,216
−HK$159/mo
Today · 4.125%
HK$5,375
baseline
▲ 0.50% · 4.625%
HK$5,703
+HK$328/mo
Deposit HK$277K · loan HK$1.11M · min. income ≈ HK$10,750/mo (50% DSR)
Upfront cash ≈ HK$277K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,627
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,778
−HK$153/mo
Today · 4.125%
HK$5,931
baseline
▲ 0.50% · 4.625%
HK$6,244
+HK$313/mo
Deposit HK$277K · loan HK$1.11M · min. income ≈ HK$11,862/mo (50% DSR)
Upfront cash ≈ HK$277K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,374
−HK$337/mo
▼ 0.25% · 3.875%
HK$5,542
−HK$169/mo
Today · 4.125%
HK$5,711
baseline
▲ 0.50% · 4.625%
HK$6,059
+HK$348/mo
Deposit HK$208K · loan HK$1.18M · min. income ≈ HK$11,422/mo (50% DSR)
Upfront cash ≈ HK$208K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,979
−HK$323/mo
▼ 0.25% · 3.875%
HK$6,139
−HK$163/mo
Today · 4.125%
HK$6,302
baseline
▲ 0.50% · 4.625%
HK$6,634
+HK$332/mo
Deposit HK$208K · loan HK$1.18M · min. income ≈ HK$12,604/mo (50% DSR)
Upfront cash ≈ HK$208K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,691
−HK$356/mo
▼ 0.25% · 3.875%
HK$5,868
−HK$179/mo
Today · 4.125%
HK$6,047
baseline
▲ 0.50% · 4.625%
HK$6,415
+HK$368/mo
Deposit HK$139K · loan HK$1.25M · min. income ≈ HK$12,094/mo (50% DSR)
Upfront cash ≈ HK$139K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,331
−HK$342/mo
▼ 0.25% · 3.875%
HK$6,500
−HK$173/mo
Today · 4.125%
HK$6,673
baseline
▲ 0.50% · 4.625%
HK$7,024
+HK$351/mo
Deposit HK$139K · loan HK$1.25M · min. income ≈ HK$13,346/mo (50% DSR)
Upfront cash ≈ HK$139K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).