▼ 0.50% · 3.625%
HK$3,168
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,267
−HK$100/mo
Today · 4.125%
HK$3,367
baseline
▲ 0.50% · 4.625%
HK$3,572
+HK$205/mo
Deposit HK$695K · loan HK$695K · min. income ≈ HK$6,734/mo (50% DSR)
Upfront cash ≈ HK$695K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,525
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,619
−HK$96/mo
Today · 4.125%
HK$3,715
baseline
▲ 0.50% · 4.625%
HK$3,911
+HK$196/mo
Deposit HK$695K · loan HK$695K · min. income ≈ HK$7,430/mo (50% DSR)
Upfront cash ≈ HK$695K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,485
−HK$219/mo
▼ 0.25% · 3.875%
HK$3,594
−HK$110/mo
Today · 4.125%
HK$3,704
baseline
▲ 0.50% · 4.625%
HK$3,929
+HK$225/mo
Deposit HK$625K · loan HK$764K · min. income ≈ HK$7,408/mo (50% DSR)
Upfront cash ≈ HK$625K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,877
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,981
−HK$106/mo
Today · 4.125%
HK$4,087
baseline
▲ 0.50% · 4.625%
HK$4,302
+HK$215/mo
Deposit HK$625K · loan HK$764K · min. income ≈ HK$8,174/mo (50% DSR)
Upfront cash ≈ HK$625K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,802
−HK$238/mo
▼ 0.25% · 3.875%
HK$3,920
−HK$120/mo
Today · 4.125%
HK$4,040
baseline
▲ 0.50% · 4.625%
HK$4,286
+HK$246/mo
Deposit HK$556K · loan HK$834K · min. income ≈ HK$8,080/mo (50% DSR)
Upfront cash ≈ HK$556K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,230
−HK$228/mo
▼ 0.25% · 3.875%
HK$4,343
−HK$115/mo
Today · 4.125%
HK$4,458
baseline
▲ 0.50% · 4.625%
HK$4,693
+HK$235/mo
Deposit HK$556K · loan HK$834K · min. income ≈ HK$8,916/mo (50% DSR)
Upfront cash ≈ HK$556K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,119
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,247
−HK$130/mo
Today · 4.125%
HK$4,377
baseline
▲ 0.50% · 4.625%
HK$4,644
+HK$267/mo
Deposit HK$486K · loan HK$903K · min. income ≈ HK$8,754/mo (50% DSR)
Upfront cash ≈ HK$486K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,582
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,705
−HK$125/mo
Today · 4.125%
HK$4,830
baseline
▲ 0.50% · 4.625%
HK$5,084
+HK$254/mo
Deposit HK$486K · loan HK$903K · min. income ≈ HK$9,660/mo (50% DSR)
Upfront cash ≈ HK$486K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,436
−HK$278/mo
▼ 0.25% · 3.875%
HK$4,574
−HK$140/mo
Today · 4.125%
HK$4,714
baseline
▲ 0.50% · 4.625%
HK$5,001
+HK$287/mo
Deposit HK$417K · loan HK$973K · min. income ≈ HK$9,428/mo (50% DSR)
Upfront cash ≈ HK$417K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,935
−HK$266/mo
▼ 0.25% · 3.875%
HK$5,067
−HK$134/mo
Today · 4.125%
HK$5,201
baseline
▲ 0.50% · 4.625%
HK$5,475
+HK$274/mo
Deposit HK$417K · loan HK$973K · min. income ≈ HK$10,402/mo (50% DSR)
Upfront cash ≈ HK$417K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,753
−HK$298/mo
▼ 0.25% · 3.875%
HK$4,900
−HK$151/mo
Today · 4.125%
HK$5,051
baseline
▲ 0.50% · 4.625%
HK$5,358
+HK$307/mo
Deposit HK$347K · loan HK$1.04M · min. income ≈ HK$10,102/mo (50% DSR)
Upfront cash ≈ HK$347K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,287
−HK$286/mo
▼ 0.25% · 3.875%
HK$5,429
−HK$144/mo
Today · 4.125%
HK$5,573
baseline
▲ 0.50% · 4.625%
HK$5,867
+HK$294/mo
Deposit HK$347K · loan HK$1.04M · min. income ≈ HK$11,146/mo (50% DSR)
Upfront cash ≈ HK$347K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,069
−HK$318/mo
▼ 0.25% · 3.875%
HK$5,227
−HK$160/mo
Today · 4.125%
HK$5,387
baseline
▲ 0.50% · 4.625%
HK$5,715
+HK$328/mo
Deposit HK$278K · loan HK$1.11M · min. income ≈ HK$10,774/mo (50% DSR)
Upfront cash ≈ HK$278K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,640
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,791
−HK$153/mo
Today · 4.125%
HK$5,944
baseline
▲ 0.50% · 4.625%
HK$6,258
+HK$314/mo
Deposit HK$278K · loan HK$1.11M · min. income ≈ HK$11,888/mo (50% DSR)
Upfront cash ≈ HK$278K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,386
−HK$338/mo
▼ 0.25% · 3.875%
HK$5,554
−HK$170/mo
Today · 4.125%
HK$5,724
baseline
▲ 0.50% · 4.625%
HK$6,072
+HK$348/mo
Deposit HK$208K · loan HK$1.18M · min. income ≈ HK$11,448/mo (50% DSR)
Upfront cash ≈ HK$209K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,992
−HK$324/mo
▼ 0.25% · 3.875%
HK$6,153
−HK$163/mo
Today · 4.125%
HK$6,316
baseline
▲ 0.50% · 4.625%
HK$6,649
+HK$333/mo
Deposit HK$208K · loan HK$1.18M · min. income ≈ HK$12,632/mo (50% DSR)
Upfront cash ≈ HK$209K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,703
−HK$358/mo
▼ 0.25% · 3.875%
HK$5,880
−HK$181/mo
Today · 4.125%
HK$6,061
baseline
▲ 0.50% · 4.625%
HK$6,429
+HK$368/mo
Deposit HK$139K · loan HK$1.25M · min. income ≈ HK$12,122/mo (50% DSR)
Upfront cash ≈ HK$139K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,345
−HK$342/mo
▼ 0.25% · 3.875%
HK$6,515
−HK$172/mo
Today · 4.125%
HK$6,687
baseline
▲ 0.50% · 4.625%
HK$7,040
+HK$353/mo
Deposit HK$139K · loan HK$1.25M · min. income ≈ HK$13,374/mo (50% DSR)
Upfront cash ≈ HK$139K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).