▼ 0.50% · 3.625%
HK$3,150
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,248
−HK$100/mo
Today · 4.125%
HK$3,348
baseline
▲ 0.50% · 4.625%
HK$3,552
+HK$204/mo
Deposit HK$691K · loan HK$691K · min. income ≈ HK$6,696/mo (50% DSR)
Upfront cash ≈ HK$691K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,505
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,599
−HK$95/mo
Today · 4.125%
HK$3,694
baseline
▲ 0.50% · 4.625%
HK$3,889
+HK$195/mo
Deposit HK$691K · loan HK$691K · min. income ≈ HK$7,388/mo (50% DSR)
Upfront cash ≈ HK$691K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,465
−HK$218/mo
▼ 0.25% · 3.875%
HK$3,573
−HK$110/mo
Today · 4.125%
HK$3,683
baseline
▲ 0.50% · 4.625%
HK$3,907
+HK$224/mo
Deposit HK$622K · loan HK$760K · min. income ≈ HK$7,366/mo (50% DSR)
Upfront cash ≈ HK$622K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,855
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,959
−HK$104/mo
Today · 4.125%
HK$4,063
baseline
▲ 0.50% · 4.625%
HK$4,278
+HK$215/mo
Deposit HK$622K · loan HK$760K · min. income ≈ HK$8,126/mo (50% DSR)
Upfront cash ≈ HK$622K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,780
−HK$237/mo
▼ 0.25% · 3.875%
HK$3,898
−HK$119/mo
Today · 4.125%
HK$4,017
baseline
▲ 0.50% · 4.625%
HK$4,262
+HK$245/mo
Deposit HK$553K · loan HK$829K · min. income ≈ HK$8,034/mo (50% DSR)
Upfront cash ≈ HK$553K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,206
−HK$227/mo
▼ 0.25% · 3.875%
HK$4,318
−HK$115/mo
Today · 4.125%
HK$4,433
baseline
▲ 0.50% · 4.625%
HK$4,667
+HK$234/mo
Deposit HK$553K · loan HK$829K · min. income ≈ HK$8,866/mo (50% DSR)
Upfront cash ≈ HK$553K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,095
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,223
−HK$129/mo
Today · 4.125%
HK$4,352
baseline
▲ 0.50% · 4.625%
HK$4,617
+HK$265/mo
Deposit HK$484K · loan HK$898K · min. income ≈ HK$8,704/mo (50% DSR)
Upfront cash ≈ HK$484K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,556
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,678
−HK$124/mo
Today · 4.125%
HK$4,802
baseline
▲ 0.50% · 4.625%
HK$5,055
+HK$253/mo
Deposit HK$484K · loan HK$898K · min. income ≈ HK$9,604/mo (50% DSR)
Upfront cash ≈ HK$484K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,410
−HK$277/mo
▼ 0.25% · 3.875%
HK$4,548
−HK$139/mo
Today · 4.125%
HK$4,687
baseline
▲ 0.50% · 4.625%
HK$4,972
+HK$285/mo
Deposit HK$414K · loan HK$967K · min. income ≈ HK$9,374/mo (50% DSR)
Upfront cash ≈ HK$415K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,907
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,038
−HK$134/mo
Today · 4.125%
HK$5,172
baseline
▲ 0.50% · 4.625%
HK$5,444
+HK$272/mo
Deposit HK$414K · loan HK$967K · min. income ≈ HK$10,344/mo (50% DSR)
Upfront cash ≈ HK$415K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,725
−HK$297/mo
▼ 0.25% · 3.875%
HK$4,872
−HK$150/mo
Today · 4.125%
HK$5,022
baseline
▲ 0.50% · 4.625%
HK$5,327
+HK$305/mo
Deposit HK$345K · loan HK$1.04M · min. income ≈ HK$10,044/mo (50% DSR)
Upfront cash ≈ HK$345K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,257
−HK$284/mo
▼ 0.25% · 3.875%
HK$5,398
−HK$143/mo
Today · 4.125%
HK$5,541
baseline
▲ 0.50% · 4.625%
HK$5,833
+HK$292/mo
Deposit HK$345K · loan HK$1.04M · min. income ≈ HK$11,082/mo (50% DSR)
Upfront cash ≈ HK$345K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,040
−HK$317/mo
▼ 0.25% · 3.875%
HK$5,197
−HK$160/mo
Today · 4.125%
HK$5,357
baseline
▲ 0.50% · 4.625%
HK$5,683
+HK$326/mo
Deposit HK$276K · loan HK$1.11M · min. income ≈ HK$10,714/mo (50% DSR)
Upfront cash ≈ HK$276K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,607
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,758
−HK$152/mo
Today · 4.125%
HK$5,910
baseline
▲ 0.50% · 4.625%
HK$6,222
+HK$312/mo
Deposit HK$276K · loan HK$1.11M · min. income ≈ HK$11,820/mo (50% DSR)
Upfront cash ≈ HK$276K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,356
−HK$335/mo
▼ 0.25% · 3.875%
HK$5,522
−HK$169/mo
Today · 4.125%
HK$5,691
baseline
▲ 0.50% · 4.625%
HK$6,038
+HK$347/mo
Deposit HK$207K · loan HK$1.17M · min. income ≈ HK$11,382/mo (50% DSR)
Upfront cash ≈ HK$207K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,958
−HK$322/mo
▼ 0.25% · 3.875%
HK$6,118
−HK$162/mo
Today · 4.125%
HK$6,280
baseline
▲ 0.50% · 4.625%
HK$6,611
+HK$331/mo
Deposit HK$207K · loan HK$1.17M · min. income ≈ HK$12,560/mo (50% DSR)
Upfront cash ≈ HK$207K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,671
−HK$355/mo
▼ 0.25% · 3.875%
HK$5,847
−HK$179/mo
Today · 4.125%
HK$6,026
baseline
▲ 0.50% · 4.625%
HK$6,393
+HK$367/mo
Deposit HK$138K · loan HK$1.24M · min. income ≈ HK$12,052/mo (50% DSR)
Upfront cash ≈ HK$138K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,308
−HK$341/mo
▼ 0.25% · 3.875%
HK$6,478
−HK$171/mo
Today · 4.125%
HK$6,649
baseline
▲ 0.50% · 4.625%
HK$7,000
+HK$351/mo
Deposit HK$138K · loan HK$1.24M · min. income ≈ HK$13,298/mo (50% DSR)
Upfront cash ≈ HK$138K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).