▼ 0.50% · 3.625%
HK$3,156
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,255
−HK$99/mo
Today · 4.125%
HK$3,354
baseline
▲ 0.50% · 4.625%
HK$3,558
+HK$204/mo
Deposit HK$692K · loan HK$692K · min. income ≈ HK$6,708/mo (50% DSR)
Upfront cash ≈ HK$692K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,512
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,606
−HK$95/mo
Today · 4.125%
HK$3,701
baseline
▲ 0.50% · 4.625%
HK$3,896
+HK$195/mo
Deposit HK$692K · loan HK$692K · min. income ≈ HK$7,402/mo (50% DSR)
Upfront cash ≈ HK$692K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,472
−HK$218/mo
▼ 0.25% · 3.875%
HK$3,580
−HK$110/mo
Today · 4.125%
HK$3,690
baseline
▲ 0.50% · 4.625%
HK$3,914
+HK$224/mo
Deposit HK$623K · loan HK$761K · min. income ≈ HK$7,380/mo (50% DSR)
Upfront cash ≈ HK$623K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,863
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,966
−HK$105/mo
Today · 4.125%
HK$4,071
baseline
▲ 0.50% · 4.625%
HK$4,286
+HK$215/mo
Deposit HK$623K · loan HK$761K · min. income ≈ HK$8,142/mo (50% DSR)
Upfront cash ≈ HK$623K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,788
−HK$237/mo
▼ 0.25% · 3.875%
HK$3,906
−HK$119/mo
Today · 4.125%
HK$4,025
baseline
▲ 0.50% · 4.625%
HK$4,270
+HK$245/mo
Deposit HK$554K · loan HK$831K · min. income ≈ HK$8,050/mo (50% DSR)
Upfront cash ≈ HK$554K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,214
−HK$227/mo
▼ 0.25% · 3.875%
HK$4,327
−HK$114/mo
Today · 4.125%
HK$4,441
baseline
▲ 0.50% · 4.625%
HK$4,676
+HK$235/mo
Deposit HK$554K · loan HK$831K · min. income ≈ HK$8,882/mo (50% DSR)
Upfront cash ≈ HK$554K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,103
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,231
−HK$130/mo
Today · 4.125%
HK$4,361
baseline
▲ 0.50% · 4.625%
HK$4,626
+HK$265/mo
Deposit HK$484K · loan HK$900K · min. income ≈ HK$8,722/mo (50% DSR)
Upfront cash ≈ HK$485K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,565
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,687
−HK$125/mo
Today · 4.125%
HK$4,812
baseline
▲ 0.50% · 4.625%
HK$5,065
+HK$253/mo
Deposit HK$484K · loan HK$900K · min. income ≈ HK$9,624/mo (50% DSR)
Upfront cash ≈ HK$485K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,419
−HK$277/mo
▼ 0.25% · 3.875%
HK$4,556
−HK$140/mo
Today · 4.125%
HK$4,696
baseline
▲ 0.50% · 4.625%
HK$4,982
+HK$286/mo
Deposit HK$415K · loan HK$969K · min. income ≈ HK$9,392/mo (50% DSR)
Upfront cash ≈ HK$415K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,916
−HK$266/mo
▼ 0.25% · 3.875%
HK$5,048
−HK$134/mo
Today · 4.125%
HK$5,182
baseline
▲ 0.50% · 4.625%
HK$5,455
+HK$273/mo
Deposit HK$415K · loan HK$969K · min. income ≈ HK$10,364/mo (50% DSR)
Upfront cash ≈ HK$415K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,735
−HK$297/mo
▼ 0.25% · 3.875%
HK$4,882
−HK$150/mo
Today · 4.125%
HK$5,032
baseline
▲ 0.50% · 4.625%
HK$5,338
+HK$306/mo
Deposit HK$346K · loan HK$1.04M · min. income ≈ HK$10,064/mo (50% DSR)
Upfront cash ≈ HK$346K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,267
−HK$285/mo
▼ 0.25% · 3.875%
HK$5,409
−HK$143/mo
Today · 4.125%
HK$5,552
baseline
▲ 0.50% · 4.625%
HK$5,844
+HK$292/mo
Deposit HK$346K · loan HK$1.04M · min. income ≈ HK$11,104/mo (50% DSR)
Upfront cash ≈ HK$346K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,050
−HK$317/mo
▼ 0.25% · 3.875%
HK$5,207
−HK$160/mo
Today · 4.125%
HK$5,367
baseline
▲ 0.50% · 4.625%
HK$5,694
+HK$327/mo
Deposit HK$277K · loan HK$1.11M · min. income ≈ HK$10,734/mo (50% DSR)
Upfront cash ≈ HK$277K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,618
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,769
−HK$153/mo
Today · 4.125%
HK$5,922
baseline
▲ 0.50% · 4.625%
HK$6,234
+HK$312/mo
Deposit HK$277K · loan HK$1.11M · min. income ≈ HK$11,844/mo (50% DSR)
Upfront cash ≈ HK$277K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,366
−HK$336/mo
▼ 0.25% · 3.875%
HK$5,533
−HK$169/mo
Today · 4.125%
HK$5,702
baseline
▲ 0.50% · 4.625%
HK$6,049
+HK$347/mo
Deposit HK$208K · loan HK$1.18M · min. income ≈ HK$11,404/mo (50% DSR)
Upfront cash ≈ HK$208K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,970
−HK$322/mo
▼ 0.25% · 3.875%
HK$6,130
−HK$162/mo
Today · 4.125%
HK$6,292
baseline
▲ 0.50% · 4.625%
HK$6,624
+HK$332/mo
Deposit HK$208K · loan HK$1.18M · min. income ≈ HK$12,584/mo (50% DSR)
Upfront cash ≈ HK$208K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,682
−HK$356/mo
▼ 0.25% · 3.875%
HK$5,858
−HK$180/mo
Today · 4.125%
HK$6,038
baseline
▲ 0.50% · 4.625%
HK$6,405
+HK$367/mo
Deposit HK$138K · loan HK$1.25M · min. income ≈ HK$12,076/mo (50% DSR)
Upfront cash ≈ HK$139K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,321
−HK$341/mo
▼ 0.25% · 3.875%
HK$6,490
−HK$172/mo
Today · 4.125%
HK$6,662
baseline
▲ 0.50% · 4.625%
HK$7,013
+HK$351/mo
Deposit HK$138K · loan HK$1.25M · min. income ≈ HK$13,324/mo (50% DSR)
Upfront cash ≈ HK$139K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).