▼ 0.50% · 3.625%
HK$3,103
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,199
−HK$98/mo
Today · 4.125%
HK$3,297
baseline
▲ 0.50% · 4.625%
HK$3,498
+HK$201/mo
Deposit HK$680K · loan HK$680K · min. income ≈ HK$6,594/mo (50% DSR)
Upfront cash ≈ HK$680K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,452
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,544
−HK$94/mo
Today · 4.125%
HK$3,638
baseline
▲ 0.50% · 4.625%
HK$3,830
+HK$192/mo
Deposit HK$680K · loan HK$680K · min. income ≈ HK$7,276/mo (50% DSR)
Upfront cash ≈ HK$680K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,413
−HK$214/mo
▼ 0.25% · 3.875%
HK$3,519
−HK$108/mo
Today · 4.125%
HK$3,627
baseline
▲ 0.50% · 4.625%
HK$3,848
+HK$221/mo
Deposit HK$612K · loan HK$748K · min. income ≈ HK$7,254/mo (50% DSR)
Upfront cash ≈ HK$612K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,797
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,899
−HK$103/mo
Today · 4.125%
HK$4,002
baseline
▲ 0.50% · 4.625%
HK$4,213
+HK$211/mo
Deposit HK$612K · loan HK$748K · min. income ≈ HK$8,004/mo (50% DSR)
Upfront cash ≈ HK$612K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,723
−HK$234/mo
▼ 0.25% · 3.875%
HK$3,839
−HK$118/mo
Today · 4.125%
HK$3,957
baseline
▲ 0.50% · 4.625%
HK$4,197
+HK$240/mo
Deposit HK$544K · loan HK$816K · min. income ≈ HK$7,914/mo (50% DSR)
Upfront cash ≈ HK$544K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,142
−HK$224/mo
▼ 0.25% · 3.875%
HK$4,253
−HK$113/mo
Today · 4.125%
HK$4,366
baseline
▲ 0.50% · 4.625%
HK$4,596
+HK$230/mo
Deposit HK$544K · loan HK$816K · min. income ≈ HK$8,732/mo (50% DSR)
Upfront cash ≈ HK$544K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,033
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,159
−HK$127/mo
Today · 4.125%
HK$4,286
baseline
▲ 0.50% · 4.625%
HK$4,547
+HK$261/mo
Deposit HK$476K · loan HK$884K · min. income ≈ HK$8,572/mo (50% DSR)
Upfront cash ≈ HK$476K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,487
−HK$242/mo
▼ 0.25% · 3.875%
HK$4,607
−HK$122/mo
Today · 4.125%
HK$4,729
baseline
▲ 0.50% · 4.625%
HK$4,979
+HK$250/mo
Deposit HK$476K · loan HK$884K · min. income ≈ HK$9,458/mo (50% DSR)
Upfront cash ≈ HK$476K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,344
−HK$272/mo
▼ 0.25% · 3.875%
HK$4,479
−HK$137/mo
Today · 4.125%
HK$4,616
baseline
▲ 0.50% · 4.625%
HK$4,897
+HK$281/mo
Deposit HK$408K · loan HK$952K · min. income ≈ HK$9,232/mo (50% DSR)
Upfront cash ≈ HK$408K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,832
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,962
−HK$131/mo
Today · 4.125%
HK$5,093
baseline
▲ 0.50% · 4.625%
HK$5,362
+HK$269/mo
Deposit HK$408K · loan HK$952K · min. income ≈ HK$10,186/mo (50% DSR)
Upfront cash ≈ HK$408K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,654
−HK$292/mo
▼ 0.25% · 3.875%
HK$4,799
−HK$147/mo
Today · 4.125%
HK$4,946
baseline
▲ 0.50% · 4.625%
HK$5,247
+HK$301/mo
Deposit HK$340K · loan HK$1.02M · min. income ≈ HK$9,892/mo (50% DSR)
Upfront cash ≈ HK$340K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,177
−HK$280/mo
▼ 0.25% · 3.875%
HK$5,316
−HK$141/mo
Today · 4.125%
HK$5,457
baseline
▲ 0.50% · 4.625%
HK$5,745
+HK$288/mo
Deposit HK$340K · loan HK$1.02M · min. income ≈ HK$10,914/mo (50% DSR)
Upfront cash ≈ HK$340K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,964
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,119
−HK$156/mo
Today · 4.125%
HK$5,275
baseline
▲ 0.50% · 4.625%
HK$5,596
+HK$321/mo
Deposit HK$272K · loan HK$1.09M · min. income ≈ HK$10,550/mo (50% DSR)
Upfront cash ≈ HK$272K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,523
−HK$298/mo
▼ 0.25% · 3.875%
HK$5,671
−HK$150/mo
Today · 4.125%
HK$5,821
baseline
▲ 0.50% · 4.625%
HK$6,128
+HK$307/mo
Deposit HK$272K · loan HK$1.09M · min. income ≈ HK$11,642/mo (50% DSR)
Upfront cash ≈ HK$272K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,274
−HK$331/mo
▼ 0.25% · 3.875%
HK$5,438
−HK$167/mo
Today · 4.125%
HK$5,605
baseline
▲ 0.50% · 4.625%
HK$5,946
+HK$341/mo
Deposit HK$204K · loan HK$1.16M · min. income ≈ HK$11,210/mo (50% DSR)
Upfront cash ≈ HK$204K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,868
−HK$317/mo
▼ 0.25% · 3.875%
HK$6,025
−HK$160/mo
Today · 4.125%
HK$6,185
baseline
▲ 0.50% · 4.625%
HK$6,511
+HK$326/mo
Deposit HK$204K · loan HK$1.16M · min. income ≈ HK$12,370/mo (50% DSR)
Upfront cash ≈ HK$204K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,585
−HK$350/mo
▼ 0.25% · 3.875%
HK$5,758
−HK$177/mo
Today · 4.125%
HK$5,935
baseline
▲ 0.50% · 4.625%
HK$6,296
+HK$361/mo
Deposit HK$136K · loan HK$1.22M · min. income ≈ HK$11,870/mo (50% DSR)
Upfront cash ≈ HK$136K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,213
−HK$335/mo
▼ 0.25% · 3.875%
HK$6,379
−HK$169/mo
Today · 4.125%
HK$6,548
baseline
▲ 0.50% · 4.625%
HK$6,894
+HK$346/mo
Deposit HK$136K · loan HK$1.22M · min. income ≈ HK$13,096/mo (50% DSR)
Upfront cash ≈ HK$136K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).