▼ 0.50% · 3.625%
HK$4,208
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,339
−HK$132/mo
Today · 4.125%
HK$4,471
baseline
▲ 0.50% · 4.625%
HK$4,744
+HK$273/mo
Deposit HK$923K · loan HK$923K · min. income ≈ HK$8,942/mo (50% DSR)
Upfront cash ≈ HK$923K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,681
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,806
−HK$128/mo
Today · 4.125%
HK$4,934
baseline
▲ 0.50% · 4.625%
HK$5,194
+HK$260/mo
Deposit HK$923K · loan HK$923K · min. income ≈ HK$9,868/mo (50% DSR)
Upfront cash ≈ HK$923K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,628
−HK$291/mo
▼ 0.25% · 3.875%
HK$4,772
−HK$147/mo
Today · 4.125%
HK$4,919
baseline
▲ 0.50% · 4.625%
HK$5,218
+HK$299/mo
Deposit HK$830K · loan HK$1.01M · min. income ≈ HK$9,838/mo (50% DSR)
Upfront cash ≈ HK$830K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,149
−HK$278/mo
▼ 0.25% · 3.875%
HK$5,287
−HK$140/mo
Today · 4.125%
HK$5,427
baseline
▲ 0.50% · 4.625%
HK$5,713
+HK$286/mo
Deposit HK$830K · loan HK$1.01M · min. income ≈ HK$10,854/mo (50% DSR)
Upfront cash ≈ HK$830K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,049
−HK$317/mo
▼ 0.25% · 3.875%
HK$5,206
−HK$160/mo
Today · 4.125%
HK$5,366
baseline
▲ 0.50% · 4.625%
HK$5,692
+HK$326/mo
Deposit HK$738K · loan HK$1.11M · min. income ≈ HK$10,732/mo (50% DSR)
Upfront cash ≈ HK$738K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,617
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,768
−HK$153/mo
Today · 4.125%
HK$5,921
baseline
▲ 0.50% · 4.625%
HK$6,233
+HK$312/mo
Deposit HK$738K · loan HK$1.11M · min. income ≈ HK$11,842/mo (50% DSR)
Upfront cash ≈ HK$738K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,470
−HK$343/mo
▼ 0.25% · 3.875%
HK$5,640
−HK$173/mo
Today · 4.125%
HK$5,813
baseline
▲ 0.50% · 4.625%
HK$6,167
+HK$354/mo
Deposit HK$646K · loan HK$1.20M · min. income ≈ HK$11,626/mo (50% DSR)
Upfront cash ≈ HK$646K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,085
−HK$329/mo
▼ 0.25% · 3.875%
HK$6,248
−HK$166/mo
Today · 4.125%
HK$6,414
baseline
▲ 0.50% · 4.625%
HK$6,752
+HK$338/mo
Deposit HK$646K · loan HK$1.20M · min. income ≈ HK$12,828/mo (50% DSR)
Upfront cash ≈ HK$646K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,891
−HK$369/mo
▼ 0.25% · 3.875%
HK$6,074
−HK$186/mo
Today · 4.125%
HK$6,260
baseline
▲ 0.50% · 4.625%
HK$6,641
+HK$381/mo
Deposit HK$554K · loan HK$1.29M · min. income ≈ HK$12,520/mo (50% DSR)
Upfront cash ≈ HK$554K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,553
−HK$354/mo
▼ 0.25% · 3.875%
HK$6,729
−HK$178/mo
Today · 4.125%
HK$6,907
baseline
▲ 0.50% · 4.625%
HK$7,271
+HK$364/mo
Deposit HK$554K · loan HK$1.29M · min. income ≈ HK$13,814/mo (50% DSR)
Upfront cash ≈ HK$554K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,311
−HK$396/mo
▼ 0.25% · 3.875%
HK$6,508
−HK$199/mo
Today · 4.125%
HK$6,707
baseline
▲ 0.50% · 4.625%
HK$7,115
+HK$408/mo
Deposit HK$461K · loan HK$1.38M · min. income ≈ HK$13,414/mo (50% DSR)
Upfront cash ≈ HK$461K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,021
−HK$380/mo
▼ 0.25% · 3.875%
HK$7,210
−HK$191/mo
Today · 4.125%
HK$7,401
baseline
▲ 0.50% · 4.625%
HK$7,791
+HK$390/mo
Deposit HK$461K · loan HK$1.38M · min. income ≈ HK$14,802/mo (50% DSR)
Upfront cash ≈ HK$461K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,732
−HK$422/mo
▼ 0.25% · 3.875%
HK$6,942
−HK$212/mo
Today · 4.125%
HK$7,154
baseline
▲ 0.50% · 4.625%
HK$7,590
+HK$436/mo
Deposit HK$369K · loan HK$1.48M · min. income ≈ HK$14,308/mo (50% DSR)
Upfront cash ≈ HK$369K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,490
−HK$404/mo
▼ 0.25% · 3.875%
HK$7,690
−HK$204/mo
Today · 4.125%
HK$7,894
baseline
▲ 0.50% · 4.625%
HK$8,310
+HK$416/mo
Deposit HK$369K · loan HK$1.48M · min. income ≈ HK$15,788/mo (50% DSR)
Upfront cash ≈ HK$369K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,153
−HK$449/mo
▼ 0.25% · 3.875%
HK$7,375
−HK$227/mo
Today · 4.125%
HK$7,602
baseline
▲ 0.50% · 4.625%
HK$8,064
+HK$462/mo
Deposit HK$277K · loan HK$1.57M · min. income ≈ HK$15,204/mo (50% DSR)
Upfront cash ≈ HK$277K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,958
−HK$430/mo
▼ 0.25% · 3.875%
HK$8,171
−HK$217/mo
Today · 4.125%
HK$8,388
baseline
▲ 0.50% · 4.625%
HK$8,830
+HK$442/mo
Deposit HK$277K · loan HK$1.57M · min. income ≈ HK$16,776/mo (50% DSR)
Upfront cash ≈ HK$277K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,574
−HK$475/mo
▼ 0.25% · 3.875%
HK$7,809
−HK$240/mo
Today · 4.125%
HK$8,049
baseline
▲ 0.50% · 4.625%
HK$8,538
+HK$489/mo
Deposit HK$185K · loan HK$1.66M · min. income ≈ HK$16,098/mo (50% DSR)
Upfront cash ≈ HK$185K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,426
−HK$455/mo
▼ 0.25% · 3.875%
HK$8,652
−HK$229/mo
Today · 4.125%
HK$8,881
baseline
▲ 0.50% · 4.625%
HK$9,349
+HK$468/mo
Deposit HK$185K · loan HK$1.66M · min. income ≈ HK$17,762/mo (50% DSR)
Upfront cash ≈ HK$185K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).