▼ 0.50% · 3.625%
HK$4,104
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,232
−HK$130/mo
Today · 4.125%
HK$4,362
baseline
▲ 0.50% · 4.625%
HK$4,627
+HK$265/mo
Deposit HK$900K · loan HK$900K · min. income ≈ HK$8,724/mo (50% DSR)
Upfront cash ≈ HK$900K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,566
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,689
−HK$124/mo
Today · 4.125%
HK$4,813
baseline
▲ 0.50% · 4.625%
HK$5,067
+HK$254/mo
Deposit HK$900K · loan HK$900K · min. income ≈ HK$9,626/mo (50% DSR)
Upfront cash ≈ HK$900K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,515
−HK$283/mo
▼ 0.25% · 3.875%
HK$4,655
−HK$143/mo
Today · 4.125%
HK$4,798
baseline
▲ 0.50% · 4.625%
HK$5,090
+HK$292/mo
Deposit HK$810K · loan HK$990K · min. income ≈ HK$9,596/mo (50% DSR)
Upfront cash ≈ HK$810K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,023
−HK$271/mo
▼ 0.25% · 3.875%
HK$5,157
−HK$137/mo
Today · 4.125%
HK$5,294
baseline
▲ 0.50% · 4.625%
HK$5,573
+HK$279/mo
Deposit HK$810K · loan HK$990K · min. income ≈ HK$10,588/mo (50% DSR)
Upfront cash ≈ HK$810K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,925
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,079
−HK$155/mo
Today · 4.125%
HK$5,234
baseline
▲ 0.50% · 4.625%
HK$5,553
+HK$319/mo
Deposit HK$720K · loan HK$1.08M · min. income ≈ HK$10,468/mo (50% DSR)
Upfront cash ≈ HK$720K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,479
−HK$296/mo
▼ 0.25% · 3.875%
HK$5,626
−HK$149/mo
Today · 4.125%
HK$5,775
baseline
▲ 0.50% · 4.625%
HK$6,080
+HK$305/mo
Deposit HK$720K · loan HK$1.08M · min. income ≈ HK$11,550/mo (50% DSR)
Upfront cash ≈ HK$720K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,336
−HK$334/mo
▼ 0.25% · 3.875%
HK$5,502
−HK$168/mo
Today · 4.125%
HK$5,670
baseline
▲ 0.50% · 4.625%
HK$6,015
+HK$345/mo
Deposit HK$630K · loan HK$1.17M · min. income ≈ HK$11,340/mo (50% DSR)
Upfront cash ≈ HK$630K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,936
−HK$321/mo
▼ 0.25% · 3.875%
HK$6,095
−HK$162/mo
Today · 4.125%
HK$6,257
baseline
▲ 0.50% · 4.625%
HK$6,586
+HK$329/mo
Deposit HK$630K · loan HK$1.17M · min. income ≈ HK$12,514/mo (50% DSR)
Upfront cash ≈ HK$630K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,746
−HK$361/mo
▼ 0.25% · 3.875%
HK$5,925
−HK$182/mo
Today · 4.125%
HK$6,107
baseline
▲ 0.50% · 4.625%
HK$6,478
+HK$371/mo
Deposit HK$540K · loan HK$1.26M · min. income ≈ HK$12,214/mo (50% DSR)
Upfront cash ≈ HK$540K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,393
−HK$345/mo
▼ 0.25% · 3.875%
HK$6,564
−HK$174/mo
Today · 4.125%
HK$6,738
baseline
▲ 0.50% · 4.625%
HK$7,093
+HK$355/mo
Deposit HK$540K · loan HK$1.26M · min. income ≈ HK$13,476/mo (50% DSR)
Upfront cash ≈ HK$540K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,157
−HK$386/mo
▼ 0.25% · 3.875%
HK$6,348
−HK$195/mo
Today · 4.125%
HK$6,543
baseline
▲ 0.50% · 4.625%
HK$6,941
+HK$398/mo
Deposit HK$450K · loan HK$1.35M · min. income ≈ HK$13,086/mo (50% DSR)
Upfront cash ≈ HK$450K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,849
−HK$370/mo
▼ 0.25% · 3.875%
HK$7,033
−HK$186/mo
Today · 4.125%
HK$7,219
baseline
▲ 0.50% · 4.625%
HK$7,600
+HK$381/mo
Deposit HK$450K · loan HK$1.35M · min. income ≈ HK$14,438/mo (50% DSR)
Upfront cash ≈ HK$450K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,567
−HK$412/mo
▼ 0.25% · 3.875%
HK$6,771
−HK$208/mo
Today · 4.125%
HK$6,979
baseline
▲ 0.50% · 4.625%
HK$7,404
+HK$425/mo
Deposit HK$360K · loan HK$1.44M · min. income ≈ HK$13,958/mo (50% DSR)
Upfront cash ≈ HK$360K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,306
−HK$395/mo
▼ 0.25% · 3.875%
HK$7,502
−HK$199/mo
Today · 4.125%
HK$7,701
baseline
▲ 0.50% · 4.625%
HK$8,106
+HK$405/mo
Deposit HK$360K · loan HK$1.44M · min. income ≈ HK$15,402/mo (50% DSR)
Upfront cash ≈ HK$360K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,978
−HK$437/mo
▼ 0.25% · 3.875%
HK$7,195
−HK$220/mo
Today · 4.125%
HK$7,415
baseline
▲ 0.50% · 4.625%
HK$7,866
+HK$451/mo
Deposit HK$270K · loan HK$1.53M · min. income ≈ HK$14,830/mo (50% DSR)
Upfront cash ≈ HK$270K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,762
−HK$420/mo
▼ 0.25% · 3.875%
HK$7,971
−HK$211/mo
Today · 4.125%
HK$8,182
baseline
▲ 0.50% · 4.625%
HK$8,613
+HK$431/mo
Deposit HK$270K · loan HK$1.53M · min. income ≈ HK$16,364/mo (50% DSR)
Upfront cash ≈ HK$270K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,388
−HK$463/mo
▼ 0.25% · 3.875%
HK$7,618
−HK$233/mo
Today · 4.125%
HK$7,851
baseline
▲ 0.50% · 4.625%
HK$8,329
+HK$478/mo
Deposit HK$180K · loan HK$1.62M · min. income ≈ HK$15,702/mo (50% DSR)
Upfront cash ≈ HK$180K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,219
−HK$444/mo
▼ 0.25% · 3.875%
HK$8,439
−HK$224/mo
Today · 4.125%
HK$8,663
baseline
▲ 0.50% · 4.625%
HK$9,120
+HK$457/mo
Deposit HK$180K · loan HK$1.62M · min. income ≈ HK$17,326/mo (50% DSR)
Upfront cash ≈ HK$180K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).