▼ 0.50% · 3.625%
HK$4,388
−HK$275/mo
▼ 0.25% · 3.875%
HK$4,524
−HK$139/mo
Today · 4.125%
HK$4,663
baseline
▲ 0.50% · 4.625%
HK$4,947
+HK$284/mo
Deposit HK$962K · loan HK$962K · min. income ≈ HK$9,326/mo (50% DSR)
Upfront cash ≈ HK$962K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,882
−HK$263/mo
▼ 0.25% · 3.875%
HK$5,013
−HK$132/mo
Today · 4.125%
HK$5,145
baseline
▲ 0.50% · 4.625%
HK$5,417
+HK$272/mo
Deposit HK$962K · loan HK$962K · min. income ≈ HK$10,290/mo (50% DSR)
Upfront cash ≈ HK$962K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,827
−HK$302/mo
▼ 0.25% · 3.875%
HK$4,977
−HK$152/mo
Today · 4.125%
HK$5,129
baseline
▲ 0.50% · 4.625%
HK$5,442
+HK$313/mo
Deposit HK$866K · loan HK$1.06M · min. income ≈ HK$10,258/mo (50% DSR)
Upfront cash ≈ HK$866K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,370
−HK$290/mo
▼ 0.25% · 3.875%
HK$5,514
−HK$146/mo
Today · 4.125%
HK$5,660
baseline
▲ 0.50% · 4.625%
HK$5,958
+HK$298/mo
Deposit HK$866K · loan HK$1.06M · min. income ≈ HK$11,320/mo (50% DSR)
Upfront cash ≈ HK$866K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,266
−HK$330/mo
▼ 0.25% · 3.875%
HK$5,429
−HK$167/mo
Today · 4.125%
HK$5,596
baseline
▲ 0.50% · 4.625%
HK$5,936
+HK$340/mo
Deposit HK$770K · loan HK$1.15M · min. income ≈ HK$11,192/mo (50% DSR)
Upfront cash ≈ HK$770K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,858
−HK$316/mo
▼ 0.25% · 3.875%
HK$6,015
−HK$159/mo
Today · 4.125%
HK$6,174
baseline
▲ 0.50% · 4.625%
HK$6,500
+HK$326/mo
Deposit HK$770K · loan HK$1.15M · min. income ≈ HK$12,348/mo (50% DSR)
Upfront cash ≈ HK$770K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,704
−HK$358/mo
▼ 0.25% · 3.875%
HK$5,882
−HK$180/mo
Today · 4.125%
HK$6,062
baseline
▲ 0.50% · 4.625%
HK$6,431
+HK$369/mo
Deposit HK$674K · loan HK$1.25M · min. income ≈ HK$12,124/mo (50% DSR)
Upfront cash ≈ HK$674K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,346
−HK$343/mo
▼ 0.25% · 3.875%
HK$6,516
−HK$173/mo
Today · 4.125%
HK$6,689
baseline
▲ 0.50% · 4.625%
HK$7,042
+HK$353/mo
Deposit HK$674K · loan HK$1.25M · min. income ≈ HK$13,378/mo (50% DSR)
Upfront cash ≈ HK$674K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,143
−HK$385/mo
▼ 0.25% · 3.875%
HK$6,334
−HK$194/mo
Today · 4.125%
HK$6,528
baseline
▲ 0.50% · 4.625%
HK$6,926
+HK$398/mo
Deposit HK$577K · loan HK$1.35M · min. income ≈ HK$13,056/mo (50% DSR)
Upfront cash ≈ HK$577K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,834
−HK$369/mo
▼ 0.25% · 3.875%
HK$7,018
−HK$185/mo
Today · 4.125%
HK$7,203
baseline
▲ 0.50% · 4.625%
HK$7,583
+HK$380/mo
Deposit HK$577K · loan HK$1.35M · min. income ≈ HK$14,406/mo (50% DSR)
Upfront cash ≈ HK$577K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,582
−HK$413/mo
▼ 0.25% · 3.875%
HK$6,787
−HK$208/mo
Today · 4.125%
HK$6,995
baseline
▲ 0.50% · 4.625%
HK$7,420
+HK$425/mo
Deposit HK$481K · loan HK$1.44M · min. income ≈ HK$13,990/mo (50% DSR)
Upfront cash ≈ HK$481K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,322
−HK$396/mo
▼ 0.25% · 3.875%
HK$7,519
−HK$199/mo
Today · 4.125%
HK$7,718
baseline
▲ 0.50% · 4.625%
HK$8,125
+HK$407/mo
Deposit HK$481K · loan HK$1.44M · min. income ≈ HK$15,436/mo (50% DSR)
Upfront cash ≈ HK$481K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,021
−HK$440/mo
▼ 0.25% · 3.875%
HK$7,239
−HK$222/mo
Today · 4.125%
HK$7,461
baseline
▲ 0.50% · 4.625%
HK$7,915
+HK$454/mo
Deposit HK$385K · loan HK$1.54M · min. income ≈ HK$14,922/mo (50% DSR)
Upfront cash ≈ HK$385K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,811
−HK$422/mo
▼ 0.25% · 3.875%
HK$8,020
−HK$213/mo
Today · 4.125%
HK$8,233
baseline
▲ 0.50% · 4.625%
HK$8,667
+HK$434/mo
Deposit HK$385K · loan HK$1.54M · min. income ≈ HK$16,466/mo (50% DSR)
Upfront cash ≈ HK$385K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,460
−HK$467/mo
▼ 0.25% · 3.875%
HK$7,692
−HK$235/mo
Today · 4.125%
HK$7,927
baseline
▲ 0.50% · 4.625%
HK$8,410
+HK$483/mo
Deposit HK$289K · loan HK$1.64M · min. income ≈ HK$15,854/mo (50% DSR)
Upfront cash ≈ HK$289K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,299
−HK$448/mo
▼ 0.25% · 3.875%
HK$8,521
−HK$226/mo
Today · 4.125%
HK$8,747
baseline
▲ 0.50% · 4.625%
HK$9,208
+HK$461/mo
Deposit HK$289K · loan HK$1.64M · min. income ≈ HK$17,494/mo (50% DSR)
Upfront cash ≈ HK$289K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,898
−HK$496/mo
▼ 0.25% · 3.875%
HK$8,144
−HK$250/mo
Today · 4.125%
HK$8,394
baseline
▲ 0.50% · 4.625%
HK$8,904
+HK$510/mo
Deposit HK$192K · loan HK$1.73M · min. income ≈ HK$16,788/mo (50% DSR)
Upfront cash ≈ HK$193K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,787
−HK$475/mo
▼ 0.25% · 3.875%
HK$9,023
−HK$239/mo
Today · 4.125%
HK$9,262
baseline
▲ 0.50% · 4.625%
HK$9,750
+HK$488/mo
Deposit HK$192K · loan HK$1.73M · min. income ≈ HK$18,524/mo (50% DSR)
Upfront cash ≈ HK$193K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).