▼ 0.50% · 3.625%
HK$4,106
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,233
−HK$130/mo
Today · 4.125%
HK$4,363
baseline
▲ 0.50% · 4.625%
HK$4,628
+HK$265/mo
Deposit HK$900K · loan HK$900K · min. income ≈ HK$8,726/mo (50% DSR)
Upfront cash ≈ HK$900K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,567
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,690
−HK$124/mo
Today · 4.125%
HK$4,814
baseline
▲ 0.50% · 4.625%
HK$5,068
+HK$254/mo
Deposit HK$900K · loan HK$900K · min. income ≈ HK$9,628/mo (50% DSR)
Upfront cash ≈ HK$900K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,516
−HK$283/mo
▼ 0.25% · 3.875%
HK$4,657
−HK$142/mo
Today · 4.125%
HK$4,799
baseline
▲ 0.50% · 4.625%
HK$5,091
+HK$292/mo
Deposit HK$810K · loan HK$990K · min. income ≈ HK$9,598/mo (50% DSR)
Upfront cash ≈ HK$810K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,024
−HK$272/mo
▼ 0.25% · 3.875%
HK$5,159
−HK$137/mo
Today · 4.125%
HK$5,296
baseline
▲ 0.50% · 4.625%
HK$5,575
+HK$279/mo
Deposit HK$810K · loan HK$990K · min. income ≈ HK$10,592/mo (50% DSR)
Upfront cash ≈ HK$810K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,927
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,080
−HK$156/mo
Today · 4.125%
HK$5,236
baseline
▲ 0.50% · 4.625%
HK$5,554
+HK$318/mo
Deposit HK$720K · loan HK$1.08M · min. income ≈ HK$10,472/mo (50% DSR)
Upfront cash ≈ HK$720K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,481
−HK$296/mo
▼ 0.25% · 3.875%
HK$5,628
−HK$149/mo
Today · 4.125%
HK$5,777
baseline
▲ 0.50% · 4.625%
HK$6,081
+HK$304/mo
Deposit HK$720K · loan HK$1.08M · min. income ≈ HK$11,554/mo (50% DSR)
Upfront cash ≈ HK$720K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,337
−HK$335/mo
▼ 0.25% · 3.875%
HK$5,503
−HK$169/mo
Today · 4.125%
HK$5,672
baseline
▲ 0.50% · 4.625%
HK$6,017
+HK$345/mo
Deposit HK$630K · loan HK$1.17M · min. income ≈ HK$11,344/mo (50% DSR)
Upfront cash ≈ HK$630K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,938
−HK$320/mo
▼ 0.25% · 3.875%
HK$6,097
−HK$161/mo
Today · 4.125%
HK$6,258
baseline
▲ 0.50% · 4.625%
HK$6,588
+HK$330/mo
Deposit HK$630K · loan HK$1.17M · min. income ≈ HK$12,516/mo (50% DSR)
Upfront cash ≈ HK$630K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,748
−HK$360/mo
▼ 0.25% · 3.875%
HK$5,927
−HK$181/mo
Today · 4.125%
HK$6,108
baseline
▲ 0.50% · 4.625%
HK$6,480
+HK$372/mo
Deposit HK$540K · loan HK$1.26M · min. income ≈ HK$12,216/mo (50% DSR)
Upfront cash ≈ HK$540K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,394
−HK$346/mo
▼ 0.25% · 3.875%
HK$6,566
−HK$174/mo
Today · 4.125%
HK$6,740
baseline
▲ 0.50% · 4.625%
HK$7,095
+HK$355/mo
Deposit HK$540K · loan HK$1.26M · min. income ≈ HK$13,480/mo (50% DSR)
Upfront cash ≈ HK$540K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,158
−HK$387/mo
▼ 0.25% · 3.875%
HK$6,350
−HK$195/mo
Today · 4.125%
HK$6,545
baseline
▲ 0.50% · 4.625%
HK$6,943
+HK$398/mo
Deposit HK$450K · loan HK$1.35M · min. income ≈ HK$13,090/mo (50% DSR)
Upfront cash ≈ HK$450K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,851
−HK$370/mo
▼ 0.25% · 3.875%
HK$7,035
−HK$186/mo
Today · 4.125%
HK$7,221
baseline
▲ 0.50% · 4.625%
HK$7,602
+HK$381/mo
Deposit HK$450K · loan HK$1.35M · min. income ≈ HK$14,442/mo (50% DSR)
Upfront cash ≈ HK$450K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,569
−HK$412/mo
▼ 0.25% · 3.875%
HK$6,773
−HK$208/mo
Today · 4.125%
HK$6,981
baseline
▲ 0.50% · 4.625%
HK$7,406
+HK$425/mo
Deposit HK$360K · loan HK$1.44M · min. income ≈ HK$13,962/mo (50% DSR)
Upfront cash ≈ HK$360K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,308
−HK$395/mo
▼ 0.25% · 3.875%
HK$7,504
−HK$199/mo
Today · 4.125%
HK$7,703
baseline
▲ 0.50% · 4.625%
HK$8,109
+HK$406/mo
Deposit HK$360K · loan HK$1.44M · min. income ≈ HK$15,406/mo (50% DSR)
Upfront cash ≈ HK$360K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,979
−HK$438/mo
▼ 0.25% · 3.875%
HK$7,197
−HK$220/mo
Today · 4.125%
HK$7,417
baseline
▲ 0.50% · 4.625%
HK$7,868
+HK$451/mo
Deposit HK$270K · loan HK$1.53M · min. income ≈ HK$14,834/mo (50% DSR)
Upfront cash ≈ HK$270K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,765
−HK$419/mo
▼ 0.25% · 3.875%
HK$7,973
−HK$211/mo
Today · 4.125%
HK$8,184
baseline
▲ 0.50% · 4.625%
HK$8,615
+HK$431/mo
Deposit HK$270K · loan HK$1.53M · min. income ≈ HK$16,368/mo (50% DSR)
Upfront cash ≈ HK$270K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,390
−HK$463/mo
▼ 0.25% · 3.875%
HK$7,620
−HK$233/mo
Today · 4.125%
HK$7,853
baseline
▲ 0.50% · 4.625%
HK$8,331
+HK$478/mo
Deposit HK$180K · loan HK$1.62M · min. income ≈ HK$15,706/mo (50% DSR)
Upfront cash ≈ HK$180K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,221
−HK$444/mo
▼ 0.25% · 3.875%
HK$8,442
−HK$223/mo
Today · 4.125%
HK$8,665
baseline
▲ 0.50% · 4.625%
HK$9,122
+HK$457/mo
Deposit HK$180K · loan HK$1.62M · min. income ≈ HK$17,330/mo (50% DSR)
Upfront cash ≈ HK$180K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).