▼ 0.50% · 3.625%
HK$3,749
−HK$235/mo
▼ 0.25% · 3.875%
HK$3,866
−HK$118/mo
Today · 4.125%
HK$3,984
baseline
▲ 0.50% · 4.625%
HK$4,227
+HK$243/mo
Deposit HK$822K · loan HK$822K · min. income ≈ HK$7,968/mo (50% DSR)
Upfront cash ≈ HK$822K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,171
−HK$225/mo
▼ 0.25% · 3.875%
HK$4,283
−HK$113/mo
Today · 4.125%
HK$4,396
baseline
▲ 0.50% · 4.625%
HK$4,628
+HK$232/mo
Deposit HK$822K · loan HK$822K · min. income ≈ HK$8,792/mo (50% DSR)
Upfront cash ≈ HK$822K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,124
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,252
−HK$131/mo
Today · 4.125%
HK$4,383
baseline
▲ 0.50% · 4.625%
HK$4,649
+HK$266/mo
Deposit HK$740K · loan HK$904K · min. income ≈ HK$8,766/mo (50% DSR)
Upfront cash ≈ HK$740K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,588
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,711
−HK$125/mo
Today · 4.125%
HK$4,836
baseline
▲ 0.50% · 4.625%
HK$5,091
+HK$255/mo
Deposit HK$740K · loan HK$904K · min. income ≈ HK$9,672/mo (50% DSR)
Upfront cash ≈ HK$740K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,499
−HK$282/mo
▼ 0.25% · 3.875%
HK$4,639
−HK$142/mo
Today · 4.125%
HK$4,781
baseline
▲ 0.50% · 4.625%
HK$5,072
+HK$291/mo
Deposit HK$658K · loan HK$987K · min. income ≈ HK$9,562/mo (50% DSR)
Upfront cash ≈ HK$658K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,005
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,139
−HK$136/mo
Today · 4.125%
HK$5,275
baseline
▲ 0.50% · 4.625%
HK$5,554
+HK$279/mo
Deposit HK$658K · loan HK$987K · min. income ≈ HK$10,550/mo (50% DSR)
Upfront cash ≈ HK$658K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,874
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,026
−HK$154/mo
Today · 4.125%
HK$5,180
baseline
▲ 0.50% · 4.625%
HK$5,495
+HK$315/mo
Deposit HK$575K · loan HK$1.07M · min. income ≈ HK$10,360/mo (50% DSR)
Upfront cash ≈ HK$576K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,422
−HK$293/mo
▼ 0.25% · 3.875%
HK$5,568
−HK$147/mo
Today · 4.125%
HK$5,715
baseline
▲ 0.50% · 4.625%
HK$6,016
+HK$301/mo
Deposit HK$575K · loan HK$1.07M · min. income ≈ HK$11,430/mo (50% DSR)
Upfront cash ≈ HK$576K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,249
−HK$329/mo
▼ 0.25% · 3.875%
HK$5,412
−HK$166/mo
Today · 4.125%
HK$5,578
baseline
▲ 0.50% · 4.625%
HK$5,917
+HK$339/mo
Deposit HK$493K · loan HK$1.15M · min. income ≈ HK$11,156/mo (50% DSR)
Upfront cash ≈ HK$493K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,839
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,996
−HK$159/mo
Today · 4.125%
HK$6,155
baseline
▲ 0.50% · 4.625%
HK$6,479
+HK$324/mo
Deposit HK$493K · loan HK$1.15M · min. income ≈ HK$12,310/mo (50% DSR)
Upfront cash ≈ HK$493K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,624
−HK$352/mo
▼ 0.25% · 3.875%
HK$5,799
−HK$177/mo
Today · 4.125%
HK$5,976
baseline
▲ 0.50% · 4.625%
HK$6,340
+HK$364/mo
Deposit HK$411K · loan HK$1.23M · min. income ≈ HK$11,952/mo (50% DSR)
Upfront cash ≈ HK$411K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,256
−HK$338/mo
▼ 0.25% · 3.875%
HK$6,424
−HK$170/mo
Today · 4.125%
HK$6,594
baseline
▲ 0.50% · 4.625%
HK$6,942
+HK$348/mo
Deposit HK$411K · loan HK$1.23M · min. income ≈ HK$13,188/mo (50% DSR)
Upfront cash ≈ HK$411K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,999
−HK$376/mo
▼ 0.25% · 3.875%
HK$6,185
−HK$190/mo
Today · 4.125%
HK$6,375
baseline
▲ 0.50% · 4.625%
HK$6,763
+HK$388/mo
Deposit HK$329K · loan HK$1.32M · min. income ≈ HK$12,750/mo (50% DSR)
Upfront cash ≈ HK$329K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,673
−HK$361/mo
▼ 0.25% · 3.875%
HK$6,852
−HK$182/mo
Today · 4.125%
HK$7,034
baseline
▲ 0.50% · 4.625%
HK$7,405
+HK$371/mo
Deposit HK$329K · loan HK$1.32M · min. income ≈ HK$14,068/mo (50% DSR)
Upfront cash ≈ HK$329K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,374
−HK$399/mo
▼ 0.25% · 3.875%
HK$6,572
−HK$201/mo
Today · 4.125%
HK$6,773
baseline
▲ 0.50% · 4.625%
HK$7,185
+HK$412/mo
Deposit HK$247K · loan HK$1.40M · min. income ≈ HK$13,546/mo (50% DSR)
Upfront cash ≈ HK$247K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,091
−HK$383/mo
▼ 0.25% · 3.875%
HK$7,281
−HK$193/mo
Today · 4.125%
HK$7,474
baseline
▲ 0.50% · 4.625%
HK$7,868
+HK$394/mo
Deposit HK$247K · loan HK$1.40M · min. income ≈ HK$14,948/mo (50% DSR)
Upfront cash ≈ HK$247K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,748
−HK$424/mo
▼ 0.25% · 3.875%
HK$6,958
−HK$214/mo
Today · 4.125%
HK$7,172
baseline
▲ 0.50% · 4.625%
HK$7,608
+HK$436/mo
Deposit HK$164K · loan HK$1.48M · min. income ≈ HK$14,344/mo (50% DSR)
Upfront cash ≈ HK$165K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,508
−HK$405/mo
▼ 0.25% · 3.875%
HK$7,709
−HK$204/mo
Today · 4.125%
HK$7,913
baseline
▲ 0.50% · 4.625%
HK$8,330
+HK$417/mo
Deposit HK$164K · loan HK$1.48M · min. income ≈ HK$15,826/mo (50% DSR)
Upfront cash ≈ HK$165K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).