▼ 0.50% · 3.625%
HK$6,854
−HK$429/mo
▼ 0.25% · 3.875%
HK$7,067
−HK$216/mo
Today · 4.125%
HK$7,283
baseline
▲ 0.50% · 4.625%
HK$7,727
+HK$444/mo
Deposit HK$1.50M · loan HK$1.50M · min. income ≈ HK$14,566/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,625
−HK$412/mo
▼ 0.25% · 3.875%
HK$7,829
−HK$208/mo
Today · 4.125%
HK$8,037
baseline
▲ 0.50% · 4.625%
HK$8,460
+HK$423/mo
Deposit HK$1.50M · loan HK$1.50M · min. income ≈ HK$16,074/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,539
−HK$473/mo
▼ 0.25% · 3.875%
HK$7,774
−HK$238/mo
Today · 4.125%
HK$8,012
baseline
▲ 0.50% · 4.625%
HK$8,499
+HK$487/mo
Deposit HK$1.35M · loan HK$1.65M · min. income ≈ HK$16,024/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,387
−HK$453/mo
▼ 0.25% · 3.875%
HK$8,612
−HK$228/mo
Today · 4.125%
HK$8,840
baseline
▲ 0.50% · 4.625%
HK$9,306
+HK$466/mo
Deposit HK$1.35M · loan HK$1.65M · min. income ≈ HK$17,680/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,224
−HK$516/mo
▼ 0.25% · 3.875%
HK$8,480
−HK$260/mo
Today · 4.125%
HK$8,740
baseline
▲ 0.50% · 4.625%
HK$9,272
+HK$532/mo
Deposit HK$1.20M · loan HK$1.80M · min. income ≈ HK$17,480/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,150
−HK$494/mo
▼ 0.25% · 3.875%
HK$9,395
−HK$249/mo
Today · 4.125%
HK$9,644
baseline
▲ 0.50% · 4.625%
HK$10,152
+HK$508/mo
Deposit HK$1.20M · loan HK$1.80M · min. income ≈ HK$19,288/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,910
−HK$558/mo
▼ 0.25% · 3.875%
HK$9,187
−HK$281/mo
Today · 4.125%
HK$9,468
baseline
▲ 0.50% · 4.625%
HK$10,045
+HK$577/mo
Deposit HK$1.05M · loan HK$1.95M · min. income ≈ HK$18,936/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,912
−HK$536/mo
▼ 0.25% · 3.875%
HK$10,178
−HK$270/mo
Today · 4.125%
HK$10,448
baseline
▲ 0.50% · 4.625%
HK$10,998
+HK$550/mo
Deposit HK$1.05M · loan HK$1.95M · min. income ≈ HK$20,896/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,595
−HK$602/mo
▼ 0.25% · 3.875%
HK$9,894
−HK$303/mo
Today · 4.125%
HK$10,197
baseline
▲ 0.50% · 4.625%
HK$10,817
+HK$620/mo
Deposit HK$902K · loan HK$2.10M · min. income ≈ HK$20,394/mo (50% DSR)
Upfront cash ≈ HK$902K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,674
−HK$577/mo
▼ 0.25% · 3.875%
HK$10,961
−HK$290/mo
Today · 4.125%
HK$11,251
baseline
▲ 0.50% · 4.625%
HK$11,844
+HK$593/mo
Deposit HK$902K · loan HK$2.10M · min. income ≈ HK$22,502/mo (50% DSR)
Upfront cash ≈ HK$902K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,280
−HK$645/mo
▼ 0.25% · 3.875%
HK$10,600
−HK$325/mo
Today · 4.125%
HK$10,925
baseline
▲ 0.50% · 4.625%
HK$11,590
+HK$665/mo
Deposit HK$751K · loan HK$2.25M · min. income ≈ HK$21,850/mo (50% DSR)
Upfront cash ≈ HK$752K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,437
−HK$618/mo
▼ 0.25% · 3.875%
HK$11,744
−HK$311/mo
Today · 4.125%
HK$12,055
baseline
▲ 0.50% · 4.625%
HK$12,690
+HK$635/mo
Deposit HK$751K · loan HK$2.25M · min. income ≈ HK$24,110/mo (50% DSR)
Upfront cash ≈ HK$752K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,966
−HK$687/mo
▼ 0.25% · 3.875%
HK$11,307
−HK$346/mo
Today · 4.125%
HK$11,653
baseline
▲ 0.50% · 4.625%
HK$12,363
+HK$710/mo
Deposit HK$601K · loan HK$2.40M · min. income ≈ HK$23,306/mo (50% DSR)
Upfront cash ≈ HK$601K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,199
−HK$659/mo
▼ 0.25% · 3.875%
HK$12,527
−HK$331/mo
Today · 4.125%
HK$12,858
baseline
▲ 0.50% · 4.625%
HK$13,536
+HK$678/mo
Deposit HK$601K · loan HK$2.40M · min. income ≈ HK$25,716/mo (50% DSR)
Upfront cash ≈ HK$601K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,651
−HK$731/mo
▼ 0.25% · 3.875%
HK$12,014
−HK$368/mo
Today · 4.125%
HK$12,382
baseline
▲ 0.50% · 4.625%
HK$13,135
+HK$753/mo
Deposit HK$451K · loan HK$2.55M · min. income ≈ HK$24,764/mo (50% DSR)
Upfront cash ≈ HK$451K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,962
−HK$700/mo
▼ 0.25% · 3.875%
HK$13,309
−HK$353/mo
Today · 4.125%
HK$13,662
baseline
▲ 0.50% · 4.625%
HK$14,382
+HK$720/mo
Deposit HK$451K · loan HK$2.55M · min. income ≈ HK$27,324/mo (50% DSR)
Upfront cash ≈ HK$451K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,337
−HK$773/mo
▼ 0.25% · 3.875%
HK$12,720
−HK$390/mo
Today · 4.125%
HK$13,110
baseline
▲ 0.50% · 4.625%
HK$13,908
+HK$798/mo
Deposit HK$301K · loan HK$2.71M · min. income ≈ HK$26,220/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,724
−HK$742/mo
▼ 0.25% · 3.875%
HK$14,092
−HK$374/mo
Today · 4.125%
HK$14,466
baseline
▲ 0.50% · 4.625%
HK$15,228
+HK$762/mo
Deposit HK$301K · loan HK$2.71M · min. income ≈ HK$28,932/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).