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At today's rate and a 90% mortgage, the deposit on this unit is about HK$414K, with repayments around HK$18,066/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$414K · loan HK$3.73M · min. income ≈ HK$36,132/mo (50% DSR)
Upfront cash ≈ HK$443K (deposit + AVD stamp duty HK$28,466 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 1 min walk to LR-Pui To Station.
Family-friendly — 41 schools within a 1 km walk.
Everyday convenience — 45 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 41 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- B
- Saleable Area
- 392 Saleable ft²
- Gross Area
- 545 ft²
- Efficiency
- 72%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2018-09-03 | HK$4.00M | −17.4% 0.3y |
| 2018-05-07 | HK$4.84M | +348.1% 9.3y · 37.0%/yr |
| 2009-01-14 | HK$1.08M | −6.1% |
| 2008-02-26 | HK$1.15M | +23.7% |
| 2005-05-14 | HK$930K | +9.4% |
| 2005-04-09 | HK$850K | −17.5% |
| 1999-10-07 | HK$1.03M | — |