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At today's rate and a 90% mortgage, the deposit on this unit is about HK$422K, with repayments around HK$18,411/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$422K · loan HK$3.80M · min. income ≈ HK$36,822/mo (50% DSR)
Upfront cash ≈ HK$466K (deposit + AVD stamp duty HK$44,297 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 1 min walk to LR-Pui To Station.
Family-friendly — 41 schools within a 1 km walk.
Everyday convenience — 45 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 41 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 15/F
- Flat
- H
- Saleable Area
- 363 Saleable ft²
- Gross Area
- 500 ft²
- Efficiency
- 73%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-02-28 | HK$5.08M | +41.1% 4.0y · 10.0%/yr |
| 2015-04-01 | HK$3.60M | +31.4% |
| 2013-02-01 | HK$2.74M | +47.3% |
| 2011-02-22 | HK$1.86M | +61.7% |
| 2008-09-10 | HK$1.15M | +49.4% |
| 2003-05-24 | HK$770K | −62.1% |
| 1997-06-18 | HK$2.03M | +35.3% |
| 1997-05-29 | HK$1.50M | −16.7% |
| 1997-05-08 | HK$1.80M | +11.1% |
| 1997-04-09 | HK$1.62M | — |